How do you afford to go

sheila rose

Earning My Ears
Joined
Apr 15, 2003
Messages
14
I'm just wondering how you all afford to go to Disney? No matter how hard I try I just cannot make it happen! I am a SAHM w/ a 9 yr old son, 3 yr old son, & 4 month old daughter. My husband is our only source of income right now and it seems like all we do is pay bills, bills, bills!!!!! If I start saving, I always end up using it to pay a bill. My husband switched jobs about 4 months ago and took a cut in pay so it is even harder now. Anyone have any advice or tips on how to save? I'd like to try for next year sometime when daughter will be at least 1 yr old. Thanks
Sheila
 
Well, the easiest way to save money on a WDW vacation is to stay offsite. Doing so with Priceline can be quite affordable. I haven't done this in a while, but a couple of year ago I got some nice rooms close to WDW in the $30-40 range per night. Driving as opposed to flying usually also saves some money.

Dining off-site is also usually cheaper than on-property. If you have some time to spare, participating in internet based reward programs can net you some gift certificates that will further reduce the cost of dining. I am not up-to-date with the details and exact rewards, but there is a board just for discussing these things here on the DIS, and I am sure the folks over there could help you get started. The Budget board and web sites like Mousesavers.com are also very helpful when it comes to saving cash. Many off-propert

If you want souvenirs, try the outlets at Belz or Premiere Orlando Outlets, where you can get nice merchandise for a fraction of the price of similar stuff in the parks.
 
Welcome to the Dis! I'll move your post over to our Budget Board so you can get some help there. Enjoy planning!
 
It is very difficult; although DH and I were lucky enough to go with our parents while growing up (and we knew how lucky we were), it had been since 1990 since I had gone. DH and I were lucky enough to go for 11 days/10 nights at Contemporary and Carribean Beach in May of 2000 (honeymoon) primarily due to help from DH's parents. We are going again for the first time since then on our bill (and we have scrounged) and the only trick I can tell you is to hold out until you see a deal you cannot pass up. Drive down instead of flying or taking the train, book off site where you make certain that they have transportation to and from the parks, check out these forums for special discounts on tickets. Other websites to check out are www.mousesavers.com or www.wdwig.com. Mousesavers gives you the most current discounts on just about everything Disney. The trick for us was to send a little towards our hotel every month about a year prior to the trip, $50 here or $100 there and then if you have a little extra go to the Disney store and buy Disney dollars. Seriously - you will not find better advice on discounts than at these forums - check out the special Budget section on the boards and you would be amazed what you can find out. Good luck!!!
 

Sheila,
Hi! I am also a SAHM. We have a vacaion fund that gets $50 a month. Not much, but it can pay for the cost of tickets. We save $20 a week in a "Disney" envelope. A change jar. Over a year, this can pay for a night in a hotel. Tax refund. Ask relatives to give the kids Disney Dollars for b-day and Christmas. Yard sales!

This August/Sept the Courtyard is offering a rate (Sun-Thurs) of $20 per night. A great rate for that hotel! Check mousesavers.com for great hotel deals. Valuetrips.com usually has good rates for the Country Inn and Suites, which is very nice and includes breakfast. Travel in value season and get the All Stars at a great rate! Rememer that if you stay offiste, you should add $6 (or is it $7?) to your stay for parking at the parks.
You would probably save money by driving.

Tickets: check wdwig.com for ticket prices. There is a bounce back ticket that gives you a small discount,but there are no hopping priveleges.

Meals: bring a cooler. Water, juice, milk (parmalat), soda, cereal, snacks-fruit cups, cookies. You can also bring stuff to make sandwiches. Eat dinners offsite or counter service. You can always split meals or order from the kids' menu.

check the budget board. They have so many ideas!

Bring a double stroller for your two little ones-renting can get expensive and your 4yo won't be able to keep up all day.

Even if it means pulling the kids out of school, Iwoud go in value season. Why deal with crowds and heat when you have to work so hard to save up to go. Mid-late Jan is nice and the two weeks before chistmas are not at all crowded and have the decorations. Resort rates are vey low at that time and there are usually good discounts (AllStars for about $49-$59)
 
Back when my kids were your kids' ages, we didn't go to WDW. Well, once we splurged and went when they were 3 & 5, but it wasn't until they were 13 & 15 that we could afford to go back. I was a SAHM too, we just couldn't afford it. Now that my kids are 22 & 20, and don't want to go on vacation with us, AND I've been working for the past 14 years, we can afford more vacations. My pay goes for our trips. My DH's pay goes towards bills.
 
