How much would you pay, 2050 version?

Something else to consider,

I recently book a room at the swan reserve, with my BoNVoY points, as a Titanium member.
My free room cost me 270 dollars in "tax", I believe that is in addition to the "resort fee" but I might be wrong...

I don't pay "tax" or "resort fees" when I use my DVC points, unless I goto HI
You’re not following the question. It’s literally not about DVC, it’s a thought experiment.

Also Marriott points stays in the entire US (and 99% of the world) are not taxed. If you were charged taxes you need to dispute that. Maybe it was just a resort fee? In which case time to switch to Hyatt or Hilton, who waive resort fees on points stays.
 
You’re not following the question. It’s literally not about DVC, it’s a thought experiment.

Also Marriott points stays in the entire US (and 99% of the world) are not taxed. If you were charged taxes you need to dispute that. Maybe it was just a resort fee? In which case time to switch to Hyatt or Hilton, who waive resort fees on points stays.
I generally find using Marriott points to be a terrible use of value per point, and especially at Disney. I could go on and on about my conflicting relationship with Marriott, but that isn't really the purpose of this thread. As I recall at Swan and Dolphin on an award stay you pay the award fee, are taxed on the award fee, and then pay parking. You also are given a "free" elite breakfast that requires you to upgrade to the "full breakfast" if you actually want any real food - so the OPs estimate seems pretty accurate to me. The owners of Swan/Dolphin/Swan Reserve know this, and can charge (gouge) the elites accordingly who want to stay there on award stays.

But, the initial question the OP asked was how much you'd be spending at a DVC villa, and so the Swan and Dolphin do come into play because they are a credible alternative to a DVC studio. Last I checked, Hyatt and Hilton do not offer properties on the WDW property, nor do they offer properties that can allow you to walk to the theme parks. If there was the Hyatt Regency Disney's Hollywood Studios on property, I'd be sure to stay there, but I haven't yet found it on a map....
 
You’re not following the question. It’s literally not about DVC, it’s a thought experiment.

Also Marriott points stays in the entire US (and 99% of the world) are not taxed. If you were charged taxes you need to dispute that. Maybe it was just a resort fee? In which case time to switch to Hyatt or Hilton, who waive resort fees on points stays.
I did not realize the question had rules.

the op said:

”I’m (over)thinking through the DVC math”.

“I’m curious how folks value future trips“

I answered the question in two separate post…

The option asked every one on the thread what their thoughts were…… I answered that….

you are either not following the question, or are just picking fights

Diamond for life at Hilton, but im good, their service just isn’t there anymore, I’ll stick with Marriott

thanks for playing
 
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Not difficult to calculate.
OKW extended contracts sell for about $8 more than non extended. So one year 20+ years from now is worth for the market less than a dollar. Multiply for the number of points and you'll get what someone who buys an OKW extended contract is actually paying for that room right now.

I guess the aim of this post is to demonstrate that dividing the cost of a contract by the total number of years remaining to calculate the most convenient contract is not wise.
And that's why SSR is still the favorite resort for SAP non-direct points.
 



















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