Thanks. I know I have that written down somewhere. If I recall correctly we should apply around Oct., make ms by the end of Dec so points post in Jan correct? (We just want to make sure those points don't post in Dec.)It would be too early because these points wou ld post in 2018. You want them all to post in 2019 to get CP for 2019-2020. That's one of my plans for my DH
Correct. As soon as your Dec statement closes, (mine were 12/1 and 12/4), you can finish the MSR. I left around $500 on each card and met the spend in mid Dec since I wanted it to be far out enough that the points were sure to post in Jan. The only snag was the points from 1/1 took forever to post!
Yes - we had a little club going for a while waiting for those dang points to post. It was great to be meeting spend with random Christmas shopping and therefore not missing out on UR points (lots of my MSR gets taken care of with work travel and I hate putting it on a card that doesn't get 3x!)
I would do the Plastiq and see if the bonus posts. If the card is like the personal the bonus posts fairly quickly. If you don't see the bonus start using organic spend. (Can you pay your prop tax in parts? I called our county's office and they told me they don't accept partial payments.)
Something to point on the CP for anybody chasing it: Earning it in January is nice...on paper. But what really matters is when do you plan to use it. If you don't have a trip with a flight planned until say April of 2019, then whether you earn it in January or March probably means little to you. Of course, perhaps you also wanted to use those points to book the flights too and there can be other nuance to the timing but I figured I'd point that out. Alternatively, if you had 3 flights planned in February, the goal to earn a CP in Jan means a whole lot more to you.
Duh, that makes sense. I think we can, I would be paying all of first half and part of the 2nd half. I had called in December to see if we could prepay a portion (because of the new tax laws, didn't end up doing it) and they said I could. I will double check for sure. I could pay the whole year I guess, which would more than cover the spend, but I'd have to take some money from someplace else I had set aside and put it back in a couple of months.
Do you have to go the Plastiq route...(I admittedly have never used it). I just pay our property taxes through the county and school collector websites and pay their CC fee (which I assume is probably roughly identical to Plastiq).
Yep, our county doesn't accept AMEX. Big shocker huh?
Oh ok, ours does so I didn't really think about that. Something to point out - even when places say they don't accept AMEX I have tried it at times and it works. AMEX has worked on their fees in order to be accepted at more places and I've noticed some places haven't updated their website or signage to indicate that. (not necessarily indicating that's the case in your instance, but more just for general knowledge to everybody)
Yeah it's such a common thing I see in places - people are freaking out over getting 2 full years of CP, gotta time it just right, etc... and they don't have a flight until July...
