We drive to Disney from NJ so we have the kids "earn" their souvenir money by playing the license plate game. They earn $1 for each different state they find on the way there. We figure that we would be giving them money anyway and this keeps them busy in the car.
We also tell them that we window shop during the trip and go real shopping at the end. We have made a few exceptions if they see something that might not be available anywhere else, but this works well for the most part.
When the kids were very young, we kept an envelope of one dollar bills for each kid so when they wanted to buy something we could physically show them how many dollars it would cost and how many they would have left. Often that was enough to make them second think their purchase. Little ones need something concrete and visual to understand the concept of money.
As my kids have gotten older, we also tell them that they don't "have" to spend their money on vacation. Whatever they don't spend, they get to keep. After many years of buying junkie souvenirs at Disney that fall apart or break before we even get home, they sometimes do actually go home with money!
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The best thing I have ever done as a parent was to institute "Today is a looking day, not a buying day." We'll check out the toy sections of stores if he's got his ears on and is following directions. Once we're there, if he keeps hassling me about wanting stuff (3 times, to be exact), then looking privileges are taken away and we don't visit the toy department for the next several trips to the store. The window shopping is a treat to him and we rarely have to enforce the consequences.
If my son sees something he wants, we try to talk about what's cool about it. How we'd play with it. How it's unique. Basically anything other than the "I WANT IT!" whine.Then we'll take (or draw--I got him a cheap notebook for this very purpose) a picture of it. Most of the time, that's enough. It helps to make birthday/Christmas lists, too, which is nice. He usually REALLY wants something if he is willing to draw a picture of it.
So, I might suggest instead of tying up your money on trinkets and then returning what you don't want, take digital pics of the things they see that they really, really want (On a scale of 1-10, 9s & 10s...and 11s) and then letting them pick one thing to pick up at the end of the trip. It'll be fun to scroll back through the pictures...kind of a virtual catalog of the best of Disney shopping
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We plan to treat it like any other experience in a store when we walk by something they like - remind them of the purpose. For example, when we're shopping at Target for diapers and toiletries, they are reminded that we came to the store for those items, not for toys. Same deal when we're shopping for gifts for someone else - our kids are reminded that we are not here to pick out things for ourselves.
When we're in Disney, we'll remind them that we are there for family vacation, not for a shopping trip. We'll talk about having photos and lifelong memories and how precious those will be to us. We will warn them about how tempting the shops can be, and how walking through and browsing can be an opportunity to have fun seeing all the cool disney items. We'll probably let them pick out one small/inexpensive item throughout the trip. But shopping will not be our main focus, and the kids will have a clear understanding of that before we go.
This is us. DS knows he gets one souvenir and the TRIP is the gift and we will not be spending our whole day shopping. Works great.
Try this:
Child: Mom, I want this awesome useless trinket!!!!!
Mom: Hey, that is a pretty cool awesome useless trinket. Let me take a picture of it, so we can remember it for our shopping day later this week.
Child: Okay, here, let me make a funny face while you take a picture.
Mom: <snaps picture> Okay, lets get out of here before we get eaten by this store.
Child: Sounds good to me.
OP can you please report back with the success of whatever it is you end up trying? Sometimes these threads are so unsatisfying because you get all these ideas, but have no idea what actually was tried and whether or not it worked.
I have the perfect solution. Buy them anything they want. I'm not kidding. But here is how it works. They can have a total of blank amount of stuff. Before the end if the trip they have to look at what they got and choose which they are going to keep and what's going back. It can be a total hassle, but it is done in the hotel room, away from everyone, and once.
We find that most stuff they just want at the moment, and they want to get it more than they want to keep it. You can return anything you buy on property to any where on property. We do it all of the time- usually to the hotel gift shop.
There can be variations like- when they pick something new, tell them do you want this or blank that we already bought. A lot of times they weigh their options and choose. It doesn't matter which they choose either.