Help with AP vs. DC vs. DVC discounts Please

[Simba's Mom]

I've got all 3, and I can't remember which gives me which discounts. For example, I THINK somewhere I read that I get 10% off whatever I buy at Ghiardelli's (like Sundae's) and somewhere else I read I get a little gift with a $10 purchase there. How honest are the CMs about keeping track of what discounts apply where you are? If I just go somewhere and present them with all 3 cards, will they tell me what (if any) discount I get? What have been others experiences?