That is my thought too, but I have been thinking this might be the end of Disney. All their parks, hotels, cruises,shows cancelled. They have no money coming in except streaming. They just bought FOX. Do,they have the funds to do all these refunds with zero income for maybe 18 months? I hope I am wrong as I am a hard core Disney fan, but Disney vacations and experiences to not work well with social distancing. Going on rides...touching metal...where the virus is supposed to live for up to 9 days. This might be the end of them. I am in the May 8 Hawaii cruise and it hasn’t been cancelled yet, but I know it isn’t going to go as my friends daughter was a performer going on the wonder and her contract has been cancelled. Maybe they just want to hang on to our money as long as possible for their investments. They may be a rich company in assists, but may not have the cash flow right now.