I love credit cards so much! v2.0 (see first page for add'l details)

[amalone1013]

Airline portals only have Giftcards.com as an option. I don't have the BOA card but did they say what it is coding as with BOA? If they said GCM you can go through Ebates for 1% which takes care of most of the fees. If you do GC.com make sure you activate them before using LOL. But they should work for serve they are MetaBank just get the Visa kind not MC.

Ah will keep investigating. Confused GC.com vs GCM since I've never used either. This person said GCM, even GCM with 1% ebates + 6% cashback from BoA seems good... airline miles would be a bonus... Maybe could do a test purchase too.

 

[SouthFayetteFan]

Thanks for the advice. I'd rather just wait to be safe. I'm just so anxious to get started on this Serve stuff and get the 5x at Staples. I guess we'll just have some time in between meeting DH's CIP MSR and me applying for the CIC. So that means I should be able to apply on 9/4? That's so far from now lol

Don't you have a CIP that was opened in July of 2018? Just PC that to a CIC - you can start doing "serve stuff" today then! And then in Sept you could go for CIP 3 or a CIU instead.

 

[speedyfishy]

Ah will keep investigating. Confused GC.com vs GCM since I've never used either. This person said GCM, even GCM with 1% ebates + 6% cashback from BoA seems good... airline miles would be a bonus... Maybe could do a test purchase too.

hmm yeah that's an awesome deal and I would def do it if I had a BOA card with that offer. lol You shouldn't have problems with serve for any of those cards, but I wouldn't do it all at once. Do a small order first to see how it works.

 

[speedyfishy]

Don't you have a CIP that was opened in July of 2018?

OMG do you have access to @Lain's spreadsheet?

 

[PolyRob]

I have had a lot of failures today due to me being ditzy. Another story, I went to Giant to get groceries with the Happy card deal. I thought I was only going to have $20 worth of groceries so I just planned on getting two Happy Guys, but my little brother is coming to visit this weekend and he wanted a lot of snacks. So anyway I have $40 worth of groceries. I added all the Happy card deals on mine and my SO's app yesterday so I grab two Happy Lady ones to use at Bed Bath and Beyond. I checkout and the Happy Guys come off. But the happy lady ones don't come off. I pay for it because I feel bad for asking to put it back. I get home and check my app and they must have every variety of Happy cards, but not the Happy lady one. I should have confirmed before putting it in my cart.

It happens! No worries though, I have faith you will MS over and above the missed offer!

 

[PolyRob]

@SouthFayetteFan when are you going to PC your wife's CSP? I remember she (you) and I are DD buddies. LOL

If my next statement closes 8/7, I assume the charge will hit 9/1, and then I have until 10/1 officially for a full refund (but @wendow had that nice DP of a full refund past 30 days).

 

[SouthFayetteFan]

OMG do you have access to @Lain's spreadsheet?

I have my own sources too...I just keep it a little closer to the vest

 

[amalone1013]

hmm yeah that's an awesome deal and I would def do it if I had a BOA card with that offer. lol You shouldn't have problems with serve for any of those cards, but I wouldn't do it all at once. Do a small order first to see how it works.

Seems like no for GC.com
https://www.doctorofcredit.com/whic...-bank-of-america-cash-rewards/#comment-720035
Will try out serve card when it comes at my Walmart and if it works... geronimo! lol

 

[speedyfishy]

Ah will keep investigating. Confused GC.com vs GCM since I've never used either. This person said GCM, even GCM with 1% ebates + 6% cashback from BoA seems good... airline miles would be a bonus... Maybe could do a test purchase too.

Oh the category is online shopping you should be good for both GCM and GC.com just depends if you want the miles or cashback really. I still would try it out maybe with one card and then max it when you see how the whole serve thing works for you

 

[LuckyMamaInDE]

no amex in the mail today

 

[happ]

DH got the BoA cc offer to double rewards. Now to decide if any 3% category is worth 6% back... Why can't it be groceries lol

@speedyfishy wheels are turning... someone on r/churning mentioned they always order the full quarter amount on GCM... theoretically... get 6% back on GCM and go through airline portal(s) for the current bonuses, liquidate through Serve if a trial goes okay... make sense? I know you said you use those for MOs because of the volume you do.

I wish I got that email. DOC has a post on his site with DPs about what counts as the online shopping category for the cash rewards card.

