Head vs heart resale

[Choppers]

OP -- when do you typically travel and what kind of rooms do you want to book at Beach Club?

We have a lot of flexibility on travel time although would really like to take my sister in law and kids before Christmas 2026, so that would mean a 2 bed villa for that trip.

People keep saying to rent points, but staying for 10-14 nights, the reality of making that work for renting seems like a nightmare. Happy for someone to tell me that’s wrong though.

UK guests do get good offers for accom, but deluxes are still £5-6000 at quieter times (not renting), much more for busier periods. Even if we didn’t go every year I still buying dvc would break even well before the 17 are up.

All of this is what I have been wrangling with for weeks. We love BCV but I know ‘logically’ CCV is correct.

 

[Mr_Woodchuck]

well, i'm just thinking that if you have flexibility, and since you're not renting studios, it should be much easier for you to use resale points from CCV and grab a Beach Club reservation. It becomes difficult if you want to try to do this during peak times.

 

[Tatebeck]

If you can't decide between some resorts just buy some at all of them! (kinda like me lol)

 

[Mle8308]

We have a lot of flexibility on travel time although would really like to take my sister in law and kids before Christmas 2026, so that would mean a 2 bed villa for that trip.

People keep saying to rent points, but staying for 10-14 nights, the reality of making that work for renting seems like a nightmare. Happy for someone to tell me that’s wrong though.

UK guests do get good offers for accom, but deluxes are still £5-6000 at quieter times (not renting), much more for busier periods. Even if we didn’t go every year I still buying dvc would break even well before the 17 are up.

All of this is what I have been wrangling with for weeks. We love BCV but I know ‘logically’ CCV is correct.

I've rented for 12 nights, 6 from one owner and 6 from another. Same resort and same room category and had each owner note there was a second reservation. I also mentioned it at check in and it has never been an issue. Haven't had to move rooms. Was quite easy, I let someone else deal with the hassle of booking for me. But I can see where someone would not want to do that. If you want a trip during the Christmas season in a 2BR, you will need to own at Crescent Lake or CCV and book right at 11 months - especially if you want two weeks. That may be quite difficult, even as an owner. And again, as an owner, you can only book 7 nights at one time, you will have to add each night on each day until you get to the length of stay you want. It can be quite competitive, depending on the resort, room type, and time of year. If it's mid to end of August, it will be easier. The less "expensive" rooms, like value and standard, tend to be the most difficulty, and 1BR's are probably the easiest at most resorts due to the points value proposition versus a studio or 2BR. Personally, I love CCV even though the rooms are small (converted hotel rooms). Maybe do a split stay sometime before deciding?

 

[marmentrout85]

I'd suggest going with the heart. Because if you go with Copper Creek, sounds like you'll STILL always want to be at Crescent Lake (and likely always having an eye out for a steal of a deal for either BWV or BCV). If you buy Crescent Lake, would you still consider Copper Creek (or anywhere else, for that matter)? Plus, you're traveling a long distance so I wouldn't want to settle for anything less than where you truly want to stay.

 

[Royal Consort]

For the 2042's and 8 trips going every other year, I wouldn't be buying DVC at all. I agree with the above posters, just rent or book the UK deals.

At least with Copper Creek if you decided to stop visiting you could sell the contract and recoup some money. If you still enjoyed WDW, you'd have decades remaining and already paid!

100% go with your head here if you're going to buy into DVC.

 

[JackosinDIS]

If you’ve got some spare cash burning a hole in your pocket… buy a crescent lake resort! I’m a UK owner and have found great value in my BCV and BWV contracts. Yes my original plan when I started this journey 2 years ago was a big trip once a year or every other year. Fast forward to today, and I have 3 separate trips lined up over the next 10 months, along with an annual pass. It definitely doesn’t save money but it’s great fun!

 

[MICKIMINI]

well, i'm just thinking that if you have flexibility, and since you're not renting studios, it should be much easier for you to use resale points from CCV and grab a Beach Club reservation. It becomes difficult if you want to try to do this during peak times.

BCV is rarely available, at best a day here or there. It is just the reality of a small and popular resort. Maybe you have better luck than we do, but have been unable to get even two days in a row!

 

[cruisehopeful]

I honestly wouldn't worry about the expiration for the crescent lake resorts. It's extremely rare that life goes according to plan. I would get what you love. If you buy CCV and stay there, are you going to feel like you wish that you were at Beach club or Boardwalk? It's too significant of a purchase to settle for second best. Enjoy life while you can.

 

[VGCgroupie]

I actually have a very long thread I created for a very similar situation. I ended up not selling my CCV and now looking to buy at BWV.

I have ran the numbers over and over and CCV is undoubtedly the best value at WDW. It’s shockingly good.

Since you would only go every other year and this is your only contract I would buy CCV even though I know how it feels to adore Boardwalk.

 

[Brian Noble]

You are spending low-to-mid five figures in US dollars. Get the thing you want.

 

[kilik64]

We have a lot of flexibility on travel time although would really like to take my sister in law and kids before Christmas 2026, so that would mean a 2 bed villa for that trip.

People keep saying to rent points, but staying for 10-14 nights, the reality of making that work for renting seems like a nightmare. Happy for someone to tell me that’s wrong though.

UK guests do get good offers for accom, but deluxes are still £5-6000 at quieter times (not renting), much more for busier periods. Even if we didn’t go every year I still buying dvc would break even well before the 17 are up.

All of this is what I have been wrangling with for weeks. We love BCV but I know ‘logically’ CCV is correct.