I think I understand what you are asking and believe me, most of us have been there at one point in time or another. Sometimes no matter how hard you try, living just gets in the way of entertainment. I cannot tell you how many years I waited before I was able to go to WDW for the first time.

We live in Vermont and the furthest we were ever able to venture was to Maine to look at the ocean. (looking was free) Many, many years that was it. As time went by, and careers and expenses stabilized, we were able to put enough money away for a trip to Florida. Even then we drove (1500 miles) stayed in Econo-Lodges, ate at places that either offered free meals for the kids or McDonalds type stuff. (Always had a complete meal for the kids at least every other day, other than junk food). We kept track of every cent we spent, budgeted so much per day and tried to stay under it so we could carry it over the next day and maybe do something special. In spite of the effort that was expended to do that, it ended up being the absolute best family vacation we ever went on. We paid in advance for the park hopper tickets (good for life) so that when we went it wasn't part of the immediate cost. Once we were in the parks, if we kept snacking to a minimum and walked by most souveniers, it was a pretty inexpensive day.

So even though I can surely understand your desire to go, it just might not be possible right now. Waiting is tough but it is soooo worth it.
 
I feel your pain!! I see these posters that go every year and wonder "how can they afford to do that?", let alone these people who go two and three times a year!!

I know for us it's just fortunate timing that we're going this year. We refinanced our home this year ($400/month savings!) and have paid off both of our cars within the last six months. Our DS is 9 (will almost be 10 when we go), so we pretty much decided it's now or never.

As far as saving money, I did a lot of research and got a great deal on our room at POR and managed to get a pretty good deal on airfare, knocking $400 off of our total costs, but it's still expensive. Of course, if you drive it's cheaper, but to me it's worth the extra cost. When I leave I want to get there, and when it's time to go home I want to get home. Going during "value season" will save you money.

And this is just my opinion, but I can't figure out why people would spend that much money to take a little one like that when they're not going to remember it, especially if it's more than likely going to be a once-in-a-lifetime thing, or, at the very least, not a regular thing? If you're feeling guilty about not being able to take your little one to WDW just because it seems like everybody else is, don't! I'm a strong believer in fate, and if it's meant to be, things will work out where you can go at the appropriate time. Like I said, just my opinion.

Best of luck to you. I hope things work out. Good luck!

Mark
 
Originally posted by Fearthisss

And this is just my opinion, but I can't figure out why people would spend that much money to take a little one like that when they're not going to remember it, especially if it's more than likely going to be a once-in-a-lifetime thing, or, at the very least, not a regular thing? If you're feeling guilty about not being able to take your little one to WDW just because it seems like everybody else is, don't! I'm a strong believer in fate, and if it's meant to be, things will work out where you can go at the appropriate time. Like I said, just my opinion.
Mark

Well said! We took our kids, for their first time, when they were 3 & 5, because my DH insisted he wanted to take them. They don't remember anything from that trip! I wanted to wait, at least 4 or 5 years, but he wanted to go that year. Most kids, that age, love swimming in the hotel pool. You could save a lot of money by going to your local Holiday Inn for the weekend! :p
 
I go twice a year, but from what I can tell, DW and I spend less on two trips than many people spend on one. There are tricks, and learning the tricks, making a plan, and putting into action is half the fun.

Bottom line, though, it takes us about $1,200, cheapest posible, to go, and we have no kids. So all the tricks and plans in the world can't get around that. I take my first trip courtesy of business. They fly me down, they pay me a consulting fee to be there, they fly me back. I loose four to five days work, but I can usually get most of the hotel paid for. Taking my wife is an extra plane ticket, plus park fees and food. The real trick is trip two. How we do it:

#1, go in off season. September, or January, or even the October/November time frame (a little more crowded than the first two, but not much). Everything is cheaper, everything is less crowded. Park hours are shorter, but I swear I can get more done in eight hours in September than twelve hours in June.

After that, your three biggest costs are transportation, hotel, and park tickets. There are various ways to save on park tickets, but they are what they are. We've taken to buying PAP's, and that's our birthday and Xmas gift to each other, every year. However, we have friedns join us and arrange shorter term tickets for them. You can spend three days in the parks plus one in the water parks for a three day hopper plus that's occasionally available ($175 for adults). Or do two days, single park ($100 a person). Know that there are many, many "free" things to do that are "Disney-Like." Touring the grounds and the resorts is an endless experience. We try to spend a day each year doing this, just marveling at the sites

Hotels: There's Priceline, where you can get a great price on a decent hotel. Or, there's options like Magic Castle, where you can often find a $25 per night room with continental breakfast during the off season.

