I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

That's great! For me, I had years where I went as often as 5 trips. That's a lot of Disney. Then I started looking for other things to do in Florida.

Yeah - I think the relaxing trip you describe is what our Captiva trip is. This could change, but for now, when we go to Disney, we are doing Disney (which means rope drop, lots of activity, all day at parks, etc.) We'll see if our preferences change over time

 

[mamathompson]

Dh and I just saw captain marvel. I thought it looked so stupid and Dh was the one that wanted to see it. I have to say it was so good! I think that might be because my expectations were so low, but I really enjoyed it. The only part I didn’t love was the cat. It was funny, but I thought it was just thrown in there for some laughs without being explained at all

We are taking the kids this weekend. We don't usually go to movies anymore because they are just too expensive with a family our size. They are going to be super excited. I think we will buy movie gift cards at Fred Meyer for 4x fuel points. It's just too bad Amex doesn't count Fred Meyer as a grocery store.

 

[amalone1013]

And I had to go double check if there's an apostrophe in "yours" as I am now paranoid in this thread.

Me tooooooo! And I'm usually the one that friends/family come to to check spelling and grammar

The line "You and I have very different definitions of "budget trip". " popped into my head

I'm really disapointed because no one has made a gif/meme of the kid in Jurassic World 2 telling Chris Pratt that "we're not compatible" I would use it all the time, including jokingly

I emailed Plastiq (from another email address I have) to say a "friend" sent me a link with the promo but that I already had a personal account, could I also have a business account and use the promo? Their answer was no. Whether or not they are truly strict about that I don't know, but I didn't want to sink in $250 of fees without a guarantee. And I've already referred DH so that's out. Does your DH have a Plastiq account?

Hmmm... I wonder how they would know? What if you just sign up with another email, would they cross check your name? I'm in the same boat. I have an account, I referred DH too. But DH has a 2nd email and I have... 4 total (how did that happen???). I supposed if I really want it, I could get ILs to let me make accounts under their names... ETA Also, maybe I could risk a second account with one of my emails because my original account is in my maiden name... so use my new married name with my new married name email address. Plus I just finally switched my car loan account to my married name.

 

[MKTokyo]

Was I the only one who did the Spark? 50k MSR just on one card! Combined with my DH first AA biz and finishing up on the SW cards for CP. I don't MS but I do have to pay large quarterly tax payments. That's the only way I pulled that off.

Whaaat... $50K on one card?!?!

 

[Lain]

I signed up for Chase Insights. They send surveys every few weeks, I don't always do them. This one was about comparing the language in two different emails. For a "hotel" card, spend an extra 15K and get 1 free night up to Cat 4 and 3 free Cat 1 nights.

Survey reward is usually a drawing for giftcard of varying amounts (they give out a few per survey). The CSR one I did, I was then invited to an online discussion for a $50 GC, which they did pay out. There are a few GC options, I chose Amazon because most were restaurant that I wouldn't use.

Was it this: [Rumor] Chase To Launch Spend $15k/$30k/$45k Promotion, Get 1/2/3 Free Nights At Category 1-4 Properties (First Year Only)?

DoC thinks it's for Chase's Marriott card.

 

[Judique]

Yeah - I think the relaxing trip you describe is what our Captiva trip is. This could change, but for now, when we go to Disney, we are doing Disney (which means rope drop, lots of activity, all day at parks, etc.) We'll see if our preferences change over time

Yup, you have 30 years to catch up with me in that 'over time'. A lot can happen!

 

[elgerber]

Drat, no mention of within or without the footprint. One reply mentioned a comment that someone outside the footprint was denied opening so I'm still on the lookout since I am very much not in that region. But being that an Ink card worked as a purchase is very promising. Single no-fee charge, with no money OOP, to meet a CIP MSR? Yes, please... I'll take two

I am in the footprint, I am VERY tempted to try this on my new AMEX that I need to meet a $6k MSR on. Thoughts on trying this with AMEX? And what's the worst that can happen?

 

[Ngwira]

Barclays successfully matched me on the Aviator Biz. I signed up for the 50,000 AA miles after 1 purchase on January 17th and the offer was adjusted to 60,000 AA miles after $1,000 on March 1. 10,000 bonus AA miles posted after sending a secure message asking for a match. There are DP's confirming matching within 30 days of elevated offers. My DP says Barclays can match after the 30 day window.

 

[DisneyMandC]

So I used a support link for my Hyatt card and I think it was supposed to be the spend $3k in the first 3 months and get 30k, and then spend another $3k in the next three months and get another 30k. The terms did not appear on the support link, which was fine and I trust the person I got the link from. However, my points just posted after meeting the first 3k and I got 40k points... I sent Chase a message to clarify what my SUB is. I'll be interested to hear back.

 

[disneymagicgirl]

Ah, ok. So the CM discount varies?
Is the TIW card good everywhere? Thinking about getting one if we get APs in aug.

