Thanks everyone for the great advice! My DH and I are going to WDW next month and plan on looking around at the DVC resorts one day. After your comments and more research, I am really leaning toward SSR because of the expansive grounds, walking trails, golf near and just how serene it appears. I think BWV may be too hectic all the time. I am already going to buy GFV if possible so I will have one option near theme parks. My question is how many points did you start out with at first? We are thinking 200-250 now after looking at the amount of points it will take to have two vacations per year that are a week long each. Thanks again!!
just to let you know, the BWVs are definately not "hectic all the time". i love waking up early and watching the few joggers thump along the BW in the early morning fog, we often stroll and chat quietly as music plays softly in the background, the walk to DHS is beautiful (and you get to play with the squirrels, bunnies, and ducks along the way), great places to read/lounge are the big comfy sofas and chairs in the elegant lobby, or the pretty seating/resting areas strategically placed along each floor level, or on the gorgeous balcony overlooking village green, or the sweet little nook under the balcony. there are tennis courts, and a wonderful community hall alongside the quiet pool.
in the evening, the BW itself is bustling, but it really doesn't seem to affect the elegant serenity of the interior of the resort. we especially appreciate that evening entertainment is right at our fingertips, but not in our faces

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btw, we also own SSR, and love the serenity there. we just love that the BWVs offer both the serenity and options for activities, if we so choose (fyi, we also own at the BCVs but rarely stay there because of the high noise level and chaotic lobby).
we started in 1999 with the exact amount of points we would need to stay in a 1bdrm in the season we normally stayed, plus half of what we would need for a 2-bdrm every other year - based on our then vacationing style. we added on twice since, as our kids have grown and vacationing changed. the ability to bank and borrow, change room sizes and seasons, have made it easy to use DVC throughout our changing family dynamics.
hope that helped