As for transportation, when work pays for it, or when we can find cheap air fare, we fly. When time allows and the air fares aren't favorable (hasn't happened in a while), we drive. Granted, this puts wear and tear on your car and body, but it IS cheaper on the immediate cash flow (note, many will disagree with this tact on several grounds that make sense, but cash in hand is cash in hand).

So by lowering your travel costs, getting a cheap hotel (maybe one with a free meal kicked in), and understanding that you can really enjoy Orlando without buying seven day hoppers, you can start to fashion a trip with lower cost. Claiming you can do Disney "cheap" is wishful thinking, but you can drop the cost.

There's many other ways to cut costs, such as eating your own food (carry a backpack with as much non-perishable food as possible); take water bottles and drink only water, refilling the bottle from the fountains; simply accept no suveniers, instead settling for a lot of nice pictures, maybe a few things like napkins from a restaurant, etc.; and really, really take advantage of all that is "free" at Disney. This takes research, but it's out there.

I'm happy we're at a point where we're able to get there now when we want to if we spend reasonably. But there was a time we couldn't. And believe me, if you can live with the "minimum cost," which I think is six to seven hundred dollars a person for a five to seven day stay, you can make it happen.

And I should also point out that every time we want to do something (eat out, go to a movie, take a weekend trip somewhere for no reason), if we can afford it, we evaluate it. We've often taken thirty bucks we were going to spend on a pizza and a movie out, bought McDonalds and rented a video, and thrown the rest in a jar. It adds up.

Pat
 
Do you have ANYTHING at all that you could sell on eBay? Look around your house - look HARD.. Books? CD's? Videos? Outgrown children's clothing in good shape? Toys no longer played with? Things you may have "collected" at one time but are no longer interested in? Gifts people gave you that you don't need or want?

If so, register to sell them on eBay - and put that money under lock and key to be used for NOTHING - I repeat - NOTHING but a trip to Disney World!! I've been selling things for just over a month and there's not a doubt in my mind that I will be able to totally pay for a trip to Disney World next December for myself, grown DD, and granddaughter with ONLY money from eBay.. That will include round-trip airfare from upstate NY; rental car and gas; hotel room for 10 days; 6-day park passes for the 3 of us; special event MVMCP passes for the 3 of us; passes to Universal, Island of Adventure, and Sea World for the 3 of us; and spending money as well..

Give it a try - you might be able to make that trip after all!! ;)
 
We've been saving for five years for our first Disney trip, and we're going to make it worth the wait. During this five year period, I have been through three jobs, been laid off, on unemployment, commuted 4 hours/day for temporary work...whatever it took to make ends meet. Life doesn't always deal a winning hand. Keep your goals in sight, and don't have a set timetable. We put this trip off three years in a row due to the circumstances listed above. You will get there!
 
I have noticed that several of us who go more than once a year are in a postion like mine. I am single with a good job. I have no children. Money goes a lot farther if you are only supporting one person instead of a family of 4. I am not saying one lifestyle is better, it is just what works for you. I know that if I had kids I would probably NOT go near as often! Others are retired or empty nesters. A lot of families on the board don't go several times a year.
 
If you are campers, Fort Wilderness is awesome! If you check out the Camping at FW forum, you'll see that a lot of families do WDW from a tent! We have a travel trailer, so I haven't done this personally, but plenty have! Some basic perks; you're on site, pretty reasonably priced, great spot for the little ones to blow off steam. They can nap, you're not stuck in a hotel room, trying to be quiet. (I hate that!) You can sit outside, enjoy the atmosphere! Something to consider!
 
We have managed to get bump vouchers from airlines for vacation travel for the last 5 years from our first trip to the world. We travel when we most likely get a bump Thanksgiving, and after New Years. We take a soft sided cooler eat breakfast in our room cold cearl and take peanut butter bagels for lunch. We bag up our own snacks dried fruit, jerky etc. We eat counter service or at the food courts for one meal a day. You can use Disney transportation to get around though I admit I like having a car. Limit souviners to post cards pictures and something you can't live without. We stay at All Stars even at Christmas can start trip trip during value season and still pay the same rate rate whole time. We don't spend much time in our room. So don't find it bad for 4 people. Dream and problem solve and you might be able to find a solution. Ask for money for trip for Christmas and Birthday. Our last Christmas trip was our Christmas present to the family. We did do Sea World swim with the Dolphins for our actual present for the kids. Entertainment is expensive no matter where. We actually find room rates are as cheap at Disney as any where else you vacation. You have to eat at home. I realize not as cheap but it still cost you. I never dreamed that we'd end up going to the world for the 5th time. Read the budget board and the other Disney sites mentioned.
 
