I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[cruisehopeful]

Can anyone answer a few questions about my Chase Marriott Bonvoy card? I'm thinking about cancelling it since I don't use it enough.


1.) I have a hotel certificate 35K points, awarded in June. Will I lose it if I cancel my card?
2.) I have lots of Chase cards. Should I ask to move my credit to another card before closing the Bonvoy?
3.) Are there any compelling reasons to keep the card open? I stay in a Marriott about once per year for one or two nights.

 

[wanderlust7]

Can anyone answer a few questions about my Chase Marriott Bonvoy card? I'm thinking about cancelling it since I don't use it enough.


1.) I have a hotel certificate 35K points, awarded in June. Will I lose it if I cancel my card?
2.) I have lots of Chase cards. Should I ask to move my credit to another card before closing the Bonvoy?
3.) Are there any compelling reasons to keep the card open? I stay in a Marriott about once per year for one or two nights.

You don't lose the cert if you cancel. You don't get any of the annual fee back if you cancel now. If you downgrade to the no AF Bold, you can get prorated AF back.

You've already paid about half a year's worth of AF though, so you might want to wait for the next AF and cert. You might be able to get the cert within the time for an AF refund if you wanted to cancel. If not, you can go the downgrade route.

This is assuming you don't need to cancel the card to fulfill one of the convoluted rules about getting another Bonvoy card.

 

[ten6mom]

**update**

I canceled and the entire amount seems to expire May 24, 2026.

Hello, experts.

I am supposed to fly out to Virginia this weekend to see a friend... but the lack of ATC staff has me worried, so I am thinking about canceling.

Southwest flights were PURCHASED on May 23, 2025, but CHANGED (I can't remember why, now) on June 4. The trip was purchased as a round trip (if that matters).

The outbound is marked "Wanna Get Away Plus" and the return is marked "Basic."

If I cancel these today, will I get one flight credit that expires in a month or so (the Basic one) and another one that has a slightly longer expiration date?

 

[chattadisser]

I’d love if chase gave me the option to get a code to transfer points between my accounts. It used to. Then it changed to I had to call to get a code. Now it says I can’t do anything because it can’t verify my identity. This is on both mine and my husbands biz accounts. It let me transfer from his personal to mine last time I tried but that was some time ago (after biz cards started requiring the phone call). And the phone call isn’t just get a code. I had to give a few of my other full credit card numbers first after some other identifying info. I guess I need to call and find out what the issue is so I can get the points moved before the deadline.

This is me. I had to call one time and they wanted the full numbers of my all my Chase cards and since I had my wallet sitting there and I was being a smart*** I started rattling them all off. After about the fifth one I asked her do you really want me to keep going or is this proof enough. Eventually I gave her enough information to move my URs. Since then I've found that it varies upon each login. Sometimes I get a code, sometimes it wants me to call. I've found that if it asks me to call, I can log out and then back it and sometimes get a code or sometimes I have to wait a couple of days to get a code. It's a crap shoot. I get wanting to take care of transfer points but this is happening when transferring from one card to another in my own account. I think there is a point when security goes too far.