I love credit cards so much! v2.0 (see first page for add'l details)

[disneymagicgirl]

Staples will have fee free VGC’s August 4th-10th. I will definitely be taking advantage of this.

yaayy! This is our chance to buy for walmart/serve right??

 

[jhoannam]

yeah....I;m a little scared to turn off autopay thru my bank (since BoA is not especially helpful overall) and try Plastiq for fear something won't go thru right- plus I'm sending in an extra payment monthly too. I;m not sure how to do all that yet.

I think I might start with sending in the extra premium via Plastiq. I also have a car payment that isn't on Auto that I might send in. I just need to figure out how to get it approved through Plastiq.

 

[hsmamato2]

I am not sure about double registering. That is weird and I do not believe I had that on my physical card. You can pull up a virtual card in the app. If the number matches I bet its fine.

You do not need the ADR at all. You will be seated before guests with ADRs as long as you are a party of 6 or less.

The birthday reward expires on the 15th of the month after your birthday month. You must use the welcome reward prior to the birthday reward and they cannot be combined. If you have two dinners between now and 8/15, you will be able to use both rewards. I did not think I was going to be able use both in WDW and I learned from the boards that you can actually go into the Rainforest Cafe gift shop and use the $25 birthday reward on merchandise if it is going to go to waste. I ended up squeezing in a meal at Bubba Gump in City Walk so it worked out.

Bubba Gumps is landrys??????

 

[disneymagicgirl]

....and..... I'm really sorry about the double and triple quotes...... there are things I like about the updated boards,and things I don't like. My problem is when I post, it won't take me back to where I was previously,I have to go back and find it manually,and when I do that, it shows the shadow of the last thing I posted ready to post (arg) so when I try to post again it multi quotes...... I'll try to remeber to manually clear the box each time,IDK why my browser isn't doing it automatically. (on the other hand,bookmarking is now an essential part of my reading!)

I think this happened with the big update they did. I'm not sure what was accomplished, because i still get the popups on mobile and they created new problems like this that didn't exist before.

 

[disneymagicgirl]

I closed my hilton biz and my first x biz yesterday. Felt good to clean up my spreadsheet a bit.

Is there any reason I shouldn't add myself to DH's amex hilton biz card as an employee? Mainly want to do it for the offers.

 

[PolyRob]

Bubba Gumps is landrys??????

Yup! I had no idea until I actually got the card and was browsing the Landry's website. There are a ton of places I would have never guessed. I am very happy to have the membership if I ever need a last minute table somewhere.

 

[smmco]

Yes, gc purchases are fine. Discover doesn’t get details of what you bought and they are way less hyper about that than Amex.

This is a dumb question but what do you you all do with vgc,s. Do you save them for later to spend or are you able to deposit them as cash some how.

 

[jhoannam]

Staples will have fee free VGC’s August 4th-10th. I will definitely be taking advantage of this.

woohoo! Just set up Serve, CIP should be here today. Will be testing it soon. I hope I do it right.

 

[speedyfishy]

yaayy! This is our chance to buy for walmart/serve right??

Yeah, use your CIC for 5x and check Dosh before you buy. It went away but it was 5% back at staples recently so hopefully that comes back.

 

[hsmamato2]

I have been paying my Provident loan via Plastiq and have left the auto pay as a safety net. But I am currently a month head (made Aug payment at the end of June and put in the memo Aug payment) without any problems. They typically pull my payment on the 5th of the month but no double payments so far.

so does this mean you're making two payments per month, and those payment go to both principle and interest?

 

[LuckyMamaInDE]

Not those airports but the Admirals Club at PHL was the BEST part of our AA biz flight. The food was good, there was a lady making guacamole (I guac and made to order! No gross cilantro!!), and cans of diet coke. The chili was excellent and we happily stuffed ourselves silly. It was large, quiet and an excellent club. If I flew AA regularly and/or if DFW/MIA/PHL/CLT was my main airport I would seriously consider it. If it would just be for a flight or two, though, I likely wouldn't (and might just try to get in with paying the fee).

does not bode well for our AA economy flight

My Discover is my oldest card on my CR, dating back to.... 1990. I am terrified to apply for a second card for fear something would happen to the original.