This may not be the time for you to go. I certainly wouldn't suggest you use money you NEED for bills. It may seem like EVERYBODY goes year after year..some several times a year...but you are posting on a Disney board. There are thousands of people who are lucky to go one trip a lifetime..you just don't see them on these boards...although there are certainly people here who go once a year. But they may both work, or have higher salaries, or grandparents who treat them. We certainly help out our grands..they have been more times already in their short lives, than their parents did their whole time growing up. That's because when their parents were growing up, we had to spend our spare cash, and garage sale money on the orthondontist, and stuff like food!

As far as taking a young child to Disney...we didn't take our children when they were young, expecting them to remember that trip years later. We took them to have the fun at the time we were there. There is something special about a 2 or 3 year old, who really thinks Goofy is real, and that you are really flying like Peter Pan did.
 
That would be a good time to go!! You will still qualify for as many freebies as possible!!

With the ages of your children,1 to 3 is free no ticket needed,7,9 are still children who can use a childs tickets And eat Free And fly Free!! But at age 10 they need Adult tickets!! At 12 they have to eat Adult meals.

But At older ages they will remember this most wonderous trip!!But at 1- 4 they won't even remember!!

My Dd age 14 learned,
1. That you can have fun at any age,it is all in your attitude. After watching her 40 yr. mother interact with the characters as if they were real[For me,her mother, they were real!!!]

2. At Disneyworld you don't have to worry about being teased,about what you are wearing or how your hair is fixed,You can just have fun!! And enjoy being a family.

3. Disney is for everyone!

So,any time you get there it will be just fine!!
 
You must remember that you're posting on the Disney boards -- you're talking to people who are Disney fantatics. Many of them are willing to eat boxed Mac-and-cheese and canned beans every weeknight so they can squirrel away the money for another Disney trip. This isn't right or wrong -- it's just their choice.

Remember that this board is only a tiny segment of the American population. The majority of Americans will never see Disney World -- even once -- so you shouldn't feel bad about not being able to hop on a plan every other month!

If money is tight right now, you've got to pay your bills first. And no vacation is worth going into debt. Revolving credit card debt is not our friend! Have you ever read The Tightwad Gazette? Some of the ideas presented are rather . . . um, extreme, but you'll find loads of ways to save a dollar here and a dollar there -- which, of course, will all add up.
 
I know how you feel. I am a SAHM as well. When we first took my daughter 7 yrs ago we really couldn't afford it either. But I found discounts that helped. My suggestions would be, save a change jar, you won't pay bills with change. Set a goal date like two yrs from now so it will give you time to save up enough. If you don't want to try the ebay way , try yardsales, or consignment stores for the clothes your children are growing out of (also toys they no longer play with, as well as playpens and other equipment). Babysit others children in your home to make a little extra (doesn't have to be full time do it just in summer). Some also do rebates and put the money from those rebates in a savings jar.

There are many ways to save on a WDW trip. In all honesty if we didn't get the discount through my husbands work we could do it for the past 3 yrs and stay onsite (we save 50% on room).
I would say don't do the trip until you youngest is at least 4-5 that way they will recall it very clearly. Best of luck to you! And keep watching these boards, these people are great teachers on how to save on a WDW trip.:)
 
Originally posted by MrsPete
You must remember that you're posting on the Disney boards -- you're talking to people who are Disney fantatics. Many of them are willing to eat boxed Mac-and-cheese and canned beans every weeknight so they can squirrel away the money for another Disney trip. This isn't right or wrong -- it's just their choice.

Hilariously accurate. I have an addiction to Disney that rivals other people's addiction to antiques, or fancy tv's, or nice cars, or fancy clothes, or going out to eat every week, or spending time in bars, etc.

And what MrsPete says about revolving credit is interesting. I'm able to go twice a year because in addition to giving up most of what weekend activites others enjoy on a regular basis, I do not believe in running credit card debt. A credit card is something I use so I don't have to carry cash. I believe if I took one trip I couldn't afford and wrote myself a loan with my MasterCard, I'd quickly find myself unable to go the next time. Credit cards aren't cash. And as a loan, they're a bad investment. Sorry to be preachy, this is a Disney Board rather than a self-help economics lecturn. But man, have I seen some people do damage by running up five grand bills for a nice Disney vacation that can't afford.

Off soap box, sheepishly. :teeth:
 












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