Gift cards

Another alternative if you don't want to deal with getting the GCs is to apply for a Rogers World Elite MC. They still charge you the 2.5% foreign exchange fee, but you get 4% cashback on purchases made using a foreign currency, so you're netting 1.5% cashback.

We did a combination of GCs, American Express Cobalt (5% on food & drink), and the Rogers card on our last trip.
 
Can we add gift cards into our payment method linked to Magic Bands/Mobile Order?
 












Receive up to $1,000 in Onboard Credit and a Gift Basket!
That’s right — when you book your Disney Cruise with Dreams Unlimited Travel, you’ll receive incredible shipboard credits to spend during your vacation!
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