I admit it- I like the new banking rules.

[mikeandkarla]

It works better for us and our dec uy.

 

[keishashadow]

I hate it

we waited a long time for a resale that would fit with our typical vacation dates (including end of June every year) and were thrilled when an appropriate UY came up on market; then we added on...

now, if we have to cancel; it'll be a hassle...something else to worry about as rental etc. Since MS takes names of guests upfront, not even sure if i could change them & re-rent the ressie

not sure if DVC gets a referral fee, wonder if it's just churning to drum up insurance sales

 

[JimMIA]

We don't like it, but we'll adjust.

We have an October UY and my two daughters typically vacation in the summertime, and usually on fairly short notice. Now, we'll have to bank by the end of May, and if we have a cancellation after June 1, we'll be in a jam.

For those who simply don't use their points at all in a particular year, the new banking deadlines give them two extra months to bank everything.

But for us (we use 75+% of our points each year), the change took away the ability to bank the small percentage of points we don't use very late in our UY.

Like I said, we'll adjust, but the change has certainly reduced our flexibility.

 

[BWV Dreamin]

We don't like it, but we'll adjust.

We have an October UY and my two daughters typically vacation in the summertime, and usually on fairly short notice. Now, we'll have to bank by the end of May, and if we have a cancellation after June 1, we'll be in a jam.

For those who simply don't use their points at all in a particular year, the new banking deadlines give them two extra months to bank everything.

But for us (we use 75+% of our points each year), the change took away the ability to bank the small percentage of points we don't use very late in our UY.

Like I said, we'll adjust, but the change has certainly reduced our flexibility.

Jim, do you think by changing these banking rules, it opens up inventory for the 7 mos. and later ressie time frames? This may be a tactic that DVD hopes might alleviate some of the frustation at the 7 mos. mark. Just a thought!

 

[bwvBound]

We like the change; it works well with our Oct UY and typical travel plans.

 

[Dean]

Statistically more people will be able to bank more points than before. Still, there will be individual circumstances as this and other threads have stated. It does make UY more critical though I personally think it was important previously and this change just gets people to think about it. I doubt it'll impact us very much as we try to travel and/or rent in the first half of the UY.

 

[tomandrobin]

I like the new banking policy. But to be honest, the old policy didn't bother me either.

 

[bzzelady]

I like the new banking rule. We have an October use year so it is great to be able to bank 100% of our points up until the end of May. By the end of May, I have a good idea whether we will plan a trip for the summer or not. I never did like the diminishing points as you would get closer to the end of the use year mentality.

 

[jodifla]

I don't like it. I hate all the "simplification" going on at DVC. Making 4 months the rule of everything, INCLUDING when you can use your points outside of DVC, stinks IMO.

We have an April use year and I'm feeling very trapped by it these days, since we're starting to want to travel in February these days.

 

[DVC Grandpa]

I have a February use year, and I don't like the banking deadlines. I travel in December. I like to keep an extra few points in my account, so if something happens on my trip, I have points available to use--like this year, when DD and family had their flight canceled until the next day. I was able to get her a room for the night because of those points. But with the new banking deadlines I won't be able to do that anymore.

HI Leeann, I couldn’t have said it better. I also have a February UY and three of the last six years we have taken the family to WDW over Thanksgiving and I felt I had some leeway with 25% of the points having until the end of November to be banked. We did add a day this year at the end of October.

 

[DebbieB]

It isn't the banking rule change itself that bothers me, it's the rule that you can't book outside of DVC in the last 120 days (vs 60 days before). Plus the $95 fee. I sometimes add nights to business trips last minute and this limits my options.

 

[MrShiny]

I hope their online system can handle the load now, though...

 

[BUDDYBEAR]

I LIKE THE NEW RULES THEY WORK OUT GREAT FOR US

 

[DVC Grandpa]

This change adversely hurts the families who have accumulated a number of points. When I had 200 points, banking the 50 points (25%) was not big thing, but as we have accumulated points, the 25% would provide a weeks or more stay at BCV.
Yes, I could barrow the points after September 30 but then I have banked points which I will have to use or lose the next year. If I could have used those current years’ points, then all of the next years’ points would be available for the next two years in the event we could not use them that first year. Needless to say, I would loose the banked points under those circumstances.
I am a planner and usually book at the eleven month window (day by day) but things do change and it is nice to have the extra two months to use whatever points are yet to be banked as we did this year.

 

[figment795]

I do not like the new banking rules at all. With a March UY I will be unable to bank any points if some part of our November, December trips use a smaller number of points.
Bobbi

I am also a March UY and in the same boat you are. I also go in Dec now with the new rules unable to bank the 25% in Dec. We need a April UY or May UY now with the new rules.

 

[sajetto]

We like the new banking rules. They fit within the time frame of our use year and most common travel dates, but I can sympathize with those that have the opposite situation.

 

[auntsue]

If only I actually ever had any points left over to bank! On the other hand, borrowing I am familiar with.