How to start paying for our vacation.

[NHMom4]

(I am not sure this is the right place to post...)
We were thinking of going in October 2012 but now I think we should wait until the new Fantasyland is open. Maybe October 2013? I am not even sure what Disney property to say at. Can I book something for 2012 and start sending them $ and then as it gets closer change the dates? Or am I just better off until I know for sure?
Thanks

 

[tzolkin]

I don't think you can book that far out.

Why don't you just look at this year's rates to get a price estimate and then set an amount you need to budget for each month? You could put that money into your savings acct each month and then when it comes time to book, you will have a big chunk to put down and then keep sending them the same amount you were saving each month.

 

[Marionnette]

(I am not sure this is the right place to post...)
We were thinking of going in October 2012 but now I think we should wait until the new Fantasyland is open. Maybe October 2013? I am not even sure what Disney property to say at. Can I book something for 2012 and start sending them $ and then as it gets closer change the dates? Or am I just better off until I know for sure?
Thanks

You can book room only for october 2013 but they will not guarantee the price. Heck they wont even guarantee prices for 2012 until they announce rates later this year (probably in august).

Once you have a reservation booked you can start sending disney money to pay the balance down. The total price of a package needs to be paid by 45 days before you arrive. Room only reservations do not need to be paid in full until you arrive.

I think that I would wait until I had a definite price before making payments. Especially if I was booking a package. In fact I prefer to hold onto my money until I have to give it to disney. Why give them an interest free loan when the money can be sitting in my savings account collecting interest?

 

[cglaura]

I would go online, price what would be your vacation (it won't be exact, but you can get a ballpark idea). Then divide that into however months away your vacation is and pay that monthly to your savings account. By the time you can book, you will have enough in there for the deposit, and then keep paying your savings until the balance is due. I know it may be only minimal interest accrued, but at least you earn it, not Disney

Edit: Hahaha, I really should read first...so ditto with a few other ideas...

I don't think you can book that far out.

Why don't you just look at this year's rates to get a price estimate and then set an amount you need to budget for each month? You could put that money into your savings acct each month and then when it comes time to book, you will have a big chunk to put down and then keep sending them the same amount you were saving each month.

 

[shelwoj]

Get a ballpark idea of what your stay would cost then start buying Disney gift cards. You won't get interest on your money for the time frame you're looking at but it would be towards the trip.