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Someone stated that Disney is expensive. I beg to differ because I was just at Hershey Park, PA. When in Disney I bought a 4 pack of drawer knobs for $12 (they have 4 Mickey parts) A drawer knob at Hershey was about $6-7 for one. So compared to other amusment parks Disney is not expensive.
DVC can save you money - but not if it changes your travel habits!
After DVC, many here say they go more often, stay in larger accommodations than originally planned, and treat friends and family. They would never have done those things before/without DVC. While wonderful to do, none of those things make DVC a way to "save" money, LOL.
We tended to go every year and stay in either a moderate or deluxe on site resort. Since DVC, we have treated family a few times and are now going a little more often, but in total, I think we have spent less on WDW lodging post DVC than we did pre-DVC. (We were fortunate enough to buy in when the price was $65 per point).
We are spending more on transportation (more trips) and about the same on tickets (due to excellent DVC discount on annual passes). I think we are spending more on restaurants. Since we are not so focused on "commando" park touring, trying all the higher end restaurants is more enjoyable. We are definitely spending WAY less on souvenirs, LOL.
We still vacation other places, but do not use DVC points to do it.
All in all, WDW vacations are a luxury and DVC is a commitment to regular, fairly expensive vacations. I don't recommend it to anyone who doesn't have the discretionary income to support it. JMHO. YMMV
Oh yeah, and I forgot to mention that this year we're adding a trip in October to try the Food and Wine festival for the first time. I expect that will turn out much like the trip in December to see the holiday decorations- it will be an annual event from now on. That means we're there at least once in spring, October and December each year. Without that first annual pass purchase that started us down the road to Disneymania...Its been a good value - but its been one of the LEAST economical things we've ever purchased. DVC and the year my husband decided to develop a taste for wine as my anniversary gift - now THAT has been expensive - its really nice to share a bottle with him, and "create memories" but my developing a taste for Bud Light would have been far more economical.
Oh yeah, and I forgot to mention that this year we're adding a trip in October to try the Food and Wine festival for the first time. I expect that will turn out much like the trip in December to see the holiday decorations- it will be an annual event from now on. That means we're there at least once in spring, October and December each year. Without that first annual pass purchase that started us down the road to Disneymania...
You COULD alternate December and October....airfare from Minneapolis (are you on that end of Wisconsin) isn't getting any cheaper! But I hope you like F&W. October is "our time" at Disney - not for Food and Wine but because the kids get a school break, but this will be our last October (boo!) My husband works in Corporate for one of the Twin Cities big retailers and October is just too close to the holiday for him. So we are looking at the end of August (hot! but the kids are out of school)
My story is a bit unusual, but one of my main reasons for buying into DVC was to allow me to spend *more*.
I'm frugal. No matter how much money I have in the bank, it's almost impossible for me to stay in a Deluxe resort, or even a Moderate. I just can't do it. Nor could I ever pay $700/night for a "room" - even if it is a 2BR BW-view apartment in the heart of summer.
But now that I own DVC, I've got the points; they have to be used. Even though 70 points/night seems a bit crazy - I'm doing it. It's not money - just points.
And owing DVC allows me to treat my family. It's not socially acceptable for me to call up my brother, ask him on vacation, and offer to pay for his room. But I can offer to let him stay in my "free" timeshare.