How much is your mortgage payment? (inspired by car payment thread)

[Minnesota!]

We pay $1615 - which is everything. It's an 1100 sq ft...2 br/1 ba. Nice yard. We will be moving next year. DH wants to get a condo downtown here - I want a house in the burbs. Although the condo would be SOOO much cheaper..

 

[malibuconlee]

The house we just put on the markt in Iowa we pay $805 for everything. It's a 15 year loan. We were also doing the every two weeks payment to make the loan go down to between 12 and 13 years I think it was.

 

[bigmerle1966]

$0 -- we paid cash for our house:

Is that a double wide or just a single?




Our payment is $1250 and that includes a $95 HOA fee.

 

[Chicago526]

$1300 including taxes and homeowners. 1600 sqft Cap Cod built in '47. Elgin, IL. 30 year fixed rate mortgage.

 

[slo]

Mine is a hair over $1500 a month

 

[lyeag]

1201 including taxes. We have 2300 sq feet. 4 bedrooms, 2.5 baths, two car garage, built in 2001. The trade off is we live in SW Oklahoma.

 

[MidgeD79]

I pay $410 a month for 20 years and it includes taxes and insurance. !200 sq ft, 3 bedrooms, 9x12 bathroom, all wheelchair accessable. It was built by Habitat for Humanity at 0% interest.

 

[carrie_106]

$1450 here for a 3 bedroom, 2 and a half bath 1500 sf townhome, we have about 8 years left on our 15 year mortage.

 

[rt2dz]

I am wondering where I stand in the mortgage payment arena. When I say mortgage payment - I mean principal, interest & escrows (taxes, hazard ins) all included. This is our only debt, but it is a BIGGIE (to me)...$2150. Anyone else mind getting personal?

We don't escrow our taxes & insuriance, but here are our costs:
Mortgage: $468/month
Homeowners Association: $320/yr
Taxes: just shy $6000/yr
Insuriance: ~$500 bi yearly

Our house is 3/2.5/2 @ ~2000 sq. ft I purchased it 10 years ago, put 30% down, and refinanced when rates were low

We are looking to buy 4800 sq ft 6/4.5/4 garage at the end of the year though. Taxes will stay the same, homeowners will go up $60, insuriance will go up ~20%, and mortgage will shoot up to ~$1500

 

[pixiemomma]

$875.

 

[undertheradar]

Over $4700. here. Southern California is not cheap!

 

[*Flower*]

Ours is $772 with everything.

Of course our taxes went up a bit this year, but everything includes flood and earthquake insurance (which isn't necessary, but in SC on the coast- you want flood).

I'm accelerating our payments. I pay a full payment with 3 more months' worth of principal added to it. We're hoping to have the mortgage paid off before we retire.

The house is a 3/2/2 and is a tad over 1600 sq ft.

 

[krdisneybound]

Paid cash for my house in 1990 and have loads of equity in it. Could sell it and live at Disney with my DVC for a long, long, long time. But not ready for that yet. All I have is my taxes each November.

 

[Rafiki Rafiki Rafiki]

Over $4700. here. Southern California is not cheap!

How many square feet do you get for that?

About $1900 here...for 3500 square feet.

 

[TayBai2]

$697 thats including taxes and insurance for 2000 sq ft, 3/2 with 6.8 acres. Cost of living is not as high here like other places.

 

[Pooh's Pixie]

Yikes, too bad I love where I live...I could have a plantation for what I'm paying for my house!!!!

 

[doxdogy]

$900 a month including taxes and insurance.

 

[kdibattista]

We pay just under $2,000 for everything

 

[sorcerormickey]

$1693 for a 1900 sf 3/2 new-construction house on .25 acre. Includes taxes and insurance.

 

[luvmy2sams]

Just over $700 here for everything. We're in a 3BR/2BA 1800 square foot home with storm shelter and great yard.