I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Grabnar]

Just got one of my better redemptions in the last year:

• Used $25 for $25 crypto purchase PayPal deal to get $50 on PayPal
• Stacked my last $30 AmEx Plat PayPal credit to get a total of $80 PayPal

Ended up taking $80 off of my GRE for my grad school application. Basically half off, Not a bad deal, all things considered

 

[elgerber]

What is up with AMEX LOL. In the last few days, dh and I have each gotten emails for the Biz Plat at 150000 and we have now each gotten upgrade offers for our Delta cards, gold to plat for me and blue to plat for him. Interesting. Now do all those offers mean we can get out of pop up prison? If only I could meet all those spends!!

 

[afan]

What is up with AMEX LOL. In the last few days, dh and I have each gotten emails for the Biz Plat at 150000 and we have now each gotten upgrade offers for our Delta cards, gold to plat for me and blue to plat for him. Interesting. Now do all those offers mean we can get out of pop up prison? If only I could meet all those spends!!

I never get emails like this from amex or offers to upgrade when I log in. I guess they don't like me. I have cards that could be upgraded too. Not that I want a biz plat with that spend but still.

 

[LilSweetPeaPhoto]

Why must BofA suck so bad. I made a 71.51 purchase last month yet I only have a statement balance of 42.01. I get the biz card thing is weird, but even for them this is off. There's a possibility, though I don't remember, that the reason I even used this card was because it had a credit. Or was it that the site I was ordering from only allows 1 card to be stored and I was too lazy to change it from when I was meeting spend and used this card. Of course the statements can't be accessed for this month or last month. I hate them.

ETA I was able to finally view the bill via the bill pay page, again why do they make their site such crap and it will load there but when I'm elsewhere on their site trying to view the statement and nothing. Apparently in my trying to pay prior to the statement in April I over paid, which is why I had a credit last month.

I so want to churn my personal AS card, but it means living with the biz card for 2 years to be able to qualify again. I just don't think that's worth it right now. If they keep their biz rules I'll just have to come up with a "business" at some point now that I don't have the rental.

I LOATHE BOA after my fun trying to get this bank bonus! GRRRR. Speaking of, I guess I need to go find an office ASAP and deposit my $20k there.

What is up with AMEX LOL. In the last few days, dh and I have each gotten emails for the Biz Plat at 150000 and we have now each gotten upgrade offers for our Delta cards, gold to plat for me and blue to plat for him. Interesting. Now do all those offers mean we can get out of pop up prison? If only I could meet all those spends!!

I got the Everyday upgrade (which I took) and a Delta upgrade (which I passed on because I wanted to get the plat outright. I was still in popup jail. GRRRR

 

[afan]

I LOATHE BOA after my fun trying to get this bank bonus! GRRRR. Speaking of, I guess I need to go find an office ASAP and deposit my $20k there.

If they didn't have the alaska card I wouldn't do business with them. They get sick drawered anyway. Much as I'd like to earn miles on spend I can do better with most of my other cards even for non cat spend.

 

[elgerber]

I LOATHE BOA after my fun trying to get this bank bonus! GRRRR. Speaking of, I guess I need to go find an office ASAP and deposit my $20k there.


I got the Everyday upgrade (which I took) and a Delta upgrade (which I passed on because I wanted to get the plat outright. I was still in popup jail. GRRRR

did you get the upgrade though ok, with no popup?
We have both had the plat, I have had it more than once LOL

 

[LilSweetPeaPhoto]

did you get the upgrade though ok, with no popup?
We have both had the plat, I have had it more than once LOL

I took the Everyday upgrade (for the 45k MR) and it worked. Like I said, I passed on the Platinum because I want to get the SUB at some point. Maybe someday Amex won't hate me. I think the pop-ups started back in the fall. I spend on the 3 I have constantly. Maybe they are upset I only held the Hilton Biz for 1 year. Or that I closed the Delta Gold (personal) after 1.5 years (did that to get the biz which is the one I wanted all along). Or maybe it's that I had the Aspire only 13 mos. I closed the Hilton biz back in 11/2020. Right now I'll be busy enough doing all the Chase spending I need to knock out. So maybe come the new year Amex will like me again. Who knows. I've been a member since 1995, (was actually my first card in college). And I held the SPG Biz card for like 7 years till the Bonvoy'd it.

