I love credit cards so much! v2.0 (see first page for add'l details)

[Judique]

I want to close my flexperks gold AMEX card before being charged the AF, so if closing prior to March is ill-advised, I'll just keep it open until then.

I'm pretty sure the store cards count. Drat, that VS card put me over! oh well.

Typical monthly spend averages between 1.5k to 2k, but if I can convince my bf to be p2, we'd be between 3.5 - 4k
I live in Seattle and prefer flying Delta, Southwest, or Alaska, not opposed to AA, refuse to fly United.
I don't have a business and don't intend to start one just for the purpose of churning (at least not yet), so no business cards for now.

My primary goal for churning is just cheaper travel (airfare and/or accommodations) so we can spend money on the fun stuff (entertainment, experiences, food/drink, etc.).

Yes, store cards can put you over, but some don't count. As far as I understand the ones that count for sure are the ones that can be used anywhere such as a Visa or MC based store card.

Question for you: have you ever sold anything on Craigslist or Ebay?

 

[georgina]

I am grateful that I do not have side effects from the patch, knock on wood. DD has eye issues when she wears it though.

DH doesn't have any ride motion sickness, but he does use the patch on his week long live-aboard scuba trips!

 

[Laurawill]

Southwest visa question:
DH is an authorized user on my acct. is he eligible to open a new Southwest VISA account and get the bonus? As well as my referral bonus for recruiting him?

 

[gottalovepluto]

TCB from Raise purchase yesterday is pending!

 

[LuckyMamaInDE]

My mom took a Viking cruise to Norway and Iceland in August and they loved it! Especially Norway, she said it was beautiful!

All those Viking ocean cruises look so interesting to me!

 

[jhoannam]

Southwest visa question:
DH is an authorized user on my acct. is he eligible to open a new Southwest VISA account and get the bonus? As well as my referral bonus for recruiting him?

Yes and Yes!

 

[Hoosier John]

I'm not a spider fan because I had a nasty bite years ago. But be careful squishing them! I once stepped on one as he ran across my kitchen and a million babies ran out in all different directions. I now try to spray them instead but will still squish as a last resort.

Yep this happened to me as a kid. I stepped on one in our basement and a million babies ran out. I ran away screaming trying to find someone in my house to help me lol

Omg same! Traumatizing

Agree ... Traumatizing for sure. I will never forget stepping on one only to have thousands of babies immediately running in a 360 degree, ever widening gray cloud, that now have to be killed, too. It was like a horror movie.

I've heard they are called Wolf Spiders. Don't recommend searching this, but if you do try, Wolf spider and Alfred Hitchcock. That should get you close

 

[jhoannam]

I was finally able to load my Serve without any errors! Must hit up OD one more time before then Staples sale tomorrow.

 

[Hoosier John]

... But our house closed yesterday!! The first thing I did today - app'ed for the CIP (got the 30 day message). We need a MSR for all the expenses. I've spent all the VGCs I was floating. Anyone have tips for getting discounted gc at Home Depot (or Lowe's)? We need a lot of stuff.

First I think you will get a one-time discount from the Post Office when you do the address change.

Then you could look for grocery deals on Happy Guy gift card (the ones that have Home Depot as an option). Giant Foods around the middle eastern states had 10x fuel rewards recently on Happy Guy GCs.

Congratulation on the NEW HOME!!!

 

[Lain]

I want to close my flexperks gold AMEX card before being charged the AF, so if closing prior to March is ill-advised, I'll just keep it open until then.

I'm pretty sure the store cards count. Drat, that VS card put me over! oh well.

Typical monthly spend averages between 1.5k to 2k, but if I can convince my bf to be p2, we'd be between 3.5 - 4k
I live in Seattle and prefer flying Delta, Southwest, or Alaska, not opposed to AA, refuse to fly United.
I don't have a business and don't intend to start one just for the purpose of churning (at least not yet), so no business cards for now.

My primary goal for churning is just cheaper travel (airfare and/or accommodations) so we can spend money on the fun stuff (entertainment, experiences, food/drink, etc.).

Yes, store cards can put you over, but some don't count. As far as I understand the ones that count for sure are the ones that can be used anywhere such as a Visa or MC based store card.

Question for you: have you ever sold anything on Craigslist or Ebay?

To add to @Judique’s reply, store cards may or may not count against 5/24. The only way to be sure is to review your credit report(s) to see if the store cards show up.

This is essentially what Chase does on an automatic level when you apply for one of their cards and they make a hard inquiry of your credit report(s) to check how many cards you’ve opened in the past 24 months. Chase can only count the cards that have been reported, i.e., show up on your credit report(s). If the store cards don’t show up on your credit report(s), they don’t count against 5/24.

You can review your own credit reports free and easily by signing up for Credit Karma. Credit Karma will show you (essentially) what is on your Equifax and TransUnion reports, and this should be roughly the same on your Experian report which Chase likes to pull for some folks. Review your accounts, regardless of whether still open or canceled, and count those that have an opening date in the last 24 months.

