I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[CaliforniaGirl09]

I think overseas, where they require passports, likely risky. In the States, if you list yourself as a second guest and "check in earlier"...mmm maybe not? I'm not a big Hilton person so perhaps others can chime in, though. Once again, condolences...grief can hit at the oddest times and I'm sure receiving the FNC was an unexpected reminder.

Yes, I was thinking of using it for a local property and doing exactly that--putting my name on the reservation as well. Thank you for the condolences--still hard to wrap my head around.

First off, my condolences.
(I would think a FNC may be considered part of points but Hilton may think differently.)
Second, are there points also in his account? This is #23 under Hilton Honors terms and conditions:

What happens to a deceased Member's Points?​

In the event of a Member's death:

• Points in the deceased Member's account may be transferred to another Member upon Hilton's receipt and approval of requested documentation and information.
• Transfer request and required documents must be provided within 1 year from the date of the Member's death.
• Elite status can't be transferred, and Points received by a Member through a transfer won't count toward Elite status.

​

1. Complete the Declaration form and send to priorityletter@hilton.com.
2. Provide a copy of the Member's death certificate (doesn't have to be a certified copy).
3. Provide a copy of an official document establishing the legal authority of the individual over the Member's estate.
4. The Member receiving Points must have an existing account. A new account can't be created just to receive these Points.
5. Points can't be transferred from a deceased Member to any number of recipients; however, separate paperwork must be completed for each.
6. There's no minimum or maximum number of Points that can be transferred.
7. No fee will be charged.
8. Receiving Member(s) will receive Points within 5 business days of Hilton's receipt of the completed documentation and information requested.

Transfers will be made within the sole discretion of the Hilton Honors team. Any decision made by Hilton Honors in response to a request for transfer is final and not subject to further review or dispute.

Hmm. Interesting. I suspect it wouldn't be treated as points in this case because it was given in error? In other words, if I try to call attention to it, I suspect it will be quickly rescinded. He did have points in his account but I was able to transfer them soon after his death as I have access to his accounts.

I did leave out a conversation I had with the diamond desk a couple months ago when I was booking my own FNC. I mentioned the death of my husband and that I wanted to book his FNC (this one was earned correctly) and she said i could do it as long as I had access to his account and phone. I didn't end up doing it as it was about to run out, but now I have a use for this one, so I'm considering chancing it.

But maybe too risky and bad karma ... still debating.

 

[Huskerpal]

Yes, I was thinking of using it for a local property and doing exactly that--putting my name on the reservation as well. Thank you for the condolences--still hard to wrap my head around.

Hmm. Interesting. I suspect it wouldn't be treated as points in this case because it was given in error? In other words, if I try to call attention to it, I suspect it will be quickly rescinded. He did have points in his account but I was able to transfer them soon after his death as I have access to his accounts.

I did leave out a conversation I had with the diamond desk a couple months ago when I was booking my own FNC. I mentioned the death of my husband and that I wanted to book his FNC (this one was earned correctly) and she said i could do it as long as I had access to his account and phone. I didn't end up doing it as it was about to run out, but now I have a use for this one, so I'm considering chancing it.

But maybe too risky and bad karma ... still debating.

I used my very first Aspire FNC to book the Waldorf in Vegas for my wife and her friend to go see a concert. I didn't even travel.
I told her to check-in online and then use the Hilton ap to unlock the door. Worked great and she never went to the front desk during the stay.

 

[Judique]

Yes, I was thinking of using it for a local property and doing exactly that--putting my name on the reservation as well. Thank you for the condolences--still hard to wrap my head around.

Hmm. Interesting. I suspect it wouldn't be treated as points in this case because it was given in error? In other words, if I try to call attention to it, I suspect it will be quickly rescinded. He did have points in his account but I was able to transfer them soon after his death as I have access to his accounts.

I did leave out a conversation I had with the diamond desk a couple months ago when I was booking my own FNC. I mentioned the death of my husband and that I wanted to book his FNC (this one was earned correctly) and she said i could do it as long as I had access to his account and phone. I didn't end up doing it as it was about to run out, but now I have a use for this one, so I'm considering chancing it.

But maybe too risky and bad karma ... still debating.

I'm thinking good karma since the last one ran out of time. I hope you go ahead, book it and enjoy it!

 

[bbsearchlight]

The new United changes to the free Gateway card are a killer...now the only way to get access to Saaver Awards are to either spend $10,000 on the Gateway card (which no one in their right mind would do) or to take out a paid United card. This really stings.

 

[eticketplease]

Can I just rant how I really hate these new United Card changes. I always feel like i missed out on a cards
glory days. I have barely had the card a year now the raise fee and give these "coupon" credits. What is
worse the 2 complimentary club passes now you have to be there. I use to give those to friends or relatives
when we were not going to use them.

