Gotta Love Chase Disney Visa

[edk35]

These are multiple credit cards you are applying for? How much does that hurt your credit score to have that many lines of credit open, and multiple applications in a short time?

EXACTLY. I would never do this.

 

[tjs198]

I just got this offer in the mail yesterday & thinking about doing it. We have good credit but have 2 credit cards with high balances. We are working on paying those off. DH is afraid we will run a new card up, but I truly have the discipline NOT to use it. Just want that $200 gift card since we are going to disney in a few weeks, it would be great to have that bit of extra for free.

what do you think?

try it out, it doesn't hurt to try - why not you and your husband apply to get $400? when you get the card and call to activate it, they usually ask when you want you bill due date. If i get the card on the 10th of the month, I'll ask them to have the "closing date" on the 15th of the month. Use the card the same day or next for your first purchase. I say the 15th because with some merchants it may take 2-3 days to post to your account.

You'll then get the rewards pts on your closing date and can order the disney gift card immediately. You can also pick it up at will call at disneyworld directly to save even more time.

if you are worried about running up a balance on it, as soon as you use it for a $2 coffee purchase, just cut it up and you won't be able to run it up.

good luck

 

[S. C.]

These are multiple credit cards you are applying for? How much does that hurt your credit score to have that many lines of credit open, and multiple applications in a short time?

EXACTLY. I would never do this.

I hope we get the offer. We already have A Disney card from Chase. Bought a new vehicle last September and don't plan on any big item purchase in the near future. We pay of our Disney visa in full every month and always have. Both of our credit scores are in the 800's i have no problem taking a hit if given the chance.

 

[Abbie]

I signed up for a second one and didn't get it because I already had one!

I handle all mom's bills so her offer came to my house. Signed her up, got the card and the $200. Then another offer came. I thought I remembered reading here you could have more than one so I tried again. Got a letter saying "you already have one". Felt like calling and saying "then why did you send me an invitation??"

 

[Andreas Mom]

Thank you Chase! They sent "The S**** Family" a credit card offer a month ago for 150 disney rewards points after first purchase - my wife and I both signed up for separate accounts, made a single purchase, paid the bill, and received the $150 gift cards for our September trip. Then last week they sent us another offer in the mail for the same card but for $200 gift card after first purchase - signed up again and got approved, cards are on their way.

$700 in disney gift cards for a little work, not bad at all! Going to get some great souvenirs this year. Anyone know if I could use them for restaurant tips, BBB, Grand FLoridian tea party for kids, and/or MNNSHP tickets?

We did the same thing and I planon using my disney rewards card to purchase a disney gift card....the gift card can be used at way more places the the rewards card.