Help me pick which of my 2 UY to buy direct

[Genie+]

We are planning to do MB. But was thinking that since trip would in Feb 2025 that giving up 2024 points was the same as giving up 2023 for Dec. But honestly UY still is very confusing to me.

It might help to look at this way:

VDH 200pts direct (2074 expiration) purchased anytime between now and late November-
A Dec UY would get 51 years of points (200pts x 51yrs = 10,200pts)
A Feb UY would get 50 years of points (200pts x 50yrs = 10,000pts)

RIV 200pts direct (2070 expiration)…-
A Dec UY would get 47 years of points (9,400pts)
A Feb UY would get 46 years of points (9,200pts)

Right now Dec UY still comes with 2023 points and Feb UY would start with 2024 points. Dec UY gets an extra year, which it’s hard to see any great difference now… you still get 3 year access regardless (bank/borrow) for either one. You’ll have current year, next year and even borrowing the following year for a trip 11 months from now. That won’t ‘feel’ much different . It’s the total number of points you’re buying that will be different. Those points make a difference down the line.

In all 4 cases MB would remove 1 year of points.

The dues are always the same in that they are prorated monthly from the month of your purchase. It’s like getting a bonus year of points under the same amount of dues paid IF you buy closer to when UY starts. The total amount of dues paid over the life over either the Feb or Dec UY will be the same, just that the Dec UY will have 1 year extra points, and in that way it’s like getting one year free of dues (or reduced dues, depending on the timing).

 

[Chili327]

My UY are as follows
CCV - Dec 100 pts
VGC - Feb 153 pts
AUL - Feb 160 pts

I didn't read any further than this, but based on this info alone Feb is a no-brainer for VDH. Don't mix WDW & West Coast UY's.
I think its just asking for more hassle, unless you truly travel year round, & want more options for West Coast?

 

[VGCgroupie]

It might help to look at this way:

VDH 200pts direct (2074 expiration) purchased anytime between now and late November-
A Dec UY would get 51 years of points (200pts x 51yrs = 10,200pts)
A Feb UY would get 50 years of points (200pts x 50yrs = 10,000pts)

RIV 200pts direct (2070 expiration)…-
A Dec UY would get 47 years of points (9,400pts)
A Feb UY would get 46 years of points (9,200pts)

This a great way to break it down. Thank you

 

[VGCgroupie]

I didn't read any further than this, but based on this info alone Feb is a no-brainer for VDH. Don't mix WDW & West Coast UY's.
I think its just asking for more hassle, unless you truly travel year round, & want more options for West Coast?

It would be DL 2 times a year, WDW once and then adding in another random trip somewhere, maybe VB or HHI or AUL or even renting points to cover a cruise.

 

[RWeThereYetJJ]

My UY are as follows
CCV - Dec 100 pts
VGC - Feb 153 pts
AUL - Feb 160 pts

I’m going to buy VDH 200 pts (potentially switching to Poly if that becomes avail at a great price)

If I opt for a Dec UY I would pay less upfront MF right?
Does getting a Feb UY make it much less of a good deal for MB if buying soon?

We tend to travel every Feb, April, Aug, and either Oct or Dec.

Do you think VDH would be better have Feb UY to pair with VGC and AUL? Or Dec to pair for WDW to maybe book RIV?

Which UY would work best for FW 1,4, 7 or 10?

I can ask my guide but figured I’d ask here, if I do VDH on the 90 pmt plan and choose a Feb UY and then switch into Poly on Oct 1 can I change to DEC UY if I haven’t closed?

I think the question is... Do you want to use VDH between Oct and January? I see you mentioned FW 1 and 4 which are in Jan. If you want to use for FW 1 and 4, then you have to go Dec UY to avoid losing points for a last-minute cancelation. If you want to use in Oct or even Nov, then you need to go with Feb UY. The good thing is the banking window for Dec and Feb UY overlap from Feb to Jul.

 

[VGCgroupie]

I think the question is... Do you want to use VDH between Oct and January? I see you mentioned FW 1 and 4 which are in Jan. If you want to use for FW 1 and 4, then you have to go Dec UY to avoid losing points for a last-minute cancelation. If you want to use in Oct or even Nov, then you need to go with Feb UY. The good thing is the banking window for Dec and Feb UY overlap from Feb to Jul.

FW are more for resale value than for us to actually use it. Possibly week 7 we would use but slim chance. We would possibly visit in Oct for OBB but we can always do that in Sept too.

