I love credit cards so much! v2.0 (see first page for add'l details)

[smallsy]

It's GO time!! We're pretty much all going for the next one at 3 months and 1 day. lol!

Would it matter that CIP1 was compromised (unauthorized charges) about 2 weeks ago?

ETA: he’s been issued a new card/number

 

[Alexle2007]

Thanks v. much for your input! I'm trying to decide if we do 4 nights in a king suite at RPR - get express pass for the whole trip, or 2 nights at RPR and 2 nights in a larger suite at Sapphire Falls - no express pass, but more space to spread out. My thought about this trip is to take it easy, relax and hang at the resort a fair amount, doing parks in the early AM and later in the evening.

If refunding URs is easy to do, I can go ahead and book and then adjust. My sweet DH does not like split stays much, but I really like multiple locations - there is always give and take, and doing a split stay lets me do everything I want!

If you do RPR, SF, RPR, SF, you’d have EP for the entire trip since you have it the day of check-in and the day of check-out We have stayed at SF when we were just doing pool days last Thanksgiving and it was a really nice resort and you still have a boat to take you to CityWalk.

 

[SouthFayetteFan]

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[mmmears]

Tried the Uber bank credit trick for the first time, but it didn't work. Was really nervous about it, lol. Think I canceled too fast. First time I canceled right away. Second time, I tried to wait a little longer, but got paired with a driver. So canceled right after I saw that, but think it was less than a minute after requesting the ride. Probably should have tried Pool. Don't want to make Uber mad with too many cancellations, so guess I'll use it for Uber Eats and try again next month.

We can't get it to work here. DH gave up and said he won't try again, but DD tried a few more times. Pool, non-pool, canceled before the driver was assigned, canceled after. Nothing worked. If someone gets it to work please tell me how!

@bernina and @mmmears were having problems with the Uber credit cancel trick last month. I tried looking into it, but I was surprised at not finding other negative DPs about it.

See above, but can't get it to work here no matter what we try. It's a shame since we really don't like Uber eats and have plans for Uber in Sept that will go way beyond our two $15 credits so if we could bank July and August it would be great.

i gave the exact instructions to @mmmears and @bernina
can either of you confirm after my posting those instructions?

Albort, thanks for all of your patience and help. DD kept trying and it just wouldn't credit so we stopped since we didn't want to annoy Uber.

 

[1st*toright]

If you do RPR, SF, RPR, SF, you’d have EP for the entire trip since you have it the day of check-in and the day of check-out We have stayed at SF when we were just doing pool days last Thanksgiving and it was a really nice resort and you still have a boat to take you to CityWalk.

Sign me up - but DH would kill me if I made him switch hotels 3x in 4 days. I just booked the RPR suite for the whole trip - I will talk to him about the express pass vs. hang out space trade off and see what he thinks.

Flights are NOT cheap, but I can't really pull my kids out of school much earlier (at this point we will have them skip the last day before vacation), and I don't want to be flying on Christmas Eve, so that is what it is. I've got no other plans to use the GCs/vouchers I have stockpiled, so this is definitely a churn and burn kind of trip.

 

[SouthFayetteFan]

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[palhockeymomof2]

What’s the general consensus on wait times for 2nd/3rd CIP? DH is 93 days out...

He would be fine applying now...just double check credit limits and reduce if necessary

 

[hsmamato2]

Can I lower credit limits on amex cards via chat- or need to call? thanks

 

[Alexle2007]

Can you close a Barclays account online? Looks like I need to close my Choice Privileges to make room for the Biz Aviator since my app was denied. I also have the Arrival + that gets used but the Choice Privileges hasn’t been used in 3 years or more.

 

[tink1970]

DP for using MRs to book flights via Amex Travel with Amex Plat Biz and receiving 35% MRs back-I made our flight reservations for AKL-LAX June 2nd and yesterday 35% of the MRs used were refunded. So nice to see my balance bounce back up!

 

[StephPlum]

If you do RPR, SF, RPR, SF, you’d have EP for the entire trip since you have it the day of check-in and the day of check-out We have stayed at SF when we were just doing pool days last Thanksgiving and it was a really nice resort and you still have a boat to take you to CityWalk.

