How worth it is it?

[kylenne]

From my POV there are better rewards cards out there. However, years ago I switched our regular Chase debit cards to Disney debit cards. It was simple and free and gave us access to a few small perks (like the photos)

I have the debit card and it’s the exact same perks as the CC in terms of discounts, the meet & greets, etc. I really can’t think of any the CC has but the debit doesn’t. One of the many reasons I’d never get the CC (not burning a 5/24 slot on such a mediocre card is the main one). But if you don’t live somewhere with Chase and thus don’t really have access to the debit card, I can see the no AF CC being appealing. When Riviera first opened there was an insane room discount for Visa holders.

 

[Pooh2]

We have No Fee Disney card and have had it for years.
It is not our main card but we usually have about a $1,000 on the rewards card for each trip.
We use it for dining to help ease the shock of Disney Dining prices.

 

[4luv2cdisney]

Earlier this year cardholders could get an additional $1000 off a direct DVC purchase. I think it was @ 250 points, but for Riviera there were other incentives at the time and it all added up.

Every once in a while they throw something pretty good out there. Some will be able to use it, some won't.

We don't churn credit cards for rewards, so it is a perfectly fine card for us. We took advantage of the 0% financing for our initial DVC purchase in 2017 and the 2% rewards were nice. Disney Visa makes our vacations a little less painful on the pocketbook without any effort. Our room feels paid for because of our DVC points (dues paid monthly and are almost unnoticeable) and our Visa rewards either pay a good chunk of our tix or nearly all of our dining. We fly on points. Once we subtract out our normal weekly spending at home, our trip costs an extra $1K or so OOP. So, like I said, it's pretty painless and I find I enjoy the trips more.

 

[tigger2002]

So we recently became DVC members at a steal of a price last year

.
How does one get a "steal of a price" on DVC membership?