Reminds me when Amex platinum use to be the rage. Soon after i get it they nerf the benefits and up the
fee lol.

Note to self avoid cards that @jujubiee4 gets unless you want the AF to go up and play the coupon book game

 

[eticketplease]

The new United changes to the free Gateway card are a killer...now the only way to get access to Saaver Awards are to either spend $10,000 on the Gateway card (which no one in their right mind would do) or to take out a paid United card. This really stings.

I agree but they were only valid on economy. Certainly not spending $150 to upgrade to the other card for this let alone $10k.

The delta AMEX you do have to pay for the discount but I can use it on First and comfort+

 

[wanderlust7]

Yes, I was thinking of using it for a local property and doing exactly that--putting my name on the reservation as well. Thank you for the condolences--still hard to wrap my head around.

Hmm. Interesting. I suspect it wouldn't be treated as points in this case because it was given in error? In other words, if I try to call attention to it, I suspect it will be quickly rescinded. He did have points in his account but I was able to transfer them soon after his death as I have access to his accounts.

I did leave out a conversation I had with the diamond desk a couple months ago when I was booking my own FNC. I mentioned the death of my husband and that I wanted to book his FNC (this one was earned correctly) and she said i could do it as long as I had access to his account and phone. I didn't end up doing it as it was about to run out, but now I have a use for this one, so I'm considering chancing it.

But maybe too risky and bad karma ... still debating.

I'm so sorry for your loss.

I always call to use my DH's FNCs and all they do is send a code to the e-mail on the account, which I have access to. They've never asked to speak to him. I used it once without him by addiing myself as the additional guest and that went smoothly. It wasn't international though.

Since you're using it at a local property, I'm thinking there's not much risk to trying.

 

[FreeDiningFanatic]

Another CSP question... DH is 48+ SUB on his CSP, which he PC'd to a freedom unlimited 2 weeks ago. We had planned to get the CSR, but with the elevated SUB on the CSP, now we're having second thoughts. We can always upgrade to CSR later I guess.

He should be good to apply to either now, right? Or does he need to wait a full 30 days?

FYI, for our last round of CSP/CSRs in 2021, I PC'd P2's CSR down to a Freedom. The math made sense a few months later that I needed a CSR, so I upgraded the Freedom (that had recently been a CSR) back to a CSR, it was effective immediately online and I had access to the increased points value in the portal immediately. That worked for us in 2021.

Yes, I was thinking of using it for a local property and doing exactly that--putting my name on the reservation as well. Thank you for the condolences--still hard to wrap my head around.

Hmm. Interesting. I suspect it wouldn't be treated as points in this case because it was given in error? In other words, if I try to call attention to it, I suspect it will be quickly rescinded. He did have points in his account but I was able to transfer them soon after his death as I have access to his accounts.

I did leave out a conversation I had with the diamond desk a couple months ago when I was booking my own FNC. I mentioned the death of my husband and that I wanted to book his FNC (this one was earned correctly) and she said i could do it as long as I had access to his account and phone. I didn't end up doing it as it was about to run out, but now I have a use for this one, so I'm considering chancing it.

But maybe too risky and bad karma ... still debating.

I don't think risky and also not bad karma. Many people look at the annual FNC as the reward for the fee you paid the prior year, which you did.
I often book DH's FNC's with the diamond desk- that's never been an issue. Like they said, as long as you have access to his 2 factor identification, it should not be an issue. And, I think if you are using it locally, it also shouldn't be an issue.

 

[Duckbug.Ducktales]

DH got a United biz card a few weeks ago. Offer was 100K for $5K in 3 months. Yesterday with all the changes, I noticed a new higher SUB of 125K, same spend. SMed to match but Chase said no!

Here's their message:
Thank you for contacting us about the bonus offer on your account. The new offer you are requesting is not available for a richer offer so the original offer will remain.
You will receive 100,000 bonus miles after you spend $5000o n purchases in the first 3 months from account opening.

Hadn't heard the "richer offer" terminology before... Should we try again in a few days? I wonder if I asked too soon after the new offer came out.

 

[WinterSolider]

Does anybody have a workaround for the fact that Hilton gift cards sales are still suspended?

 

[Duckbug.Ducktales]

Does anybody have a workaround for the fact that Hilton gift cards sales are still suspended?

Some restaurants and Starbucks inside Hilton hotels trigger the credit. However, I'm still waiting for mine from over a week ago and it was inside a Hilton. So it may be a bit YMMV.

The gift cards likely won't be back on sale before the end of the month, though.

 

[WinterSolider]

Some restaurants and Starbucks inside Hilton hotels trigger the credit. However, I'm still waiting for mine from over a week ago and it was inside a Hilton. So it may be a bit YMMV.