 

[BamaBoy]

Speaking of BOA, anyone sign up for the business card with the $750 SUB? How long after making the MSR did the statement credit show? Thanks!

 

[Rodav]

I will be super interested in your experience. I have rooms booked at Hyatt in September but waiting on Covid return testing guidelines to be updated before grabbing airfare. We loved the property when we went many years ago.

I used to live in Aruba. Hyatt would be my recommendation. The grounds are beautiful and the location is better. Don't miss their amazing Sunday brunch!! It used to include unlimited champagne or mimosas, sushi, lobster and more

 

[georgina]

Got an email from Marriott to sign up for AmEx business card. Just got the bill for my last medical treatment and decided I needed a MSR, instant approval although the only AmEx card I currently have is the Blue Cash Everyday which I haven't used in months. My first AmEx biz card.

Speaking of BOA, anyone sign up for the business card with the $750 SUB? How long after making the MSR did the statement credit show? Thanks!

Yep. Fortunately my moving bill was charged the day after my first statement closed. I had the SUB in time to use it on that charge, along with my earned reward points for the charge. Looked it up - met MSR 4/7, promo credit hit 4/20, and I applied the $52 cash rewards on 4/22.

 

[elgerber]

Can’t remember who was trying to transfer their child’s URs to their account but DOC has this post about Chase removing household transfer option from the online interface.

https://www.doctorofcredit.com/chase-removes-household-transfer-option-in-online-interface/

Anyone seen an updates to this? I just want to move my biz ur's to my personal, and it appears I cannot do that either.

 

[Alexle2007]

I used to live in Aruba. Hyatt would be my recommendation. The grounds are beautiful and the location is better. Don't miss their amazing Sunday brunch!! It used to include unlimited champagne or mimosas, sushi, lobster and more

Great to hear! We’ll be there beginning 7/3 and have 2 Sun there!

 

[MinnieMay]

Anyone seen an updates to this? I just want to move my biz ur's to my personal, and it appears I cannot do that either.

Was the link already set up or were you trying to add the account?

 

[Alexle2007]

Thanks for the suggestions. I bought Bose last year when the credit was $200. They are $300 now; debating whether I want to pay the extra $200.

Do you use the gaming chairs for gaming or are they good as general purpose chairs?

We use them for our computer desk chairs because they are comfy. That was DS’s main purpose before he went back to physical school.

 

[elgerber]

Was the link already set up or were you trying to add the account?

Trying to add of course :-(

 

[Hoosier John]

Asking again because my question got lost in traffic:

Is there a wait period between an Amex biz denial and the C Schwab Plat?

I was denied an Amex Blue Biz Cash on May 26th (possibly related to previous attempt with credit bureaus locked?).

 

[CyndiLouWho]

It's my oldest card. I get the balance transfer checks, stuff about consolidating my debt into a personal loan with a higher rate than my student loan which is now my only debt. I get emails from them too. Even one to refi thr mortgage on my mom's house. I live here but not my mortgage but also the house is paid off so I don't know what info they are getting for that one. Also the identity protection thing. They've always been the most annoying when it comes to junk mail/email.

I always get the “transfer your high balances to our low rate card” offers when of course I never carry a balance. Or “personal loan” offers to pay off my bills Nothing useful

 

[lsutigers03]

Speaking of BOA, anyone sign up for the business card with the $750 SUB? How long after making the MSR did the statement credit show? Thanks!

For me it was about 2 weeks. The credit posted after my statement closed for the month.

 

[Alexle2007]

Asking again because my question got lost in traffic:

Is there a wait period between an Amex biz denial and the C Schwab Plat?

I was denied an Amex Blue Biz Cash on May 26th (possibly related to previous attempt with credit bureaus locked?).

No, CS Plat is a charge card.

 

[Jax1023]

So I need to get a bbp as my Amex platinum fee will post soon and I intend to cancel. I was going to use a dischurne support.

however, dh is eligible for a csp. So with the 100k bonus and Sapphire for him seems like the obvious choice. I just finished the spend on my sapphire mdd.

grr, I don’t have 11k of spend in 3 months.

I guess my best bet is to go for a no bonus bbp and get dh some sapphires right?