Sound the trumpets!!!! The purchase has been made!
Thank you to all who responded to this post. This post really helped me pick out the camera that would give me the best bang for my buck. It was a big learning experience. Not only did I get to learn all different things about cameras, but I learned about business pracitices of sellers of cameras.
The biggest lesson I learned is that while there may be oodles of companies that will deeply discount the camera, their business practices leave something to be desired. The big common practice is that they hook you in with advertising a VERY low rate on a camera. You place your order. Then you receive a message that they want you to call them to confirm the billing. When you call the company back they try to sell you accessories such as memory media and batteries. These accessories are always way over priced. You could get the same stuff at Wal-mart for less than half they want to sell this stuff for. When you refuse to buy the accessories all of a sudden the item you ordered is out of stock or there is some other problem. If you decide to buy accessories in addition to your camera from these companies normally it is smooth sailing. So by the time I would find what I would consider a reputable company my camera of choice would have gone up in price to a level I couldn't afford.
Finally, after much searching, I found a seller with whom I could do business.
I ended up narrowing my choices to about four different groups of cameras:
Kodak Easy Share DX 6440 or 6490 Zoom
Olympus C-4000, C-5000, C-5050 Zoom
Nikon Coolpix 4300, 4500, 5400
Canon Power Shot S50, S400
My decision between these cameras came down to seeing what kind of offer can I find from what I would consider a reputable dealer?
Drum roll ..... open the envelope.....
and you'll have to wait for my next post to see what camera I picked.
Btw, I got it through a seller at half.com. She even threw in added memory beyond what ordinarily comes with the camera!