Help banked all my points

[melissac]

Here is what happened I banked all my points for this year (Oct 06-Oct 07) with a plan to take a trip next year when our use year starts in Oct. Now I think I might want to go for a short stay in May. Can I borrow from my Oct 07 points to use if I decide to go or because I have all my points banked I can't borrow. Help I'm new and very confussed about this banking thing.
Thanks for the help

 

[Cruelladeville]

You cannot borrow the points that you banked, but you CAN borrow from next year's points, and bring them back into this year. Just remember that once you borrow them, you must use them this year, or you will lose them. Now that you have banked points into next year's account, those pts can't be banked or borrowed again. Points can only be moved once, whether you are banking or borrowing.

 

[LisaS]

Yes you can borrow points from your Oct '07 UY for a trip in May '07. Just be aware that like banking, borrowing is a "final" transaction. Once you borrow the points into your Oct '06 UY, they cannot be put back into your '07 UY if you change your mind and cancel the May trip.