 

[havaneselover]

Got DD's car today. 2019 Honda Civic Sport. It's weird being so low to the ground (I drive an Odyssey) but all the new gadgets are fun. Wish I had Apple Car Play! More importantly, of course, so many safety features on new cars. I was able to put $3,500 on a credit card (used Amex BBC). Now I'm off to see Downton Abbey after I pick DD up from an SAT class. Hoping I don't fall asleep--it's been a long week!!!

 

[Lain]

Southwest visa question:
DH is an authorized user on my acct. is he eligible to open a new Southwest VISA account and get the bonus? As well as my referral bonus for recruiting him?

Yes, DH can have his own SW card account even if he’s an AU on your account, and yes you can receive a bonus for supporting him to his own SW card even if he’s an AU on your card.

However, to qualify for Chase’s cards, your DH needs to be “under 5/24,” i.e., his credit report needs to show that he’s opened less than 5 credit cards in the past 24 months. If your card account on which DH is an AU is less than 24 months old, and you added him in the past two years, that counts as a new card account that adds to the number of cards he’s opened in the past 24 months. I don’t know if he has any other cards or AUs opened or added in the past 24 months that would make him ineligible for a Chase card under the 5/24 rule.

Also, are you aware of Chase’s restrictions on personal SW cards? That is, an applicant is ineligible for a bonus on a personal SW card if they currently have a personal SW card open (an AU doesn’t count), or if they received a signup bonus on a personal SW card in the past 24 months.

 

[Haley R]

First I think you will get a one-time discount from the Post Office when you do the address change.

Then you could look for grocery deals on Happy Guy gift card (the ones that have Home Depot as an option). Giant Foods around the middle eastern states had 10x fuel rewards recently on Happy Guy GCs.

Congratulation on the NEW HOME!!!

I can confirm the address change discount. Dh and I each changed our addresses when we moved so we got two discounts for Home Depot and two for Lowe’s.

 

[Limes96]

I asked a question on our reddit thread for MS in case anyone has a chance to check it out.

 

[afan]

Star Tours was a dealbreaker for me! I didn't try it with any medication, but it was a once and done. Maybe I would have tried more if I was SW obsessed LOL

I will look into meclizine and see how it works compared to the Dramamine! I feel like I always found Dramamine more readily available at my local Target, but I see Bonine online! I actually bought another Dramamine a few weeks back under a promo, but I can always return it.


Thank you for suggestions! It looks like Bonine/meclizine is very popular. I definitely 100% would not be the one to try and tough it out. I would take whatever it is starting before I got on the ship HAHA I forgot about the wristbands. I will look them up too! I also feel like I read about a patch somewhere, but I think that requires and Rx?!

Check your Dramamine cause some are meclizine.

I swear by Bonine, it doesn’t make me drowsy at all and I don’t feel “stoned” the way Dramamine gets me. It is a lot harder to find though, generally I can only get it at Walgreens.

Weirdly enough I’m fine on simulator rides, it’s coasters and transportation that can make me sick. Only time it happened on a ship was on Navigator of the Seas on the way back to Rome (Civitavecchia), one night we had rough seas and I got horribly dizzy and had to spend the whole night after dinner lying down. We were on deck 11 so up fairly high. I’ve heard lower decks are better for motion because you don’t feel it as much.

We're talking about the same med

 

[Haley R]

Our power has shut off twice in like ten minutes. It turns back on but idk what’s causing it. I have clothes in the washer so it’s annoying

ETA: it flickered again

 

[Hoosier John]

well..... that's excellent! My first,on the other hand was in a category of his own..... (I'm an experienced child handler lol) and he still is.... our final go to? by about 2 yo we gated him safely in his own room with his toys,so he could just play till whenever he fell asleep.... we were right next door to his room,and we'd usually fall asleep,exhausted by 11 or so....that kid was nocturnal! Except that would mean sleeping all day,which he did NOT do. He just wore us down and out until we gave up so we could rest! ( I think he usually crashed about 2 am) I installed our first bedroom tv at that point (an old black and white) so I could turn on Barney and pbs shows for him when he woke up at 5-6 and wanted to play(it bought me a little more sleep time) Thank goodness I was a sahm so I made sure his dad got sleep so he could get to work the next morning..... I don't think I could do that all over again.... as a teen he made up for not sleeping tho lol

I hope you can laugh now, looking back. I had trouble seeing the second half thru the tears of laughter.

 

[amalone1013]

Does the Safeway VGC coupon expire today? The $10 off one?

 

[wendow]

Does the Safeway VGC coupon expire today? The $10 off one?

Yes expires today! Need to get by today too

 

[tink1970]

All those Viking ocean cruises look so interesting to me!

I cannot lie...I am so very excited about our Viking cruise in Feb/Mar of next year. I'm afraid it will ruin me for other cruises but we'll see.