I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Hoosier John]

Got a question for folks that keep up with the banking/Schwab Amex plat cash out news. My plan is to possibly apply for the Schwab card next fall/early winter so I’ve started thinking about getting a Schwab account set up, but just found out they bought (or merged with? I don’t know know the vocabulary for this) TD Ameritrade and we do have an account with them. Do you think that will work for getting the plat or do we need a separate new account with Schwab still?

Hmmm ... I think I heard that they would operate independently for a couple years, but I honestly don't really know for sure.

 

[iujen94]

SW change window open. I could change 6/13 and 6/19.

Thanks for the heads up. I’ve been anxiously awaiting the window to open so I could change my return flights from Hawaii. Apparently I did too well with my original booking because no flights are any cheaper. Oh well, at least I can feel good about what I’ve got!

 

[Alexle2007]

We are using a FN cert this weekend at the Hyatt Grand Cypress near WDW. It’s our first time staying at this property. I think it’s an awesome FN cert redemption. As Globalist we don’t have to pay for parking which is great. There seems to be lots of things to do at the resort here which is quite lovely. It makes the Hyatt Place where I did the 30 night mattress run look like a dump in comparison. Happy to cross off a third Hyatt brand as we work our way to another FN cert.

This is only of my favorite resorts in Orlando! We’ve spent many nights there.

 

[calypso726]

This is only of my favorite resorts in Orlando! We’ve spent many nights there.

I can see why! It’s an amazing property and will be my go to for Hyatt FN certs.

 

[afan]

My escrow refund is in informed delivery again today. Let's see how this goes.

As for uggs, I don't like the way they look but while my feet do get cold, I think they would get way too hot in them. I'd rather just have cold toes.

 

[platamama]

Got a question for folks that keep up with the banking/Schwab Amex plat cash out news. My plan is to possibly apply for the Schwab card next fall/early winter so I’ve started thinking about getting a Schwab account set up, but just found out they bought (or merged with? I don’t know know the vocabulary for this) TD Ameritrade and we do have an account with them. Do you think that will work for getting the plat or do we need a separate new account with Schwab still?

It is easy and free to open up a Schwab checking + brokerage account and there's no monthly fee on either, I would just go ahead with that. The supportal bonus recently changed for the worse so if you were counting on that, unfortunately it requires more new monies deposited. I opened both of mine with a grand total of $20 - I think I had $15 sitting in the brokerage account for years, and then I actually used the checking account for travel because of the free ATM withdrawals everywhere. I have found the Schwab's csr's among the most pleasant to deal with in any industry, and so far have had zero problems with getting any questions taken care of. The cash-out of MRs will be deposited in the brokerage account FYI.

Tip: If the brokerage is held in a joint account, that balance will count toward both player's Schwab Amex Plats (primary cardholder, not AUs). The outcome is that if that balance is over $200K, you'll get a $100 statement credit on each Schwab Plat; over $1M then a $200 statement credit on each Schwab Plat.

 

[disfanforlife]

I checked this morning and the price on my SW flights to Orlando for September went down for the second time since booking them - saved 2200 points - not a lot but still worth changing it. And I saw flight schedule opens on June 10th for bookings November 5- January sometime. Don’t know if that was already posted here. If so, sorry for repeating the information. We have a trip in November I am anxious to book next!

 

[WVMomof3]

My escrow refund is in informed delivery again today. Let's see how this goes.

As for uggs, I don't like the way they look but while my feet do get cold, I think they would get way too hot in them. I'd rather just have cold toes.

i absolutely can’t stand cold toes. Which is my issue with those ugg slippers. My DD wore them all winter break and it would just make my toes cold looking at her bare toes. Lol. Winter means socks on 24/7. I’ve never owned Ugg’s, I am a cheapie and the knockoffs were good enough for me. Somehow both girls owned several pairs though. Why I’m cheap for me and not for them ‍♀ Though I think Santa was the splurger.

 

[hsmamato2]

I had to Google Haflinger - now I want a pair. Need to save up some pennies.

I have a couple pairs of Halfingers,boughht them like new off poshmark. $30 or less.... they're comfortable,almost as good as my birkenstocks

 

[Judique]

i absolutely can’t stand cold toes. Which is my issue with those ugg slippers. My DD wore them all winter break and it would just make my toes cold looking at her bare toes. Lol. Winter means socks on 24/7. I’ve never owned Ugg’s, I am a cheapie and the knockoffs were good enough for me. Somehow both girls owned several pairs though. Why I’m cheap for me and not for them Though I think Santa was the splurger.

Probably because the young'uns usually resist the knock offs. I picked up Kirkland look a likes and they were thoroughly rejected. I had no problem wearing them. But I still bought Uggs because 1 pair is never enough for me.

 

[FreeDiningFanatic]

SW change window open. I could change 6/13 and 6/19.

Anyone have success with 6/20 or after? I have a backup trip to Cabo if Caymans doesn’t open up. 6/20 wasn’t getting the free change for me.

