tchrmom...
You are too funny and yes, I can surely relate as after a few lbs. my 'LBD' may be a 'BBD'....LOL!
I read a very good thread on this very board for those who do not want to invest a fortune in formal attire - to try going to a 'Thrift Shop' or shop on Ebay. I had never been in a 'Thrift Shop' and thought... why not give it a try? Low and behold, I hit a couple and to my surprise found 2 nearly new sequin jackets for $4 each....which after cleaning will be perfect for our upcoming cruise formal! For our last cruise I really stressed over the formal and finding the perfect long blk. dress (which I never wore again). To my surprise, as other have posted, I saw everything and wondered why I had even worried!?!?
Go, enjoy, have fun and dress in whatever your best maybe