I love credit cards so much! v2.0 (see first page for add'l details)

[DisneyMandC]

Tempted to try and buy and then decide which park to go to... lol

BG Williamsburg is really nice (sorry, @pillow lol). That's where my family has always gone growing up. Never been to Tampa, but some of my extended family used to live there and said it was really nice.

 

[calypso726]

What is the best cash rewards credit card?

That would depend on your goals, spending habits and how much value you want to get back for your normal spending. My goals on what I want back in value for my spending means that there is no cash back card that could help me meet my goals.

That answer may or may not be the same for you depending on what your goals are for the type of value you want in return for your spend.

 

[disneymagicgirl]

I went to staples to use up an amex offer on DHs card to buy VGCs. Was so nervous about having to do a quick switch to swipe DH's spg biz after showing the cashier my ID and SPG biz but I forced myself to go in and do it. Well, the cashier that always IDs was buys with another customer and my cashier didn't ID me. Score. But I got back to the car and realized his SPG Biz wasn't linked to dosh. Grrrr... Well I liked it right away just in case. It posted the $5 back today!!!

 

[SouthFayetteFan]

Okay back with more questions and don’t want to abuse @SouthFayetteFan PMs haha

1. After SFF gave me the details I think I’ll make my first hop CSP
2. I was thinking of making my second a Hilton card. My current points plus their bonus points plus the rewards make a free trip for me essentially and MSR is easy (for us haha) Probably the middle level ($95 AF)

(No CSR right now as I need to show my husband how this works before his brain can handle a $450 annual fee haha)

Questions-
1. I’d want to wait to refer P2 until these meet the MSR simply so we don’t have such a large MSR total yes? He's taking two courses for work he has to pay for upfront (gets reimbursed later) that I’d like to time with all of this as its 2k right there.

2. Do you have corresponding checking accts for these CCs? We have two checking accounts (a credit union and BOA). My thought is it’d be easier to open a Citi (Hilton) and Chase checking acct to go with the CCs so I am not figuring out how to transfer funds but is that how everyone else plays it? Have to be careful as the credit union doesn’t care how much we give it but BOA is a fickle beast and must be fed a certain $ lest he get fee happy. I don’t want to close BOA because its been my account for a long time and its always been in good standing. We like to keep the credit union because its a grandfathered account we can’t get back later.

Anyway- thoughts?

First, thanks for the kind words.

Keep in mind that if you pass on the MDD now, you couldn’t get a CSR for 48 months. It’s ok if you do, and your husband could later do a MDD - just pointing they out.

You can control the pacing in this game. Don’t go faster than you are comfortable. If you want to get alternate players and cards every 2-3 months that is absolutely fine.

You don’t need to open bank accounts to do this. I pay my Citi, Amex, and Chase CCs all from a PNC account. It’s very easy

 

[disneymagicgirl]

Does anyone know where would be a good place to buy total wireless refill cards for a deal of some sort? I was planning on doing BB/SB but it sounds like that is having issues. This is my first month refilling. I can do it on auto refill for 5% off, but hoping there is something I can stack instead. I didn't see the 2 line cards at staples yesterday, unfortunately. I did see 2 line cards at Kroger but they appeared old as they didn't show the correct amount of shared data on the front.

 

[speedyfishy]

Congrats! I think you’ll definitely enjoy deluxe

I do my wallet doesn’t lol. We have done the Beach Club before for our first trip which was awesome. I’m glad I found a way to make myself and my wallet happy lol.

 

[SouthFayetteFan]

I do my wallet doesn’t lol. We have done the Beach Club before for our first trip which was awesome. I’m glad I found a way to make myself and my wallet happy lol.

I said we’d never do deluxe...and then we got upgraded magically from CBR to GF on a trip...and now I’ll never go back haha!

 

[speedyfishy]

I went to staples to use up an amex offer on DHs card to buy VGCs. Was so nervous about having to do a quick switch to swipe DH's spg biz after showing the cashier my ID and SPG biz but I forced myself to go in and do it. Well, the cashier that always IDs was buys with another customer and my cashier didn't ID me. Score. But I got back to the car and realized his SPG Biz wasn't linked to dosh. Grrrr... Well I liked it right away just in case. It posted the $5 back today!!!

