Hi All...I'm a new DVC member and I just joined a few days ago..Before I become a member of DVC, I managed to reserve free dining package at one of the value resorts. Now I'm torn between the two and cannot decide if I should bank my points to next year or cancel my free dining reservation and use my points this year...The problem with banking my points to next year though is that we plan on having a baby next year and I'm not sure that we'll be able to take vacation next year...Which should I pick ? Cancel my free dining reservation and stay at a DVC resort without free dining or keep the free dining package ?? Any suggestions ?? poll ?? Thanks so much for your feedbacks !