It probably depends on which store it was. I had a couple of experiences where I was returning at Home Depot, Lowes and Costco this past 2 weeks. Costco took any Visa card.
Neither Loews or Home Depot took the first card offered. Home Depot was willing to try any card I gave them, but I would have had to scan up to a dozen cards to figure out which one was used (no receipt) so just took a credit. Items in each case were only about $20 so no biggie. And Lowes passed me back one of my small items - I probably got it at HD and put it in the wrong bag, lol.
Meanwhile I forgot to return the sheet set to Costco where I got the wrong size. Fortunately the receipt is with that one in my Costco bag, so it should be a quick return.
My sight is gradually getting more blurry as I wait for my Dec 23rd appointment. I've got my screen stretched out so I can type more accurately and it's getting frustrating. The procedure I need is in office and a very simple laser procedure (yag laser capsulotomy). It's just the long time to be seen.