we are not ready to buy yet ( not enough of a downpayment) but still want to buy while the market is hot........how long do you think the DVC market will be "hot"? - meaning, good incentives, etc.
No one knows exactly, but the thing to remember is that there will be advance notice of the end date of the incentive- so you will be able to jump in at the last minute if you need to.
Personally, I think that the incentives will run as long as they are helping to bring in sales. When sales slow and it doesn't seem as though the incentive is doing its job, it will go away and new ones will take its place.