I love credit cards so much! v2.0 (see first page for add'l details)

[kidsfirsttrip]

So, who do you suggest using to sell my AA gift card? Clearly staying away from Cardpool. Raise has soooooooooo many listed. Does anyone sell on Cardcash? They only have a few listed right now.

Yeah I’ve had really good luck with them!

 

[platamama]

We saw that solar eclipse also...just amazing. Really hard to describe. We were able to fit it in with a trip to Glacier and Yellowstone. I can totally see why people travel the world to see them. Next one is April 8, 2024 and I'll be able to drive to southern Illinois.

No kidding, it gave me goosebumps. The folks next to us on the viewing field had come from the UK in their eclipse-hunting pursuits, and we got so lucky with the weather - no clouds, nice temps. DH got one of the best photos in his life, the "diamond ring" shot. I'm going to have to figure out how to see the one in 2024!

 

[amalone1013]

Okkkkk.... I booked one of the Priceline hotels. AoA for 5 nights for $715. I played around a bit on the Disney site too, and with the current public offer that room is $756 for the same dates. I think tonight I'm going to book that too with my GC stash. In case we go and discounted GCs covered by URs > Priceline deal.

 

[NewbieMom]

From what I've read, the credit is tied to the email you use when signing up with the offer link, and you should see the autodeduction in your cart before placing an order as long as you have $45 of qualifying purchases.

I did this recently. There's no Sam's close to me, but I wanted it for the gift cards. It was nice to combine recently with the $10 off $50 Amex Offer. The $45 off should automatically apply to your cart after you have $45+ worth of products. I'm not sure if the initial $45 off would apply to gift cards though. I bought diapers.

 

[Natgridenergy]

So, who do you suggest using to sell my AA gift card? Clearly staying away from Cardpool. Raise has soooooooooo many listed. Does anyone sell on Cardcash? They only have a few listed right now.

I sold my AA card to them, you get a little more for it if you choose an Amazon GC instead of cash.

 

[Haley R]

I did this recently. There's no Sam's close to me, but I wanted it for the gift cards. It was nice to combine recently with the $10 off $50 Amex Offer. The $45 off should automatically apply to your cart after you have $45+ worth of products. I'm not sure if the initial $45 off would apply to gift cards though. I bought diapers.

You guys are really intriguing me with this. We actually have a sam’s club about 25 minutes away and have considered joining. Is the $45 membership for a year? Do you just sign up and get the offer?

 

[amalone1013]

Sooo... when does the AMEX popup show up in the application process? Is it after you fill everything out and hit apply?

 

[elgerber]

Sooo... when does the AMEX popup show up in the application process? Is it after you fill everything out and hit apply?

Yes, it will give you a window saying you may not be eligible for the bonus, do you want to continue.

 

[mmmears]

So check hasn’t come yet??

YES! Under things to do. Was going to do Aladdin but Lion King was an extra 14% off so price was almost the same and been on bucket list forever.

we liked it! Super easy to get out of port canaveral and do the parks. The food was hit or miss but in general we had a great time!!

Oh, I had no idea we could use URs for shows. Nice choice, too! We saw Lion King in London in 2011 and it was really fantastic.

No, we've never been to Norway. I had a friend who went and raved about the hiking there. I'm torn - part of me wants a cruise, but mostly I think I'd rather travel via land on our own. Or maybe a combination. I think it will be a few years though - so many places on our bucket list and Norway isn't at the tippy top!

Gotcha. My list is kind of long, too. And getting turned upside down by family stuff, which is fine. We really enjoyed it there and I'm happy to have an excuse to go back.

Has anyone tried the $45 Sams club membership, get $45 by shopping online? There are a couple of DPs on DOC that it works, but thought maybe someone here has tried it. I do not have a Sams Club anywhere near me so I would order once online to use the credit and then use the membership for giftcards.

This sounds interesting, since I have the AMEX deal.

 

[SouthFayetteFan]

I did a check with cardpool and it arrived 7 days after they told me it would be mailed. No issues.

Did you do sell directly where they bought your gift card (vs. listing on the marketplace for sale?)

 

[Haley R]

Oh, I had no idea we could use URs for shows. Nice choice, too! We saw Lion King in London in 2011 and it was really fantastic.



Gotcha. My list is kind of long, too. And getting turned upside down by family stuff, which is fine. We really enjoyed it there and I'm happy to have an excuse to go back.