Did you get more than one? I managed to get 4 yesterday at once all with no fees. I’m going back everyday until the promo is over. I think Saturday I will try for $1000s worth. I have anywhere from 10,000-15,000 left to pay for my wedding so if I can’t liquidate them that’s a good fall back option but I’m nervous lol

 

[speedyfishy]

I said we’d never do deluxe...and then we got upgraded magically from CBR to GF on a trip...and now I’ll never go back haha!

This is my SO. Now he complains about the values. I really don’t mind though. It’s nice to walk to the parks but if a value is $100 and the deluxe is $500 I’m taking the value unless I have points. The Grand Californian though I’d gladly pay $600 a night even when its $100 to stay off site. I’m weird lol

 

[GZanta77]

Finally caught up on yesterdays posts...... @wendow Sorry to hear about your MiL. Gives me some food for thought as my mother's doctors are proposing a similar injection. Hope your MiL gets some recovery - doesn't bear thinking about how life-changing that would be.

In other news, my JetBlue Biz app went pending a couple days ago - whats the consensus with Barclays? Call or just let it sit and wait to hear from them?

 

[SouthFayetteFan]

This is my SO. Now he complains about the values. I really don’t mind though. It’s nice to walk to the parks but if a value is $100 and the deluxe is $500 I’m taking the value unless I have points. The Grand Californian though I’d gladly pay $600 a night even when its $100 to stay off site. I’m weird lol

And that’s so funny because I’d never consider staying onsite at DL but the thought of a value makes me cringe at WDW hahaha! I love how we all make our preferences and points work.

 

[kidsfirsttrip]

Finally caught up on yesterdays posts...... @wendow Sorry to hear about your MiL. Gives me some food for thought as my mother's doctors are proposing a similar injection. Hope your MiL gets some recovery - doesn't bear thinking about how life-changing that would be.

In other news, my JetBlue Biz app went pending a couple days ago - whats the consensus with Barclays? Call or just let it sit and wait to hear from them?

I waited my AAdvantage Barclay biz. Nine long days but it was approved

 

[Judique]

I'm going 5/23-30 and it is well under $200 night...I think was $159 for swan last I checked a couple days ago.

Jumped on to check some prices: Thurs to sat 23-25 - $133 per night average plus taxes and $30 resort fee. Book these two nights separately and you are at $140 and $19x.xx before taxes and resort fee two nights together had a substantial discount.

hmmm....

 

[Lain]

I said we’d never do deluxe...and then we got upgraded magically from CBR to GF on a trip...and now I’ll never go back haha!

Our first experience with WDW was in Deluxes. There’s no going back.

 

[kidsfirsttrip]

@vanjust14 staples just showed up on my Dosh app today!!! Worth a look!!!

 

[speedyfishy]

And that’s so funny because I’d never consider staying onsite at DL

...

 

[wendow]

my P2 got a 'review' screen....

Hopefully turns to approved. Better than the auto denials my P2 is getting.

 

[Judique]

I said we’d never do deluxe...and then we got upgraded magically from CBR to GF on a trip...and now I’ll never go back haha!

I do DVC so sort of deluxe depending where you stay! But, I can do anything for 1 or 2 nights depending on how many people are in the room with me. 4 people in a value and it was 3 nights ….pretty tight! So I have a 2 adult/1 baby limit for those. Pretty much the same for the moderates. And although I've crammed 5 in a DVC studio when necessary I would never plan it that way on purpose, but sometimes stuff happens and you try to book a bigger room last minute and can't get it, so we all get cosy.

I've stayed in almost every Disney resort at WDW, and don't have any I would never return to. It's mostly occupancy level that makes me think twice because I need to breathe, be able to take a shower and get a cup of coffee in the morning.

All that said, I'm not paying no $200 plus for a value! Not a value! I'd rather be offsite somewhere nice for that cash (or points!).

 

[Natgridenergy]

Did you get more than one? I managed to get 4 yesterday at once all with no fees. I’m going back everyday until the promo is over. I think Saturday I will try for $1000s worth. I have anywhere from 10,000-15,000 left to pay for my wedding so if I can’t liquidate them that’s a good fall back option but I’m nervous lol

I’ve been doing 2k a day since Sunday. My cashier is awesome. Told him what I do and he says see ya tomorrow.

 

[wendow]

I'd love to see those rates there....the only dates I've ever checked have been 300+ a night

And I’ve never seen swolphin at $300 night but we always travel off season.