Hope Im figuring this right

Dznypal

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we bought into the DVC Jan of 2016--we have a UY ofAug--

we received points for 2015 when we bought--then in Aug we got 2016 points so now we have a total of 200

I banked the 2015 into 2016 since we were planning on going in JAn 2016 (which got switched to April)

so in april we used 127 so still had 73 left

end of Feb I booked Jan 2018 trip used the 73 and borrowed from this yr (2017)

so now I have 35 points left and wont get more till Aug of 2018 but I can borrow those to make Jan of 2019 is this right since I can book at 11 month out

but I need to bank the 35 points by the end of MArch 2017 so I dont lose them

is this all correct--gee this is so much to think about--thanks all
 
Do you mean you planned to go Jan 2017 and switched to April or was it actually 2016? I ask because April 2016 would have been your 2015 UY.
 
IF I'm following you correctly here the 35 points left are in your 2017 UY. You will need to bank those into your 2018 UY by March 31, 2018. You will then have 135 points in your 2018 UY for your Jan 2019 trip. The Jan 2019 trip is in your 2018 UY

Your UY goes from August 1-July 31. It doesn't actually matter the date you make the reservation, it matters the date your reservation is for. Being August you are actually on the previous calendar years UY for over half the year. That can make it difficult to keep track of.
 

if you went to wdw during April 2016, that fell within your Aug 2015 UY (which covers stays from Aug 1, 2015 to July 31, 2016). you could have used 2015 UY pts ("current" not banked) + borrowed 2016 UY pts.

presumably, that would have left you 73 pts from your 2016 UY. if you banked those pts into your Aug 2017 UY (which covers stays from Aug 1, 2017 to July 31, 2018), they could be used for a stay in Jan 2018, along with current 2017 UY pts when you called in Feb 2017.

so if you have 35 leftover pts from your 2017 UY, you could bank them (once we get to your Aug 2017 UY which hasn't started yet) and use them for a stay in your 2018 UY (stays from Aug 1, 2018 to July 31, 2019 - which is where your Jan 2019 stay falls). in addition to those banked 2017 UY pts, you would also have access to current 2018 UY pts + borrowed 2019 UY pts (if needed) when calling at 11 months out in Feb 2018 to book your home resort for Jan 2019.

as stated above, UY has nothing to do with when you call or go online to book a stay - it's about the dates you "use" the pts for a stay.
 
if you went to wdw during April 2016, that fell within your Aug 2015 UY (which covers stays from Aug 1, 2015 to July 31, 2016). you could have used 2015 UY pts ("current" not banked) + borrowed 2016 UY pts.

presumably, that would have left you 73 pts from your 2016 UY. if you banked those pts into your Aug 2017 UY (which covers stays from Aug 1, 2017 to July 31, 2018), they could be used for a stay in Jan 2018, along with current 2017 UY pts when you called in Feb 2017.

so if you have 35 leftover pts from your 2017 UY, you could bank them (once we get to your Aug 2017 UY which hasn't started yet) and use them for a stay in your 2018 UY (stays from Aug 1, 2018 to July 31, 2019 - which is where your Jan 2019 stay falls). in addition to those banked 2017 UY pts, you would also have access to current 2018 UY pts + borrowed 2019 UY pts (if needed) when calling at 11 months out in Feb 2018 to book your home resort for Jan 2019.

as stated above, UY has nothing to do with when you call or go online to book a stay - it's about the dates you "use" the pts for a stay.

They had the date written wrong, and commented about that January stay that switched to April was this year 2017. So their 2016 UY, but really it doesn't change anything you said, lol :D Said much clearer than I!
 
we bought into the DVC Jan of 2016--we have a UY ofAug--

we received points for 2015 when we bought--then in Aug we got 2016 points so now we have a total of 200

I banked the 2015 into 2016 since we were planning on going in JAn 2016 (which got switched to April)

There seem to be a lot of typos regarding the dates in this post. With the dates and points given, nothing makes sense.

After banking the 2015 points, you should have 200 points in your 2016 UY, which are good for stays between August 1, 2016 to July 31, 2017.

You then say you had a trip planned for January 2016, but switched to April. Is that April 2016 or 2017? If you went in April of 2016 -- then those would be 2015 AUG UY points -- but you said you banked them. So the only way you could have gone on that trip is to have borrowed from your 2016 UY points. But that would not be possible (assuming your contract is 100 points), since you said your trip used 127 points and you would have only had access to 100 points to borrow, since the 2015 banked points can't be unbanked (at least they're not supposed to do that).

but I need to bank the 35 points by the end of MArch 2017 so I dont lose them
is this all correct--gee this is so much to think about--thanks all

You say you need to bank by the end of march 2017 for your AUG UY. You posted this message in April -- so we are well past the end of March.

*Edit -- it would help a lot if you go back and edit your original post to fix the years.
 


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