How do I determine the best value??

[RaymOOOnd]

$81,000. It would be 81,000 dollars.

 

[DisMamaPf]

Thanks. I entered SSR's data twice. Fixed. That makes a big difference. VB is not cheap.

can i see the new chart @beagee

 

[DisMamaPf]

Thank you all!! Poo-poo on the financials makes sense for us. As I originally said, we like all three equally and were finding it difficult to pick one. I started crunching numbers in the hopes that one would stand out as a better deal...and make the decision easier. Clearly that will not be the case.

Having said that...and I may get virtually smacked for this...but in a surprise twist, a family member of mine currently vacationing in Hawaii did the DVC open house yesterday and was ready to buy! I all buy jumped through the phone to get them not to sign papers right then and there... They go to Hawaii every year and LOVED Aulani, so their primary reason for owning would be to stay at Aulani. I realize this is a "luxury purchase"...but does it actually makes sense for them to buy Aulani (resale of course) at $115-ish per point...when SSR is $87-ish...and VB is only $62-ish?? They asked for my opinion, but I don't feel educated enough to guide them in any way other than steering them toward a resale.

 

[DisMamaPf]

Okay, let's try this.

The following chart is based on a 100 point purchase. The Poly cost per point (CPP) price of 165/pt is based on a direct purchase; the other CPP numbers are from a resale website that lists weighted average prices. Before I did this chart, I was basically ready to purchase at BCV or BWV, but I can't make that math make sense. Over the life of the remaining deed, BCV, BWV and Wilderness are actually more expensive than buying from Disney directly. I have to assume that the prices of those three resorts will fall significantly in the next few years ... or am I missing something? I'd love for someone to check me on these numbers or chime in with another way to look at the data.

LOOKING AT A 100-POINT BLOCK PURCHASE....

edited to add rental data at home resort ... and fix a few typos.

@beagee, can you add Aulani to this??

 

[SuperRob]

If they are already traveling to Hawaii every year and would like to stay at Aulani during those trips, ownership there would probably make MORE sense than just the financials compared against other resorts. If they would only go every few years, then owning elsewhere, and using the seven-month window to stay at Aulani would probably be workable.

We're about to stay at Aulani for the second time, and we had no trouble booking at seven months, despite owning at SSR. But if I knew we would go EVERY year, I'd want priority booking.

That all said, look at the resale market and see if you can find a contract with subsidized dues. It'll save them a LOT of money.

 

[ziravan]

$81,000. It would be 81,000 dollars.

Yeah, but.

That and $500K more will buy you a cup of coffee in 2041..

I'm not rich but I'm definitely upper middle class. I have money allocated for Einstein's eighth wonder of the World (the miracle of compound interest).

I have tons of respect for the time value of money.

I also have a healthy respect for the time value of now. I told DW when we married that I'm not an accumulator of things; I'm an accumulator of experiences/ memories.

 

[KAT4DISNEY]

Thank you all!! Poo-poo on the financials makes sense for us. As I originally said, we like all three equally and were finding it difficult to pick one. I started crunching numbers in the hopes that one would stand out as a better deal...and make the decision easier. Clearly that will not be the case.

Having said that...and I may get virtually smacked for this...but in a surprise twist, a family member of mine currently vacationing in Hawaii did the DVC open house yesterday and was ready to buy! I all buy jumped through the phone to get them not to sign papers right then and there... They go to Hawaii every year and LOVED Aulani, so their primary reason for owning would be to stay at Aulani. I realize this is a "luxury purchase"...but does it actually makes sense for them to buy Aulani (resale of course) at $115-ish per point...when SSR is $87-ish...and VB is only $62-ish?? They asked for my opinion, but I don't feel educated enough to guide them in any way other than steering them toward a resale.

If this is the approx time of the year they would normally go to Hawaii then I'd say they could buy SSR and use it to book there at 7 months. Financially they'll do way better. Aulani is quite large so easier to book at most times of the year. June seems to be a bit more difficult so far and then over Christmas also looks to be busy. If nothing else they could buy SSR and try that - if they have any flexibility in their schedule it should work out very well. But, if they are finding out they have to own Aulani for some particular reason then they could always sell the SSR and buy Aulani resale. I think it would be very unlikely though.