miztressuz
DIS Veteran
- Joined
- Feb 23, 2011
- Messages
- 6,923
Ok, step one of Citizens bank bonus churn is complete. Got the account open
Didn't get instant open this time, it made me upload documents for ID verification yesterday and I had to wait for that to be reviewed. Got the email that the account is open now but have to figure out how to get an online account setup. Instant approval is nice, got a temp ID and the account numbers all during the application last time. I think without the account number or debit card I might be SOL for online access, but I guess I'll know for sure when I try in a bit.
Wish they were more like the credit cards where they wouldn't approve you if you weren't eligible for the bonus. I'm technically 6 months from closing the last one so I should be good, but for some reason I never got a final statement from that account even though I haven't had access and they stopped emailing me about it within a week of closure. It still recognizes my previous userid but in cruddy Citizens fashion just tells me my password is bad rather than I don't have anything to access. So now the waiting game begins, this one isn't a quick payout. But for 600 bucks I figure it's worth the few minutes of effort to risk it![]()
Brief update - #1 evidently Citizen's just reuses the User ID and adds the new account to it. When I tried to enroll they give you SSN or Acct # options, since I didn't the account number at open I had to go by SSN which told me I already had an account
I tried my existing login and now it let me in with no remnants of the previous account showing anywhere.#2 Also for kicks and giggles, since Citizens is debit or ETF only now for opening deposit (no more 1k CC funding
) I tried a VGC debit. No dice. I got another email about an hour after the account open one that my funding failed and I'd have to go in branch or ETF to make my deposit. Was kinda wishing I had gone out for a Meta MCGC just for shear curiosity but I really only tried it to see if I could get an easy liquidation of this ~30 VGC that I keep managing to misplace just when I'm somewhere I can spend it. 

I can't remember how that even happened but I just remember thinking - 'wow I'm sure Perry Mason or even Matlock wouldn't have asked that'.
Even did one of those where we called the clerk and went back in to ask a question of the judge... for which he couldn't really answer, as suspected. Really started to think they were going to have to do a dinner break if they really wanted us to wrap it up that day but finally everyone cast a vote.
