When our flight was cancelled due to bad weather, we had to leave for WDW one day later than planned. I phoned as soon as I knew we weren't flying out that day but we still had to pay for that night's hotel room. We were stuck in Toronto where we were supposed to change planes. Our trip insurance would not cover the night at WDW either as it was pre existing reservation.![]()
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We had to come home early in February 2006 because my mother-in-law was hit by a car and killed. (We're going back next month and it's a little hard--keep us in your prayers.) I had bought trip insurance so getting our money back for the resort room was easy. We managed to use up all the dining credits before we left (we left just a day early). I had booked our flight through Expedia and we never did get the fees back for changing the flight. (I was more than a little annoyed with the insurance about that--they wanted the used tickets, unused tickets, etc. etc. and you don't get all that with e-tickets). It only amounted to about $200 so it could have been worse. We did change our 2 remaining park days to non-expiring, but I think that probably wasn't a smart move financially. I think you're better off to forget it if you only have a day or two to go and start fresh next time. This time, I had our TA book the airfare through Disney. I'm not planning on any more emergencies (EVER) but I thought I might do better with the TA and Disney helping on that part if necessary.