Great for maximizing EP for the dollar cost but I could handle all the moves. Too much for my taste. For my 4 day/3 night we are doing 2 nights RPR and 1 SF. So we'll have EP all days. I would have done RPR all nights but only found affordable availability for the first 2 nights.

 

[disneymagicgirl]

Wells Fargo $400 posted with Ally ACHs (pushed from Ally). Bonuses seem to post Wed after fulfilling the requirements. As always you never know when this might change.
4/22 opened
5/29 $3001
6/18 $3001
7/1 $3001
7/3 $400 bonus
@disneymagicgirl @Nick6300 @StephPlum

Yay! Thanks! I guess that’s my next bonus.

 

[gottalovepluto]

Got my first Amex pop-up when I tried for the Aspire today. Dangit!

 

[GlamMistress]

DH got the prettiest mailer (shiny pink!) for Discover in the mail today. "Check for pre-approved offers." We're not opening a Discover but I decided to check the link - why not? As a reminder, DH and I have our credit frozen for security purposes. I assumed the check would not work. All over the web page was the language "this does not impact credit; not a credit check." I filled out all the information and a new screen popped up that said "We can't determine your offers. REASON: Credit is frozen. Please unfreeze so we can run report" to something of that effect.

As worded... that would be a full credit check and will definitely ding a score. Perhaps it is just a soft pull for offers, but they need to change their wording. I thought I would share to those of you who might get these mailers and don't have frozen credit. I knew DH was at no risk here, but others might get duped.

 

[GlamMistress]

Can I lower credit limits on amex cards via chat- or need to call? thanks

You can do it by chat.

 

[Alexle2007]

Got my first Amex pop-up when I tried for the Aspire today. Dangit!

I got my first pop up today also but then I realized I was still logged into my account and not DH’s so of course I couldn’t get the Hilton Biz again

 

[disneymagicgirl]

Another one of my Amex Marriott Bonbon 35k FN certificates just deposited. Since they seem to post in batches, you may want to check your accounts/emails if you've been expecting one.

AF posted: 5/10
FN cert deposited: 7/3
Duration: 54 days (7 weeks, 5 days)

Tagging @disneymagicgirl.

Thanks! Both ours did too. Finally! No clue what I will use them for, but glad they posted.

 

[amalone1013]

The train rolls on... CitiBiz #3 for me (via a mailer code I snagged):

CitiBusiness® / AAdvantage® Platinum Select®World Mastercard®

• Congratulations, SouthFayetteFan.

You've been approved for a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®with an initial credit limit of $20,000.
Your welcome materials and card(s) will arrive in the mail in approximately 7-10 days at the address you provided. After they arrive, follow the instructions on the security sticker to activate your card for immediate use.

Was sitting here feeling mopey that I have to wait until mid month for CIP 3 for myself to stick to 90 days. Then got to this and realized, we are 95ish days out from our first round of these!


Also double checking the spreadsheet, I got CIP 2 on 4/5, so not mid month! That was DHs!

 

[Haley R]

I have a question for anyone on here that pays for a gym membership. Since we just moved here I’m looking for one to join but I’d really rather have one where someone tells me what to do. So I need some kind of classes, not just a bunch of treadmills like planet fitness (which is clearly our cheapest option). The two I’m interested in here seem way too expensive but they offer all classes and have trainers on site helping. The two prices are $98/month and $139/month. Do these seem extremely high to anyone else?

 

[iujen94]

Hey there! Have you thought about going for another CIP now? It would be great timing in between your previous one and your SW cards in late fall... You could refer yourself and get 80k + 5k + 20k out of 1 signup!

I don't think the credit increase is a good thing or a bad thing. You can always call and ask them to exclude you from future credit limit increases and you can adjust your credit limit at any time back down if you want.

How would I go about getting another CIP? I got the first one from my SSN and my “income” from selling various crap on eBay, craigslist, etc.

(Oh and DH is NOT a fan of the credit card game, so I wouldn’t want to get one in his name.)