I love credit cards so much!

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This adds to things i need to sit down and check before making a decision. I more than likely will not be applying for anything just to keep me at 4/24 until i know what i am doing. Can I only use PP for two guests? Am i reading that correctly? That will not work since we are a family of three and usually fly with more people. I fly out of SFO anf SJC and it does look like they both have a lounge. IS this only available when traveling internationally?
Available no matter where you’re traveling. I just “discovered” The Club at SJC after traveling through there umpteen times and not realizing the terminals were connected... I believe it is you plus 2 guests so your fam of 3 will be fine.
 

I tossed and turned all night thinking about the biz plat. As much as I want the MRs, I don’t think I want the stress of a 10k MSR. Amex are hard anyways but 10k is just a ridiculously high MSR for us, even if a visa. So, my fomo May get the better of me and I cave but gonna try to stay strong and resist!
I briefly considered this offer as well but I don’t feel it warrants an audible from our current strategy. So you aren’t alone in considering it but passing on it.
 
It's hard to keep up with this thread in general, but wow with my being on the west coast there were 5 pages today before I even opened up my laptop! I have been feeling major FOMO on that AMEX 100K offer, but with a trip coming up (so I won't be online for a few weeks) and a portion of July's double dip MSR that still needs to be spent I think it would be way too stressful.

This adds to things i need to sit down and check before making a decision. I more than likely will not be applying for anything just to keep me at 4/24 until i know what i am doing. Can I only use PP for two guests? Am i reading that correctly? That will not work since we are a family of three and usually fly with more people. I fly out of SFO anf SJC and it does look like they both have a lounge. IS this only available when traveling internationally?

Those are my airports, too, although we really do use SFO much more since we tend to do more long-haul flights than shorter ones. The lounges don't care what flight you're on. But I will mention that the AMEX Centurion one in SFO is also something to
remember in case you end up with an AMEX.


I tossed and turned all night thinking about the biz plat. As much as I want the MRs, I don’t think I want the stress of a 10k MSR. Amex are hard anyways but 10k is just a ridiculously high MSR for us, even if a visa. So, my fomo May get the better of me and I cave but gonna try to stay strong and resist!

Same here!
 
Major FOMO on the plat biz, but holding steady. No use for MRs yet, realize I could cash out. I really don't think I could do 10k right now, timing is bad. Might have worked closer to end of year with tuition + real estate taxes = 9k. I don't have the energy or time to do the complicated(in my mind) MS with gift cards to MOs. I'm learning from y'all but more comfortable with the baby steps.

Stick. To. The. Plan. Next up personal Citi AA, though they seem to be down to 50k from 60k. Need to finish my AA miles for Hawaii. Any DPs here on matching to a higher bonus? I tried on the IHG card and was shot down multiple times so I am a little worried. Maybe the difference between Chase and Citi though. If it is only 50k on the personal, might do the Barclays biz instead. I'll still need 20k miles though.
 
I tossed and turned all night thinking about the biz plat. As much as I want the MRs, I don’t think I want the stress of a 10k MSR. Amex are hard anyways but 10k is just a ridiculously high MSR for us, even if a visa. So, my fomo May get the better of me and I cave but gonna try to stay strong and resist!

Sounds like me going back and forth on the CSR and CSP double dip...although if I didn’t hit the spend on both I’d only lose 50,000 points not 100,000. My other concern is eyes on my Chase cards...don’t want to risk getting my SW conmanion pass in the future...it’s worth more to me than the 50,000UR
 
Checked last week for this. I need my return flight from our cruise...gives me a couple weeks to get discounted funds to apply to the purchase.
In rare instances they will change that date. I usually check it regularly if a release is of particular importance to me.
 
Those are my airports, too, although we really do use SFO much more since we tend to do more long-haul flights than shorter ones. The lounges don't care what flight you're on. But I will mention that the AMEX Centurion one in SFO is also something to
remember in case you end up with an AMEX.

WE also use SFO much more than SJC. We typically fly domestic in the AM and are only at the airport 1.5 hours before boarding that gives us enough time for going through security, finding our gate, using the restroom that im not sure how much we would use it.

I already have a reg blue cash amex that i have had for ever and a Hilton amex. Do any of these work for the Centurion lounge?
 
I don’t think SO will be going for the Biz Plat, but idk. I have a family members 4.5k purchase that they will let me put on my card. Just shy of the large bonus purchase, but I’m not complaining. It’s also time for Grandma and Grandpa to get a Venmo account so that’s 4K there. We will be at Disneyland so that’s probably 1k on food. And the phone for $500. I also have my car insurance at the end of August for $500. I’m more than half way done with the 20k I need. lol I feel like I could make 30k MSR in 3 months, but I’m sill hesitant.
 
This adds to things i need to sit down and check before making a decision. I more than likely will not be applying for anything just to keep me at 4/24 until i know what i am doing. Can I only use PP for two guests? Am i reading that correctly? That will not work since we are a family of three and usually fly with more people. I fly out of SFO anf SJC and it does look like they both have a lounge. IS this only available when traveling internationally?

PP allows entry for the cardholder and 2 guests, which works well for your family of 3 (we are also a family of 3). As for your travel party, I see potential referrals, or else they can wait for you at the gate.

We fly out of SFO, and unfortunately the only PP Lounge there is the Air France/KLM Lounge in the International Terminal. My wife often flies through the International Terminal for work trips to Japan or to Hawaii on Hawaiian, but she’s had the worst luck getting in because they always seem to have a sign out that says they’re not accepting PP at this time, either because they’re at capacity or prioritizing their own passengers. If you’re flying domestic out of another Terminal, you’ll need to pass through security twice to try to access that Lounge because the terminals are not connected airside. My wife doesn’t even bother with this perk most of the time. This is one reason why I value the Amex Platinum card so much, for access to the Centurion Lounge when we travel as a family.
 
Retailmenot DP

Spend $30+ at Walgreens get $10 back. I have x3 CFs did it on 2 different cards using 2 separate accounts. Bought a $50 gc both times. Chips and a soda with one purchase because I was hangry and Motrin with the other cause I needed it. Both $10 rewards posted today and I can use the deal again before it expires today and i will also register my 3rd card. Unfortunately cash back can only be transferred to PayPal. I was banned back in the churning days but said gc redemption coming soon so I’ll hold out for that!

ETA: Walgreens runs 7/27 and 7/28 posted today cash back
 
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