We were supposed to be on the 10/07 Dream sailing. Our
travel agent rebooked us today and our cc was charged the full amount. However, the refund from the cancelled cruise has not come through yet. I will say that the rebook was not 20% off the current prevailing rate, so I'm thinking they used whatever the fare would have been on our original booking date? But yes, we are "out" both our original cruise cost and the rebooked cruise cost right now. Hoping the refund will come through in a day or two.