 

[AstroBlasters]

FW are more for resale value than for us to actually use it. Possibly week 7 we would use but slim chance. We would possibly visit in Oct for OBB but we can always do that in Sept too.

We are flying in the night of a OBB this year and didn’t even try for the tickets. We went last what, and IMO while enjoyable it’s not worth the stress or the price.

 

[VGCgroupie]

We are flying in the night of a OBB this year and didn’t even try for the tickets. We went last what, and IMO while enjoyable it’s not worth the stress or the price.

We are going for 1 night this year. We have been before but when it was held in DL.

 

[AstroBlasters]

We are going for 1 night this year. We have been before but when it was held in DL.

We did it when it was at DLand as well and really liked that version. It’s definitely worth doing once at DCA. I actually challenged Madam Mim to a Wizard’s Duel…. she won of course.

 

[VGCgroupie]

We did it when it was at DLand as well and really liked that version. It’s definitely worth doing once at DCA. I actually challenged Madam Mim to a Wizard’s Duel…. she won of course.

Of course. Super cool!

 

[VGCgroupie]

So I think we settled on FW 7 since we would potentially use this week as its when we travel every year, although we have not ever done 7 full days thats why I say potentially. Also from our experience it's a pretty busy time most years due to spring break and sometimes even Easter.

I just want to be sure Dec is an okay UY for a FW 7?

Editing this comment to point out I completely confused my granddaughters bday week 7 with my sons bday week in April. . April is spring break and Easter. We can’t do that week in April since it’s 2 points shy of 200

 

[stat]

So I think we settled on FW 7 since we would potentially use this week as its when we travel every year, although we have not ever done 7 full days thats why I say potentially. Also from our experience it's a pretty busy time most years due to spring break and sometimes even Easter.

I just want to be sure Dec is an okay UY for a FW 7?

I just bought a FW 7 at Riv with a Dec UY. I'm not worried since I have until July 31 to use the points before needing to bank.

 

[VGCgroupie]

I just bought a FW 7 at Riv with a Dec UY. I'm not worried since I have until July 31 to use the points before needing to bank.

Awesome!

 

[Sprinkles&Sprints]

So I think we settled on FW 7 since we would potentially use this week as its when we travel every year, although we have not ever done 7 full days thats why I say potentially. Also from our experience it's a pretty busy time most years due to spring break and sometimes even Easter.

I just want to be sure Dec is an okay UY for a FW 7?

Yep, you’re good! Enjoy!!

 

[VGCgroupie]

Yep, you’re good! Enjoy!!

Thanks! Im finding it a bit harder to call and take the plunge on direct than my 3 resales. Probably because resales go away and this doesn't til Sept

 

[Sprinkles&Sprints]

Thanks! Im finding it a bit harder to call and take the plunge on direct than my 3 resales. Probably because resales go away and this doesn't til Sept

I really struggled pulling the trigger on direct so I totally get it. I can report that once I signed, I only felt excitement!!

 

[VGCgroupie]

Well we did it. We purchased VDH DEC UY fixed week 7 and then a 62 point to make 200 points. I’m doing the 90 days to give me time to switch to new incentives if needed. Also contemplating doing week 10 instead of week 7, my guide said I can switch this if I want prior to closing.

Now I feel the need to add VDH to my signature asap! I love these short ones as opposed to the long ones. Who can hook me up with one of these for VDH?? It’s not in the thread where I got the ones below becuse it’s so new.

 

[Sprinkles&Sprints]

Well we did it. We purchased VDH DEC UY fixed week 7 and then a 62 point to make 200 points. I’m doing the 90 days to give me time to switch to new incentives if needed. Also contemplating doing week 10 instead of week 7, my guide said I can switch this if I want prior to closing.

Now I feel the need to add VDH to my signature asap! I love these short ones as opposed to the long ones. Who can hook me up with one of these for VDH?? It’s not in the thread where I got the ones below becuse it’s so new.

Congrats!!

 

[VGCgroupie]

Congrats!!

Thanks!!

 

[jjanne]

I do just want to add that if you opt for PVB tower, those dues for 2024 will be prorated for all UYs on opening date in December, assuming points based bookings start then.

VDH will be from date of purchase.

@Sandisw - is the purchase date when DVC sends the Docusign or when you sign the contract? Still trying to understand the process, thanks for clarifying.