I love credit cards so much! v2.0 (see first page for add'l details)

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Finally, got my Pack-It toiletries bag out to move my stuff over from my VB one. While it does lie flat, I definitely feel like it doesn’t hold much or is that organized. Debating whether it is going back or if I need to get DH and DS their own since I can no longer fit their items in also.
 
A question about tipping . . . How much do you all tip the driver for UberEats and/or Shipt?

I have the $15 credit for Uber that I am thinking about using for UberEats -- up until last month I actually had two plats so a $30 credit, which sort of made sense to use even after all of the Uber fees plus a tip. But now that I have one plat and one $15 credit, it seems to make no sense to even bother with an UberEats order because the whole $15 would essentially be fees plus tip. (I think I am going to have to check out the banking tip that Albort posted about.)

As for Shipt, I have a $30 back on a $99 purchase but given that Shipt here marks things up about 20%, I am not sure that there's any actual savings after fees plus tip.

I'm coming to the conclusion that these services really are only for people who are willing to pay for the convenience of having a driver bring food to the front door. Which of course is fine, but not helping me see the value in the AF for the AmEx cards.

This is awful of me but after Uber’s service fee and delivery fee I don’t tip anymore. In NY I would give $5 for delivery, but I never had to pay a delivery or service fee. For groceries I give $1 a bag.
 

So two things:

1. If I use my support link for DH to apply for Hilton Biz today, do we think those points will post with my statement close on 6/7? I'm planning to cancel that card once the AF posts (should be with that statement), so I'm not sure what would happen if those points post later and then I cancel the card... maybe someone knows?
2. When I just logged into my Amex account, I got a popup that I was preapproved for the BBP. Maybe I'm back in their good graces?
 
We took a Princess cruise north from Vancouver, but did the land portion on our own. I wanted to focus on Denali NP and none of the cruise tours had enough time in Denali. We rented an RV and camped in the Savage River campground, then took the shuttle bus throughout the park.

There are no national park lodges within Denali. There are some hotels outside the parks entrance and in the Denali State Park many miles away.https://www.nps.gov/dena/planyourvisit/lodging.htm

Looks interesting and now bookmarked. Maybe summer 2021???
 
Were they thinking scary in terms of being out in the ocean in the dark or in terms of the mantas? The boat doesn't go very far from shore, so we still saw the lights from the Sheraton Kona. Plus the lights on the boat and the flood lights they use to attract the plankton that in turn attracts the mantas. So in that respect, I didn't think it was scary. The manta rays don't have stingers like the stingrays. They're huge, so when they get close it was more a feeling of awe than fear. Since we were snorkeling though, they didn't get close that often. I was seriously jealous of the scuba divers! The water was a little choppy. I think they had a line to guide us out and back to the boat. We had life vests on plus they gave us pool noodles too.

We went with Fair Winds for both the Kealakekua Bay and the manta ray tour. There's a discount for booking multiple tours. Your time in Kona is pretty short though, so that might be too much.

Yes, being in the water in the dark and one kid is very prone to being sea sick. I heard the water gets pretty choppy in the evenings. Maybe we will just do the Kealakekua bay snorkel. Thank you for the tip!
 
2. When I just logged into my Amex account, I got a popup that I was preapproved for the BBP. Maybe I'm back in their good graces?

Nice! I don't think I've ever seen a popup asking me to apply for yet another AMEX.

Sounds like it, congrats! The BBP is a great card-2X MRs and no AF. Seriously awesome.

Now I have FOMO. :rotfl:

Yes, being in the water in the dark and one kid is very prone to being sea sick. I heard the water gets pretty choppy in the evenings. Maybe we will just do the Kealakekua bay snorkel. Thank you for the tip!

Yeah, I was really glad I skipped it although the pics looked amazing. One thing we did that was really fun was "fluming the ditch." We went with another family and all 6 of us thought it was a highlight. We also did drive to Volcanos National Park (not at all a windy road like the one in Maui).
 
I want/need another CIP. Credit limits all lowered over last 2 months. It is 3 months since last Chase card (Ink Cash) is June 11th. I don’t have any other business cards. Last application Chase can see is October 2018. I know the wisdom is 3 months but I need to have the card by June 12. (So I can make spend in one fail swoop on the DVC contract). Any thoughts if I should just apply now since it is June and call it good or wait a couple more days? I am sick of waiting...and hello it is June!
Lol...I’m in the same situation waiting for exactly 3 months.....think we are probably fine...but :confused3
I want to do another CIP for myself but also waiting for the 3 months... last was 3/18
It’s a tough call to rush that... I’d agree with @palhockeymomof2 that you’re probably ok but why risk a denial which would set you back 30 days. We know biz cards are slightly more tenuous than personal. That said, @kmc8826 - I might give it a go in your situation since you have a specific need for the card (understanding the slight risks).
 
