How excited am I about finally having a budget on paper?!

[ABDonovan]

I am really *%$#ing excited!!!! lol This may seem a little off kilter, but I am all for a 'logical' take on saving for Disney. My DH is a very strict spender, and he wanted a detailed budget of expenses. Granted, this isn't all the expenses...I don't think.

Comment with anything that you think I have to add!

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Camping&Tickets = $1257

Groceries=$300

Gas money =$500

Mika’s surprise = $260

Extra money for stuff = $1000

Total expenses (projected) = $3317

If split, it breaks down like this…

Deposit = $200
Mika’s surprise has to be paid early = $260
New Total = $2857

Break down the rest. Reservation pay off comes first, followed by the gas money, the groceries, and spending money.

1257/120perweek = 10.5 (pay off happens by the end of July)
New Total after payoff = $1600

800/120= 6.6 (pay off happens by the middle of September)
New Total after Payoff = $800

The remaining 800 dollars will be saved by periodically taking out money. Also, all the bonuses will in some way go towards the Disney trip.

An example…Let’s say I take out $5 dollars a day. It sounds like a lot, but if you don’t look for it, you’ll never know it’s missing.

5 dollars a day * 7 days in a week *4 weeks in a month *6 months before the trip = $840

Basically, it’s very easy to save for this trip, if we are strict…

 

[java]

What is Mika's surprise?

I am assuming you included camping site fees, will you get a golf cart to get around? That's an added expense.

Are all meals going to be eaten at the camp site? Because food can easily eat up that $1000 for extras if you are buying snacks or drinks or meals in park.

Any tolls to get there for you?

Those are just a couple I thought of, but good luck saving up. Sounds like a plan to me!

 

[poohfriend77]

What is your regular weekly budget for groceries, gas, eating out, coffee/snacks at work, etc.? You won't be spending the money at home that week, so that could go into your "extras" fund, too. Good luck!

 

[Disneychix]

Great plan. To m it's both exhilirating and depressing seeing the savings plan laid out-exhilirating because you know what you are saving for and it's exciting-depressing because you have spelled out where all your money is going for the next 6 months!

If food is taken care of I would think $1000 'extra' dollars is a lot. If that includes some meals/food/drinks in the parks then I think that is ok.

 

[dizluvah]

The only thing I would add - is since gas prices are skyrocketing - you may want to pad your gasoline expense line item - no telling what the per gallon price will be in 6 months. I assume you are camping onsite? If not, you will need to factor in parking costs each day you are heading to the parks.