How long with no interest for booking?

[budafam]

I can't find anywhere how long you can book your vacation for and have to pay for it without any interest... I have a Disney Visa that we plan to use. I thought it was 6 months but could be wrong. TIA!

 

[SSRFred]

It is 6 months.

This is from their website:

As an ongoing card perk, pay zero interest for 6 months anytime you use your card to book select Disney vacation packages, Disney cruises, and Adventures By Disney packages and Aulani, a Disney Resort & Spa, Ko Olina, Hawai'i vacation packages vacations through the Walt Disney Travel Company, your travel agent, or online at Disney sites. After your promotional APR expires, your standard purchase APR will apply. For new accounts, the standard purchase APR is 13.24% or 16.24% variable. For existing accounts, please see your Cardmember Agreement.

 

[aleshad01]

Yes, 6 months using the Disney Visa.

 

[silmarg]

be forewarned that is you make a return on that Disney Visa card within those 6 months.... that credit goes against the 0% balance.

For example.
This month u charge only a disney vacation for $1000. You get the bill for $1000, but dont have to pay anything as its 6 months interest free.

Next month you buy a $50 item and then return it. Your bill will be $1000, but only $950 will be interest free for the remaining 5 months... and you must pay $50 to avoid finance changes.

So the lesson here is dont buy stuff on the Disney card you are likely to return if you are carrying a 0% balance on the card.