Yeah the CM discount varies. A new list comes out every so often. The list is quite long, at least it was for the current time period. I just saw that Akershus was on the current one ending 3/30 at 20%. I guess I will wait and see what is on the next release and then figure out where to eat. Of course, she has to be with us to get the discount, so it only will work if she is off and wants to hang with us. She isn't a morning person, so no breakfasts probably.

 

[WVMomof3]

So I used a support 20for my Hyatt card and I think it was supposed to be the spend $3k in the first 3 months and get 30k, and then spend another $3k in the next three months and get another 30k. The terms did not appear on the support link, which was fine and I trust the person I got the link from. However, my points just posted after meeting the first 3k and I got 40k points... I sent Chase a message to clarify what my SUB is. I'll be interested to hear back.

I thought it was 40k after 2K then 20K after 6K. Let me see if I can find email again.

 

[platamama]

I haven't heard or found a peep on Denver's. That doesn't make me feel great. I haven't been to the airport since Jan now and at the time didn't see anything going on in that area.

I'll be there tomorrow and will check and see if anything's going on.

Hmmm... I wonder how they would know? What if you just sign up with another email, would they cross check your name? I'm in the same boat. I have an account, I referred DH too. But DH has a 2nd email and I have... 4 total (how did that happen???). I supposed if I really want it, I could get ILs to let me make accounts under their names... ETA Also, maybe I could risk a second account with one of my emails because my original account is in my maiden name... so use my new married name with my new married name email address. Plus I just finally switched my car loan account to my married name.

TBH I've wondered that too. Their T&C can say one thing but reality sometimes is different. The question is am I willing to forgo $250 to try it?? I don't know about that.

 

[GZanta77]

Was it this: [Rumor] Chase To Launch Spend $15k/$30k/$45k Promotion, Get 1/2/3 Free Nights At Category 1-4 Properties (First Year Only)?

DoC thinks it's for Chase's Marriott card.

Spend 15k for a free cat 1-4 night. I'll pass.

 

[GZanta77]

I thought it was 40k after 2K then 20K after 6K. Let me see if I can find email again.

That was the offer at the beginning of 2019, then it changed to 30/30

 

[amalone1013]

Some off topic ranting. I like when my boss calls me out like I am a newbie doing things wrong when I'm the only one who does them properly and follows up in the first place I'm not 100% sure what is up with her today, but she keeps coming in and telling me 'you need to do things this way for this situation so we have this documentation' in the tone she uses when she is correcting people, and I'm like, I always do it that way. This has now happened 3 times

 

[miztressuz]

I am in the footprint, I am VERY tempted to try this on my new AMEX that I need to meet a $6k MSR on. Thoughts on trying this with AMEX? And what's the worst that can happen?

Hm, I'd be on the fence with an AmEx card. On one hand this is pretty new and probably not on their radar yet so it may slip through and be all good. But after the last ones, what was it BMO Harris or Memory Bank? something like that, some people we getting their bonus denied since it was a cash equivalent even though it coded as a purchase. I think we got hit here with that, @Jen and Ashwin had a SPG bonus denied because part of the spend was for a bank account, IIRC. Not sure if she ever got that resolved. There was just so much of it happening it must have tripped a flag at AmEx and people at the end got shot down hard.

With the AmEx lifetime language I'd probably play a little more conservatively myself. It's not a guarantee that a no lifetime language offer will come out later so if you were planning on those points I'm not sure. I do some risky things occasionally but I'm not sure I'm ready to tick off the AmEx gods yet. But everyone's risk tolerance is different for each situation.

 

[disneybirds]

I emailed Plastiq (from another email address I have) to say a "friend" sent me a link with the promo but that I already had a personal account, could I also have a business account and use the promo? Their answer was no. Whether or not they are truly strict about that I don't know, but I didn't want to sink in $250 of fees without a guarantee. And I've already referred DH so that's out. Does your DH have a Plastiq account?

I got the same response and I even pushed back stating I wanted to keep the two accounts separate. They told me that I couldn't have a personal and business account. I have seen DPs of folks having two accounts, but perhaps their policy has changed.

 

[amalone1013]

TBH I've wondered that too. Their T&C can say one thing but reality sometimes is different. The question is am I willing to forgo $250 to try it?? I don't know about that.

Really I guess... I don't have a lot to lose. I was planning on eating the fee anyways to pay extra on car loans to meet MSR.

 

[Psychodisney]

Whaaat... $50K on one card?!?!

Yes! I actually checked my spreadsheet and I had my SW priority, SW biz and the Spark, and P2 CIP all going at the same time. So actually closer to 60K. end of the year brought Q4 estimate taxes, HOAs, DVC dues, home owners insurance, 2 dental implants (one for each of us) and a new furnace. Boy, that's scary writing it down.

 

[platamama]

Really I guess... I don't have a lot to lose. I was planning on eating the fee anyways to pay extra on car loans to meet MSR.

Sounds like it's worth a shot for you then!

ETA: It still might be for me too. I'm sure I'll ponder this on my flight to Maui tomorrow haha