This sounds interesting, since I have the AMEX deal.

Are we sure the sams club membership deal isn’t expired? I just looked online and it says it expired February 28. Maybe I’m seeing the wrong one

ETA: never mind I found one that says sign up by March 7

 

[vanjust14]

@mmmears @wendow, the Sams Club deal does stack and there is a $10 chase offer (which I don't have) and $20 from Dosh.

 

[SouthFayetteFan]

.

 

[vanjust14]

Are we sure the sams club membership deal isn’t expired? I just looked online and it says it expired February 28. Maybe I’m seeing the wrong one

It was extended until tomorrow

 

[Haley R]

It was extended until tomorrow

I went back and edited my post lol. How do you use Dosh? We’ve never used it before

ETA: nevermind I downloaded the app and see the deal

 

[wendow]

Okkkkk.... I booked one of the Priceline hotels. AoA for 5 nights for $715. I played around a bit on the Disney site too, and with the current public offer that room is $756 for the same dates. I think tonight I'm going to book that too with my GC stash. In case we go and discounted GCs covered by URs > Priceline deal.

I ended up booking through the Disney site last night too. The prices were close and I'd rather pay with discounted GC's.

 

[wendow]

@mmmears @wendow, the Sams Club deal does stack and there is a $10 chase offer (which I don't have) and $20 from Dosh.

Bummer! I signed up several days ago.

 

[mmmears]

@mmmears @wendow, the Sams Club deal does stack and there is a $10 chase offer (which I don't have) and $20 from Dosh.

Wow. Can you tell me how to find the link? I don't mind searching for it but I'm sure exactly what to search for.

 

[Haley R]

Wow. Can you tell me how to find the link? I don't mind searching for it but I'm sure exactly what to search for.

https://www.scanandgoforit.com/

 

[calypso726]

MRs aren't a focus for me right now so business card wise Chase will keep me until I join the MR bandwagon. (Business cards are wrapped up with a legit business that needs to separate expenses.) But the points will be cashed out right away. MRs might happen sooner rather than later if Chase does this. With that in mind for personal cards... my CFU becomes useless. I put a lot of general charges on there because I see it as 2.25% back with my CSR. No combining would lead to me putting all CFU spend on a 2% cashback card, probably Citi's since I hope to convert an AA to Double Cash. I would cancel the CSP. I keep it for referring people and with the Chase cards becoming less valuable to everyone it's not a ship I care to go down with by paying an AF and then not getting a referral out of it to off-set the fee. I would cancel my CSR (wow, words I didn't think I'd type a couple years ago when I fell in love with the card!). I would replace it with my Altitude Reserve because I like the travel protections and lounge access but the AR has a cheaper AF. I'd lose the 3% on dining, but yay 3% on mobile transactions (but no gift card purchases, due to personal reasons I cannot get shutdown by US Bank so I try to take no risks with this card). I only use the lounge benefit a few times a year and the AR would cover that for me.

My dining spend might go to a Wells Fargo Propel when I can't pay with mobile wallet. I don't have this in my arsenal yet but 3x on dining with no af sounds nice. $25 minimum cash redemption to a WF bank account is annoying but I could roll with it. Uber card from Barclays would be much better at 4x and less hoops to jump through in general but I'm basically blacklisted with Barclays. Blacklisted with BoA as well so they aren't in consideration.

In my case Chase loses. I pool points and let them sit until I use them and put most of my spending on my Chase cards. I happily pay the AF on my CSR and on the CSP. Chase banks my transaction fees from various merchants. They will get no transaction fees and no more AFs. My bank of Chase points will go from liability to realized cost quickly.

Citi wins. Double cash-back becomes my go-to card for non-category spend.

US Bank wins. I'm already seeing the light a bit with this card with it's mobile transactions and with an AF $50 less than Chase's that light just gets brighter.

WF might win some longer term business from me as I get intrigued by their 3% back on dining. I have been meaning to get a WF cc but have not gotten around to it.

This was an interesting analysis of my cards, thanks for posting the q! Something I’d briefly thought about but definitely needed to look at it all a bit deeper.

Thank you for that thoughtful analysis! You have some ideas I hadn’t thought of but will definitely look into should things shake out badly with Chase. Your insights are exactly why I asked the question. Every way is the right way to churn as our benevolent dictator has eloquently posted. The different perspectives allow for options so I like looking at things from varying points of view.