 

[Killer Fish]

My oldest is a United MileagePlus card when I started college way back in 1999 and was upgraded and eventually product changed to the United MileagePlus Select card. For years, I was afraid to mess with that card for fear I would somehow get that card closed so I ate the $95 AF for a pitiful 5k United miles anniversary bonus every year. When I found out there was a no fee version, I think it still took me another two years to suck it up and call Chase to PC the card. No negative effects! I’ve still go the card’s age, and it still gives me access to expanded United award availability and the MPX cardmember bonus. I don’t know why I waited so long! The United cards are really pretty terrible for ongoing spend.

P.S. Why am I up at 2 am sharing my churning noob stories? Lol

Hmmmm I have same scenario but I am dumb and still doing the $95 and awful 5K miles. Which one did you PC to?

 

[afan]

Target fans, this is going to be nuts. They are celebrating 20 years of collaborations with a collection on Sept. 14. List of the designers here.

Goes up through Lilly and Hunter. It says - select reissued pieces from 20 past designer collaborations and will include apparel, accessories, home decor and kitchen essentials. All women’s apparel will include extended sizing. This anniversary collection will be available in-store and online at Target.com on September 14, 2019. The collection will include 300 limited edition with prices ranging from $7-$160. All of the items from the designer collections will vary by store and there is a limit of 5 items per size and color.

Think the limit should be less than 5 since it's per size and color, what if there's only 5 of that size and color, that's not really putting a limit on anything. Will be interesting to see what they pick from each piece and how much is put in stores and everyone gets stuff from all of them or if they've learned and we get little Lilly here in the PNW but more of something that actually sold.

Can't imagine it'll be that good for resale but people are nuts so maybe?

 

[LynnTH]

Can you use the Cit AA Biz cards to Venmo or not with these cards?

 

[elgerber]

Target fans, this is going to be nuts. They are celebrating 20 years of collaborations with a collection on Sept. 14. List of the designers here.

Goes up through Lilly and Hunter. It says - select reissued pieces from 20 past designer collaborations and will include apparel, accessories, home decor and kitchen essentials. All women’s apparel will include extended sizing. This anniversary collection will be available in-store and online at Target.com on September 14, 2019. The collection will include 300 limited edition with prices ranging from $7-$160. All of the items from the designer collections will vary by store and there is a limit of 5 items per size and color.

Think the limit should be less than 5 since it's per size and color, what if there's only 5 of that size and color, that's not really putting a limit on anything. Will be interesting to see what they pick from each piece and how much is put in stores and everyone gets stuff from all of them or if they've learned and we get little Lilly here in the PNW but more of something that actually sold.

Can't imagine it'll be that good for resale but people are nuts so maybe?

Sounds like yet another formula, for people to get mad at Target and complain to the news and social media.

 

[jimitrout]

Sorry it didn’t work for you. I haven’t tried FD but I don’t get asked for a phone number at Walmart.

I thought I read that it didn't work at Walmart. I will have to try there..Thanks.

 

[speedyfishy]

I thought I read that it didn't work at Walmart. I will have to try there..Thanks.

Mastercards don’t but Visas do. I’d go back to the FD though and see if you have luck with another person.

 

[vanjust14]

At my Walmart I have to go to the customer service desk. I asked a regular checkout person and got turned away. Maybe I should try again.

I tried both at Walmart and was turned away also. I just go to FD or DG now, not worth the hassle at Walmart for me.

This thread now moves so fast. I feel like I reply 3 days late. In any case. I just failed on first serve attempt. I just tried a $50 Visa gift card and when I went to Family Dollar. It asked for a phone number and then the clerk asked if it was activated, it was...but then she realized it was a gift card and said you can't use a gift card...blah blah...so I am going to try another location at some point. Just want to get some way to get points for my mortgage payment.

Also I use swagbucks sparingly..basically maybe $50 a month. But all I do is take the daily survey, print(to PDF) coupons daily and then I have a spare phone connected to a spare terminal at work and run videos in the background with varying success sometimes I have to click to next video sometimes it runs automatically. But it only takes a couple minutes a day. Also I use EBATES or Rakuten now. Which I get to order office supplies from work and I earn a bit from that.

But my success is just got approved for my CIP#2 and AmEX Blue Cash Preferred (for groceries).

I've never been asked for a phone number at Family Dollar, or Dollar General for that matter. Did they use the right card to begin with? I'd try again. FD is the easiset for me.

 

[Jen and Ashwin]

If I charge a Disney dining plan to my CSR, will it trigger the 3x? If not, then I will put it on my Ink Business to help me finish the minimum spend. Thanks!

 

[Lain]

Hmmmm I have same scenario but I am dumb and still doing the $95 and awful 5K miles. Which one did you PC to?

https://www.doctorofcredit.com/chase-united-no-annual-fee-card-review/
It literally is called just the United "MileagePlus Card."