The gift cards likely won't be back on sale before the end of the month, though.

That's what I figured. I got my $60 on the Hilton Biz but I have a new Surpass that I'm going to miss out on.

 

[Arcades]

Does anyone know if 5x $100 Travel Bank purchases trigger the United Business credit card's $125 bonus (I believe I read somewhere it used to work when the requirement was 7 "flights")?

 

[Duckbug.Ducktales]

Does anyone know if 5x $100 Travel Bank purchases trigger the United Business credit card's $125 bonus (I believe I read somewhere it used to work when the requirement was 7 "flights")?

I was wondering the same thing. Probably won't know until someone tries it because this is basically a new credit--you get it in the form of travel bank instead of a statement credit. I'm hoping there will be some positive DPs soon because I don't want to try it into l unless I'm pretty sure it will work.

 

[AndreaDM]

Amex Plat retention dp: My AF hit last week, I chatted this morning, of course the agent went over all the benefits of the card and then told me there was no retention offer on my account and suggested I downgrade to the gold or green. Sigh, I guess I'll try again and maybe pick up the phone (ugh), anyone have better luck with calling vs chat?

 

[Limes96]

DH got a United biz card a few weeks ago. Offer was 100K for $5K in 3 months. Yesterday with all the changes, I noticed a new higher SUB of 125K, same spend. SMed to match but Chase said no!

Here's their message:
Thank you for contacting us about the bonus offer on your account. The new offer you are requesting is not available for a richer offer so the original offer will remain.
You will receive 100,000 bonus miles after you spend $5000o n purchases in the first 3 months from account opening.

Hadn't heard the "richer offer" terminology before... Should we try again in a few days? I wonder if I asked too soon after the new offer came out.

I got turned down for an offer match a little over a month ago on the Hyatt card and they used the same wording. I don’t remember how long after the offer came out that I asked though. I regret burning a 5/24 slot for that card now but needed to do something to replace the URs I expected to get from another ink that they turned me down for. Southwest and Hyatt are my main UR uses these days and my enthusiasm for Southwest is waning.

 

[reliev]

Has anyone heard anything about the chase pearl? i remember it was supposed to come out in march 175k++ sub etc, etc to match boa rewards. I know it was a rumor, but I'm hoping it will be true for a bigger point multiplier.

 

[sinnika]

I haven’t posted in a while, but I check in from time to time to read some posts. I saw the one about the 125,000 bonus points for the United business card. Last year I applied for the Southwest business card in September and was denied. Then I tried to get a World of Hyatt personal card in October and was denied. My last approval was a CSP in April 2024.Then I tried for an American Express Business gold which I was accepted for, but I needed the card number to do an immediate spend and they said I could not get that. So I asked them to cancel the card. It still came in the mail, I called American Express, they told me to reapply which I did, of course I got rejected because they say I already have an American Express gold business card but that card was cancelled. So then I tried for a Capital One venture card in November which I was denied. Tried again in January and was denied. Since September I canceled several cards, including my Southwest personal card and the Chase freedom unlimited as well as my CIP. I also reduced my credit limit on a few cards.I had several large expenses that I had no new credit card to use so those charges got put on existing cards. I also just did a decent spend on my CIC to get Visa gift cards at OfficeMax last week. I was fully expecting to get denied for the United business card. I currently have the United Gateway, which I will keep as long as it is free. Long story short, I was surprised to get immediate approval for the United business card. I had hoped to earn a Southwest companion pass this year, but with all the changes, I may start looking at flying United more, especially since I live near Houston. I just hate going to intercontinental airport for US flights. Hobby is so much easier to get in and out of. And also closer to me.
Anyway, I really appreciate this thread. I’ve been able to take advantage of lots of free flights to visit family. And right now family is so important. You get a different perspective when you get a breast cancer diagnosis. So last year was full of lots of medical bills and this year as well however, I am cancer free and trying to live life to the fullest.

 

[afan]

Amex Plat retention dp: My AF hit last week, I chatted this morning, of course the agent went over all the benefits of the card and then told me there was no retention offer on my account and suggested I downgrade to the gold or green. Sigh, I guess I'll try again and maybe pick up the phone (ugh), anyone have better luck with calling vs chat?

It won't make a difference. The computer decides but do make sure you are contacting them during est business hours m-f as it's a separate department and chat should transfer you, the regular reps can't help with it. I've done all of mine via chat.

The offer can come or go which means there could be one on a different day or there just isn't one.

 

[AndreaDM]

It won't make a difference. The computer decides but do make sure you are contacting them during est business hours m-f as it's a separate department and chat should transfer you, the regular reps can't help with it. I've done all of mine via chat.

The offer can come or go which means there could be one on a different day or there just isn't one.

Yes, the first agent did transfer me to that dept.