Good credit card deal?

[kreckl]

We have a credit card with a significant balance on it and a decent % rate. It doesn't go down much each month. I want to find a new one with a 0% rate and transfer to pay this thing off. Can anyone help point me to a good deal? Thank you

 

[Albort]

I heard the best is Chase Slate card. Its got 15 months no interest and a 3% transfer rate.

http://www.nerdwallet.com/blog/top-credit-cards/nerdwallets-best-low-interest-credit-cards/

 

[MrPTato]

Slate is great, also look at local CUs or even the big ones like PenFed or NASA.

 

[Eighty8Keys]

Another vote for the Chase Slate card. There's no balance transfer fee for transfers made in the first 60 days. If your current credit card debt is on a Chase card this wouldn't work for you since Chase won't let you balance transfer to another Chase account.

 

[LJSquishy]

I agree that Chase Slate is probably your best bet for a balance transfer + long no interest period.

 

[Albort]

Slate is great, also look at local CUs or even the big ones like PenFed or NASA.

funny how u said that, i just got an offer from a credit union. 12 month interest free, 0% transfer fee. Does seem a lot better than Chase Slate card...

 

[supersnoop]

funny how u said that, i just got an offer from a credit union. 12 month interest free, 0% transfer fee. Does seem a lot better than Chase Slate card...

Slate is 15 months free interest, so it's better than the credit union. Both are $0 fee.

 

[Albort]

Slate is 15 months free interest, so it's better than the credit union. Both are $0 fee.

i always though Chase Slate has a transfer fee, but i just noticed its free transfer for the first 60 days... haha, I'm not sure about the credit union one, i already deleted it... lol

 

[MrPTato]

Slate is 15 months free interest, so it's better than the credit union. Both are $0 fee.

The CU card may have a lower rate than what the Slate will have after the promo period ends. Typically CUs are better cards in general. You have to check the terms.

 

[kreckl]

Thanks-looking into this one!

 

[mmfox316]

American express has a good FREE card. "Blue Cash Everyday® Card from American Express" gives 3% on groceries and 2% on gas along with 1% on all else. There is a $75 annual fee version that does 6% on groceries and 3% on gas. There are limits but 3% on groceries is pretty good. Please note Walmart and Target, even if they sell groceries, only get 1%. My local supermarkets is where I get the 3%. I use my Disney Visa at Walmart to get 2% and the Target Redcard to get 5%.