1991 Discover here! and a 1991 Citi no rewards card that I believe started life as a Shell card

Staples will have fee free VGC’s August 4th-10th. I will definitely be taking advantage of this.

Great to know--thank you!

New AmEx offer (at least new for me )

Save at Select Superstores Online, 15% back up to $10, exp 10/31
Offer valid only on eligible online purchases made directly with Target, BJ’s, Sam’s Club, Walmart, and Jet.com on their US websites and US mobile apps.

Lots of exclusions listed in the details for each store, but offhand I'm not seeing a problem for DGCs. Target has "Excludes reloadable gift cards purchased online" but I don't think DGC would count as reloadable.

C'mon dh's new Gold card---get here already! I am salivating for Amex offers

 

[speedyfishy]

woohoo! Just set up Serve, CIP should be here today. Will be testing it soon. I hope I do it right.

Good luck and start slow. I’d suggest starting with just one $200 card.

 

[miztressuz]

40 % AmEx MR > Avios transfer bonus

Special Offer: Get 40% more Avios when you transfer Membership Rewards points through 10/1/2019.
Minimum transfer is 1,000 Membership Rewards points. Redeem for this exclusive offer from 12:00 a.m. MT on August 1, 2019 to 11:59 p.m. MT on October 1, 2019, to receive 40% additional Avios. Additional Avios will be awarded at the time of transfer.

This is on BA Avios, Aer Lingus Avios, and Iberia Plus.
(Except I hope Iberia Plus has a typo since it says 1 MR = 1 Avios, guess the ".4" got removed somehow.)

Saw it on r/churning first and then forgot about it until I saw the DoC headline. So far just reports of the 40% so not sure if there's any higher targeted offers out too.

I also have a targeted offer on Hilton point transfers of 10% (1000 MR = 2200 Honors).

 

[disneymagicgirl]

Well, today is the day. It is officially over. DD20 should be boarding the tragical depress any minute now. I am taking recommendations for a good therapist. She was crying all night and I am going to have PTSD from losing my CM discounts. I also have become an addict. Going to WDW every 6-8 weeks has made me want to go even more. Before, once a year seemed fine, now 3 months between trips seems like eternity. How did this happen so fast?!?!?!?

 

[hsmamato2]

Priority passes.... Ok I'm stumped. I've used these exactly ONCE.... so now I have 3..apparently two are the limited AMEX ones with no restaurants. The 3rd is (I think) from my CSR,which is why I'm trying to get it set to use next week at STL.... except I can;t log in under my old login...and it won't send me a new password link,altho it sent me the links for the old amex one (which isn't useful to me) can I just use the card without registering (again) or should I call to see if it's even valid? I'm obviously bad at keeping track of the cards,so it's my own fault.
ALSO at STL restaurant, can it be a to go order to use PP, or just sitdown at table? thanks...

 

[disfanforlife]

Yeah, use your CIC for 5x and check Dosh before you buy. It went away but it was 5% back at staples recently so hopefully that comes back.

I don’t have. a CIC but I am going to try just getting a serve and buying one card at staples to see how it goes.

 

[speedyfishy]

I don’t have. a CIC but I am going to try just getting a serve and buying one card at staples to see how it goes.

The CIC is what makes it really profitable for me but it’s a good time to test it out to see how it works. It’s also good for meeting an MSR.

 

[elgerber]

My oldest open card is JC Penney, opened 1993. My son was a preemie and we had nothing because I had been on bedrest, so we had to open this for a discount, and we didn't have enough cash right on that day to get all the stuff we needed LOL.
I had cards before that though, back as far as right after high school, but those are lonnnnngggggggggg gone.

 

[disneymagicgirl]

I don’t have. a CIC but I am going to try just getting a serve and buying one card at staples to see how it goes.

I don't have one either, but I might call and PC my CIU to a CIC. Not sure if they will let me since I PC'd it from a CIP to a CIU less than a year ago, but maybe.

 

[disfanforlife]

The CIC is what makes it really profitable for me but it’s a good time to test it out to see how it works. It’s also good for meeting an MSR.

Yeah, I can see that. I am going to have my DH apply for a CIC next if this goes well. How long does it take to get the serve card in the mail?