Ham & cheese loaf is just ham that is sliced kind of thick and has holes punched in it. The holes are filled with cheese. I buy the Oscar Meyer kind. It's just like a ham and cheese sandwich.
I am a big fan of Ham and Cheese loaf as well. Wasn't really hungry for a big dinner on Saturday night, so I have me a sandwich with it. I especially like adding a slice of cheese and sometimes mustard to it as well.
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