Quick and dirty math that is lower than reality cause I’m not taking the time to grow dues

Don’t think you said what room you want for 10-14 days but let’s go with 200 points for contract gives you 400 per trip going every other. One for sale for $105 per point. $21,000.

Dues on 200 per year at 9/pt, $1,800 so 16 years of dues $28,800

$49,800 cost for 16 years which is not accurate will be closer to 60k but just doing quick math.

Thats 6,225 per trip using all 400, if you don’t use them all it would be less obviously. What if you can’t or won’t go for one of these every other trips? Gotta figure out what to do then such as rent them out since you can only bank once and you lose them if you don’t go.

Yea id just rent. It’s going to end up costing around the same and is more flexible without headache of having an issue with every other year trips and losing points which would jack up the per cost of the 8 trips you can at most get before contract expires.

 

[CinCrisis]

Lifetime cost per point (assuming you don’t plan to sell) on a decent priced BCV contract is under $17. For BWV it’s under $16. These are definitely on the higher side for resale contracts, but renting points is typically $18 per point or higher (and the “or higher” is very likely for BWV and BCV). Plus, having your own contract saves a lot of headaches associated with renting as already noted on this thread.

If only looking at math, yes, CCV is a better value. But getting 14 nights in a row at the 7 month mark for the Crescent Lake resorts is going to feel really stressful, even during the less busy times of year. If you’re okay with doing split stays, where you’re okay with picking up a few nights from BWV/BCV and spending the rest of your stay elsewhere, definitely consider CCV. But if it were me, I’d probably go BWV. (This is only assuming you can buy the contract outright and are not financing.)

 

[Disney.dad]

The key to the BCV and BWV is if you are going to use almost all your points to book studios that only sleep 4 all the time at that resort and love that resort it works. It is the low points chart that really helps with the value proposition. We are a family of 5 and 1 bedroom people so they didn’t work for us. We bought resale riviera instead and use the skylines that we say counts as an extra ride, lol.

 

[Girlstar30]

I am against 2042 resorts for people in their 40s and younger that love Disney and see themselves loving it for a while, BUT if you want to stay at BCV, especially during the fall, I cant believe im saying this, but I would get the lesser deal to own there. Buy BCV.

Trust me, I stalked mercilessly for 3 months to get what I want knowing what a persistent person I am for a 1 bedroom at BCV and I finally got the four nights I was seeking, but I sure as hell wouldnt want to try for more than four nights and my heart was set on beach club for my trip so I would have been very sad not to get it. You dont want to feel like this year after year. I am very content staying in a variety of different resorts split stays.

As others are saying its not a good deal for 8 trips really, but if thats what you want to do and it seems like you want a 2 bedroom, thats going to be expensive up front to rent. DVC makes it more manageable and ensures you can go every year without constantly having to pay thousands upfront.

If it was me personally, I would accept that Beach Club isn't going to happen all the time and get CCV, BLT OR SSR (If you dont mind staying at any of them, but thats because i really like BLT as well)

I know I can easily get into a 1 bedroom BWV pool and garden with my points whenever and bcv sometimes and thats good enough for me. We also dont have any children and 1 bedrooms are perfect for us and we are flexible with travel so we can stay at bcv when its open and work our other hotel choices around that. Seems like you have flexibility on your side too.

Since you dont have kids, one bedrooms when you want to stay at bwv is a good option to get a different home resort. But if you want to stay at BCV every single year, I say get bcv. Make sure to factor financing costs and interest if you plan to finance because then it may not make sense at all.

 

[achinforsomebacon]

A lot will depend on your travel times and room size. We bought BLT in 2019 (best value at the time) and have yet to stay there. We've stayed at most resorts, including multiple BCV and BWV 1 bedroom trips without much issue but maybe we just went at better times. And hopefully with the push to kill commercial renting, availability might get a little better.

I personally wouldn't pay current prices for a 2042 resort given the alternatives. You might not get 10-14 nights but if you're ok doing a split stay if necessary, I would just go with CCV and try to get BCV/BWV. Who knows, maybe you'll end up liking CCV more if you stay there or maybe you'll just go from resort to resort to check them all out. That's kinda what we've done, with a few repeats along the way.

 

[squeezeplay101]

16+ years is still a decent amount of time and a lot of fun and memories around Crescent Lake. Perhaps start there and then see how you feel down the road about perhaps adding on at a CC? Hard for many of us to say since we don't know you're entire situation, but I wouldn't avoid the place you really want to stay because of the 2042 - just expect to use it until the end in January of 2042!

Absolutely agree! 16 years is a long time to regret not getting what you really wanted.

 

[808blessing]

100 pts of Boardwalk for next 15 yrs gets you 1500 pts or 100 (low pt chart -let's go with~15 pts ) studio nights for say abt $15000. That's roughly $150 a night + 120 dues. Plus theoretically you can resell.

 

[Choppers]

Thank you everyone for your replies. This is has been super helpful and still gives us lots to think about.

I am leaning to BCV/BWV as it also gives us a way out in 17 years if we decide when we’re approaching 60 that we’ve had enough. I’d like to think that wouldn’t be the case but as so many have said, 16 years is a long time!

I know CCV is better value long term and I know we’d be happy there so it’s not off the table if the right contract is there.
I did do a bit of calculating CCV dues in the future and the 5-6000 we’d be looking at when we’re in our 70s is a little scary but hey, that’s a long way away.

Aargh, decision!

 

[Brian Noble]

the 5-6000 we’d be looking at when we’re in our 70s is a little scary but hey, that’s a long way away.

That also won't be in 2025 dollars, so it won't mean then what it means now.