 

[wanderlust7]

Got 4000 AA miles for both me and DH last night! Stored up a bunch of spins during the week and used them all. Our total haul is up to 11k.

Saw that you can only win the 4000 twice. Hope we can both win it again before the sweepstakes ends!

 

[platamama]

Echoing a topic I've seen on Twitter, just for fun, say how long you've been churning/hacking without saying how long you've been churning/hacking.

I'll start: I remember what an App-O-Rama was.

 

[becauseimnew]

Got 4000 AA miles for both me and DH last night! Stored up a bunch of spins during the week and used them all. Our total haul is up to 11k.

Saw that you can only win the 4000 twice. Hope we can both win it again before the sweepstakes ends!

Thanks for the reminder! I just won 4,000 miles twice.

 

[platamama]

Anyone have success with 6/20 or after? I have a backup trip to Cabo if Caymans doesn’t open up. 6/20 wasn’t getting the free change for me.

Thanks for sharing, looks like 6/19 is the edge of the window for now. Maybe set a calendar reminder for yourself for next Friday to see if 6/20 opens up.

 

[iujen94]

Anyone have success with 6/20 or after? I have a backup trip to Cabo if Caymans doesn’t open up. 6/20 wasn’t getting the free change for me.

Don’t forget you can move by 30 days. So you can book for end of May/earlier in June and move it to 6/20.

 

[Needsanap]

Yes but I come out ahead with the 5x.

Thanks

 

[WVMomof3]

Thanks for the reminder! I just won 4,000 miles twice.

I guess I am unlucky. DH and I have won zero miles altogether. lol

 

[LilSweetPeaPhoto]

I have 2 pairs of Uggs, one I've never worn. And the other got a whole in the toe area after wearing only a handful of times. I'm a fan of Fuggs, Bearpaws are my go to. Now those have lasted 4+ seasons. I like them to wear at the cold rinks, and most of the winter here, LOL.

I saved up all my my spins and did them last night. I got 4000 and 40 miles. So I'm up 4120 I think now. Today both spins were a bust.

Had a rough Thursday. My son was cut from his hockey team. We weren't expecting it at all. His coaches have told us numerous times that he is the best on the team. They were unhappy w/ his lack of motivation/leadership. Mind you he's 11. He was struggling hard w/ being off the ice for so long (gained 20lbs), and online school. His dad finally agreed to have him start adderall (he was failing every class with like a 20% or lower). The change was IMMEDIATE! Grades are A's and B's and his coaches were raving about how he was skating the best they'd ever seen. One of his coaches was SHOCKED to hear Brady was cut. Two of his coaches have pledged to get him on any team he wants. It's a struggle because my son is a natural (not just mama glasses here). But he "hates" playing because I "force" him. But the thing is he has so much fun at practices and games. But like every 11 yo, he'd stay home and play Minecraft 24/7 if we let him. So yes, he's "forced". We're giving him the choice of which clubs to try out for. One of his also coaches the #8 team in the country (for Brady's age) and has flat out said, Brady is good enough to skate for them. He just lacks the maturity and focus (ADHD kid to the MAX). We honestly think Brady just rubbed one of the coaches wrong, his other 3 have been saying how great he is. And like I said, 2 have promised to get him on another team. Other hockey parents might understand the fun that is hockey. The other thing is, that coach is kinda pointing us away from teams that mean we would play them. That coach's son is the goalie, and I think he doesn't want to play my son because he knows he can light it up and score like crazy, LOL. And when my son has a beef against a coach, he plays about 10 times harder against that team. So my next week will be spent at a different hockey rink (or 2) every night. UGH.

Are there any P1's only or am I in a club by myself?

I'm a P1, though my DD has AU cards. I have kinda gotten my BF into it. He has a CFU that he uses most of the time now.

When I take advantage of 0% offers I pay it off on the due date before the expiration date, just to make sure. You should ok as long as it's $0 on the expiration date.

With the way interest rates are, you're probably talking pennies of interest if you pay it off a few days before. For me, that's worth it for piece of mind that I won't be charged any CC interest.

I'm thinking that too. Might as well make the last payment before it expires the payoff. Gone are those 4% earning days.

So I am finally selling my engagement ring. This is 11 years in the making! Decided to use worthy so my auction is live. Should clear enough to pay for the diamond studs I bought myself from James Allen last week.

I have my wedding ring sitting in my jewelry box. I'm thinking of doing something w/ the diamond for DD. She hates $$$ jewelry. I wanted to get her a Tiffany's shamrock necklace (she's born on St. Patty's Day) but she was like, NO!!! It's too much! Maybe w/ time she'll get over that. At the same time I'm like, does my DD need a diamond, LOL.

 

[iujen94]

Thanks for the reminder! I just won 4,000 miles twice.

I just “won” a code for 20% off a Hyatt stay. I’ve seen the same promotion in my Facebook ads. Thanks, American . (Plus who pays for a Hyatt stay?!?!)