I used to try to avoid borrowing until I realized having 3 December UY contracts that the contracts ended the month after my points load on the last year of my contract. Since then I’ve borrowed with this end date in mind.We've been members for 20 years (January 2002) and yet yesterday was the first time ever that we had to borrow points. So, of course, now I'm worried-are we going to have enough points come next year. But after 2 years of cancelled trips, and having to take last minute trips to "use 'em or lose 'em" with banked points, we just decided to have one big family trip. But 20 years without borrowing! Just wondering if that's some kind of record, or do not many people borrow, so it's not any record. So, how long before you borrowed, or have you never borrowed points?
That’s a great point! Especially given that many people, including me, expect DVC to place restrictions and controls on points usage (banking, at least) at the 2042 resorts as we get closer to that last day of January, 2042.I used to try to avoid borrowing until I realized having 3 December UY contracts that the contracts ended the month after my points load on the last year of my contract. Since then I’ve borrowed with this end date in mind.