Thanks @Lain!

Now - the important thing is for everybody here to contribute and help make those threads valuable! I can’t thank @Lain enough for all his work on the news thread. It definitely is harder than it looks. Keeping that updated takes time and focus. These threads will be more dependent on the community keeping them updated (there’s only one Lain and he probably wants to see his family on occasion) 🤣

With regards to these new “tips” threads here’s a few thoughts on how we could make it work best:
  • If you want to keep some of the discussion here, you could write a comment here, then copy and paste it in the tips thread AND include a link on DISchurners to your comment here on the DIS
  • IF you see somebody say something helpful here remind them to copy and paste it over there.
  • OR you could simply copy and paste it for them and give credit (sort of like we do on the news thread).
  • If you do a DIS trip report to one of these locations (or a trip report on any site) consider posting a link on DISchurners to that.
  • IF you share a tip and later it changes or doesn’t work try to remember to go back and edit your comment there. (Sort of like when AA miles for Disney changed a bit and I had to update everything on the WDW tips thread).
Updated properly, these new threads can be a GREAT resource to our community.

The new threads are up, but they only have temporary language in the text. I’ll update them when I have a bit more time. Feel free to follow @SouthFayetteFan’s guidelines to keep things orderly and start using them whenever you’re ready.
 
:offtopic: First day of the farmer's market here, ....hopefully making a 🐰 proof area of my lawn for planting.

How are you attempting to bunny proof your lawn? I would love to bunny proof my back yard and I have yet to figure out anything that works. My older dog like to "raid the bunny nest" so to speak and bring the treasures in the house! :scared1: The bunny can have the rest of the yard, you'd think they would naturally stay out of where the dogs are but not yet!
 
Someone tell me I’m not crazy for wanting to pull the trigger on either the Amex Platinum or Gold Delta Business, or at least reassure me that we’re all mad here :ccat:

$700 left on P2 CIP, $1K left on CSP,

The MSR on Platinum is $6K (and Amex) but between me and DH we can knock that out with mostly organic spend. I’ll be getting him an employee card assuming that won’t count against his 5/24 since business?

Gold is 70k with only $4k spend. I know the companion cert on the Platinum is worth more than the $195 annual fee, but if I remember you don’t get it until your first anniversary.

Oh decisions, decisions.

Will Amex be sensitive to the MDD I did on 4/16 and 4/17?
 
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So two things:

1. If I use my support link for DH to apply for Hilton Biz today, do we think those points will post with my statement close on 6/7? I'm planning to cancel that card once the AF posts (should be with that statement), so I'm not sure what would happen if those points post later and then I cancel the card... maybe someone knows?
2. When I just logged into my Amex account, I got a popup that I was preapproved for the BBP. Maybe I'm back in their good graces?

1. Amex support points post pretty quickly, usually within 2-3 days after approval. My support points for my BBP that was approved Thursday was already in my MR account this morning.

That said, support points post differently with Amex than with Chase. With Chase, if the support points don’t go pending before your statement closes then you have to wait for the next statement close for the points to post to your account. Amex support points don’t go pending; they just post. So the support points for my BBP are already in my Amex MR account after 2 days; I did not have to wait for the supporting card’s statement to close. With a Hilton card, the support points should show up within 2-3 days after approval as an increase in the points earned YTD on the supporting card’s account dashboard. Then, you should see the support points make their way to your Hilton Honors account about 1-2 days later. No need to wait for your supporting card’s statement to close.
 
Do you need to cancel the SPG to make room for the Delta card, or just canceling to avoid the AF? If it's to make room for the new card, I think most people here recommend keeping the card and then offering to cancel on a call to AmEx. If it's to not pay the AF, my thinking would be to keep it until you get the Delta and then cancel.

I'm also looking at a Delta biz card but so far i can't get the new and improved offers through my Gold biz. Hoping that gets fixed soon.
Yes, this is what I have done twice. They are happier to close if they are giving you new credit at the same time.
 
I got that message yesterday when I was trying to my on my card. Haven't tried it today. I mean what's business doesn't make sure their payment system stays up?:confused3

I was finally able to get in after calling. The tech had me try using Safari (I was using Chrome) and it worked.

Now if I can figure out Barclays Biz Aviator. Thanks to @wendow I have a payment method added (thank you!!!) but I can’t find anywhere to schedule auto pay. I’m wondering if I have to wait until my first statement cuts.
 
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