If you go back to the original post in this thread— They said that they were not able to get any response from the TAm even after trying many times to contact them. The few times they did get a response it was “that can wait… deal with that later” for the things they were asking about.
So for them, the stress of having to constantly remember to contact (or attempt to contact) their TA, to try to beg, cajole, plead, and convince the TA to “please, please, pretty please” take care of pretty simple requests just wasn’t worth the OBC whatever amount it was (Guessing
at most probably a couple hundred dollars).
For me, I’ve wondered if we would even end up using OBC. When I looked into it on a non-
Disney cruise years ago (pre-pandemic), most of it would’ve been wasted, because we don’t drink or gamble, and in that case it seemed that it was doled out in daily amounts, which I can’t remember if the unused portions rolled over or not. I just saw the list of things you could use it for, and most of it didn’t apply to us. Since then, it’s just never been a perk we’ve considered advantageous.

I suppose it could be different on
DCL….