Also, I am not on Reddit. Is it jusr another message board?
First off, reddit is a social news and discussion site that's organized by subject and interests into subreddits. We have a subreddit called DISchurners at:
https://www.reddit.com/r/DISchurners/ It's a private group of about 150 of us, and we encourage everyone to sign up for reddit and join DISchurners because that’s where we keep our most useful tips (since things tend to move fast and get buried here) and links to credit card applications and other money saving services that you can use if you want to show some appreciation to fellow members of this community. To join, just message either
@SouthFayetteFan,
@Albort, or me with your reddit username, and we'll invite you to DISchurners.
I'm back for more instruction!
I've decided to double dip the CSP/CSR and get the Amex. I'd like the Chase cards for June travel, and if like to take advantage of the Amex deal before it's gone, so I have to apply soon.
What is the application strategy? I was reading CSR first, then CSP in incognito mode (or both incognito???). Should I apply for the Amex at the same time? I'd prefer to stagger them, but don't want to miss out on the Amex deal. We can do the minimum spend easily with some upcoming expenses (which is why I started thinking we need a better CC reward strategy!).
As you may know by now, Chase has a so-called "one Sapphire rule," meaning that Chase will only approve new applicants for a Sapphire card if they don't currently hold a Sapphire card and they haven't received a signup bonus on a Sapphire product in the past 24 months. You're good on that front. But under that rule, that means you can only get the CSP or the CSR, not both. Double dipping will get you around the "one Sapphire rule" by applying and getting approved for two Sapphire cards on the same day before Chase’s system knows you’ve gotten two cards despite their restriction. You’re essentially trying to sneak a second card approval in before Chase’s system is updated to recognize that it already approved you for your first Sapphire card and you're ineligible for the second.
For a double dip, start applying early during regular business hours of a non-holiday weekday in case you need to call Chase reconsideration ("recon") or verification departments.
For personal cards, be sure you're not running afoul of the 2/30 rule: you can only have two Chase credit card applications every 30 days or you'll likely be rejected.
Apply for the card you want
first. If you're not instantly approved and perhaps got the we'll let you know in 30 days message, call the automated status line at
1-800-432-3117 to check the status of your application. If you still aren't approved, call recon at
1-888-270-2127 to get it approved. They'll likely ask you identity verification questions.
After that first card is approved, use a different internet browser or an incognito window for the second application, so Chase doesn’t get your cookies crossed and think you’re submitting a duplicate application in error. If you're not insta-approved, you can try to wait it out by checking the automated status line after an hour or so, but if you're still not approved then call recon to get it approved on the same day as the first approval. If you have to call recon, mention that you are calling about the second card only. You don't want recon realizing you've just been approved for an earlier Sapphire. It's likely an issue with needing to move around credit lines in order to have enough available credit to open up a new card.
As for the Amex Platinum, fingers crossed you can pull it up on Cardmatch again! These kinds of targeted offers have a tendency to disappear or expire and may or may not come around again. If you think you can meet the combined CSP+CSR MSR of $8k in 3 months
and the Platinum's $5k MSR in the same 3 months, go for it! It's a great deal!
I don't really have a recommendation about applying for the Chase Sapphire double dip first or the Amex Platinum first. There are considerations both ways. Applying for two credit cards from Chase on the same day is a bit unusual (but necessary to get around the one Sapphire rule), so you may not want to draw more scrutiny by applying for the Platinum first and having Amex make a hard pull of your credit report just before your double dip. So in that sense, go for the CSP+CSR first. But you don't want to wait too long to apply for the Platinum because you could miss out on that offer. You could apply for the Platinum as soon as your CSP and CSR are approved, but Amex and Chase won't combine their hard pulls even if made on the same day so you'll see two hard pulls regardless of whether you apply for the Platinum on the same day as the CSP+CSR or on a later day. I’d add that although it’s likely that Amex will make a hard inquiry of your credit report when you apply for the Platinum, Amex will not report the opening of the new Platinum to your credit reports until at least the close of your first statement a month later, and more likely after the close of two statements or about two months later.
Of course, the Platinum offer is targeted and your best deal is to apply through the Cardmatch link. However, we do encourage people applying for new credit cards to show their support for the DIS community by applying through a DISchurners link whenever it's the same or better than the public offer. It's really a small thing to click through a link on reddit instead of a search engine, but it means a lot to the people here to know that their posts have been helpful to you and others.
Good luck!
DISchurners is where we share some of our best tips. Also when you apply for some cards you can support other DISers. This would work on the CSR and CSP cards.
Are you interested in business cards? 
.
...but those SHOES! Awesome!!
This is totally one of the coolest things we’ve done.
