Get on board! October No Buy thread

[thebigkahuna]

Octobers goal is 16 no spend days.
Anticipated expenses include: Medical (amount not known), some Holiday shopping (amount not known, but limited to $200.00 for the month), I believe I have a passport expense coming up (YIKES! this has become expensive!), the cost of a replacement cell phone (I will keep this under $60.00) and also some misc. expenses of car maintenance, and jewelry repair. Oh and Beauty and the Beast out on 10-5. I will be picking that up for sure!


10-01 - $40.90 replacement phone (under my estimated cost!)
10-02 - $9.02 dinner
10-03 - $0.00
10-04 - $11.30 post office
10-05 - $10.13 lunch
10-06 - under $3 at CVS. (used $4.50 in extra bucks!)
10-07 - $0.00

October Goal: 16 no $pend day$
# of no $pend day$: 2
# of no $pend day$ needed to meet goal: 14

 

[A.Mickey]

Running Total: Spent $81.09
$0 Days:2/10

We will be in Florida the 15th-25th, but I will still be keeping track of the spending this is going to be interesting.

Groceries ($100)- $37.37
Eating Out ($300)- $35.33
Misc. (Shopping/Entertainment) ($200) $8.39

Decided to start a weekly budget, maybe this way I won't get too discouraged

Week 2:
Groceries- $0 left
Eating Out- $54.02 left
Misc- $49.51 left

Week 3:
Groceries- $19.08
Eating Out- $70
Misc- $45

WEEK 1 BEGIN:
1- $2.47 (Shopping-Toys R Us), $2.40 (Eating Out- Bought more gift certificates from Restaurant.com)
2- $19.63 (Eating Out- Five Guys), $2 (Shopping-Dollar Tree), $4.22 (Groceries-Meijer)
WEEK 2 BEGIN:
3- $0
4- $19.14 (Groceries- Joe Caputo), $.90 (Groceries-Aldi), $2.88 (Groceries-CVS), $3.56 (Groceries-Walgreens)
5- $4.15 (Eating Out-Burger King), $9.15 (Eating Out-McDonald's), $3.92 (Shopping-Toys R Us), $4.15 (Groceries-Meijer), $.60 (Groceries-Jewel)
6- $0
7- $1.92 (Groceries-Jewel)


Budget: $600....14%
Month: 7/31: 23%

My savings from coupons and sales: $344.26

 

[beaucoup]

I would just love a month where something major doesn't break. Been really fun around here lately between hot water tank leaking and yesterday I had to call the fire dept.

Car needs brake job. Probably should put that off.

Usually very boring here. I think I like boring.

But to make up for it, I've started coming up with items to sell so its helping some.

My month of SPENDING continues.
My first day on this challenge & failing already.
Vet appt for cat: $76.49
Eye doctor appt & glasses for DH: over $300

UGH.
Tomorrow is chimney sweep to find out what was wrong and caused me to have to call the fire dept yesteday.

 

[MickeyMomOfThree]

October 1- Not a good start. $55 DD15's yearbook, $18 DD15's PSAT, $4.50 2 kids wanted to buy lunch (we don't do this but once a month maybe twice for DD15) $14.50 school photos for DD8. Really messed up my back today (this is an ongoing and expensive problem) so I absolutely couldn't cook, plus I was supposed to get groceries and that was out. I barely made it to get the kids dinner, so a pizza at the drive thru $8 (DH isn't home or he'd have handled dinner.) However I subbed yesterday and today so I made some money (preschool, so just about $50 for the 2 days) and will be face painting at a festival tomorrow and will get $1 a kid, so that is good (hope it's busy!) And finally, the best news of the day...over the weekend I checked out state's unclaimed property and DH had one thing. It didn't say what it was but I filled out the form to get it and we got it today. It was a check for $338.88!!! DH and I are going to dinner and a movie tomorrow and putting the rest away.
October 2- Woke up wanting to go to the emergency room for my back, but had committed to being the face painter at a local festival so I pushed though and took my DD15 for help and we went. I gave her $4 for food out of what we made. DH and I were going to go out on a date but I couldn't hardly move so when I came hom I got inot bed and have been here since. So not quite a no spend day, but had she not gone with me there would have been no way I could have done it and wouldn't have made anything so it was money well spent. PLUS, I am starting to feel better so that is a $150 ER copay saved.
October 3- Apple Fest, I am clumping it all together at about $80 We ate, we bought a custome made sign for my DH's office and he bought me a really cool but totally unnecessary gift. BUT, it was an amazingly fun day. $100.52 @ Sam's. $3 ice cream for the kids at Sam's. $2 snack for DH. $20 gas and $84 groceries. Need to get back on track tomorrow!!!
October 4-$0 "Technically" DH had a coupon for lunch. He called and asked me to come and said he was going with or without me so I wouldn't be blowing a $0 day. He said he missed me cause I was in bed with my back most of the weekend. How can you say no to that? So I went with him. Normally I'd count it but with the coupon and it coming out of his weekly spening money... oh then we got tickets to see a movie after work. We went to see "Life As We Know It," great movie! We went with the free preview passes.
October 5-$0 Calling it early today. Wasn't planning on spending anything anwyay, but woke up to a mouse in our house so I baracaded myself in my bedroom and won't be leaving till DH gets home to check on me (and the traps) later this afternoon. Hopefully he will have caught it by then cause he has to work overnight tonight and while I wish I wasn't, I am so fearful of those little buggers! ETA- Returned someting, credit about $10
October 6-$0 Calling it another early day. Only going for flu shots for the kids and Open House for DD11 tonight.
October 7- So annoyed!!! I decided I had to spend money at CEC for the kids school fundraiser. Using coupons I got a pizza with everything, drinks and 129 tokens for $19. It was such a mad house the kids mostly ran around with their friends and didn't use many tokens so we came home with over 100 left! Anyway, back to the annoying part. I had 2 gift cards for $16 each from Staples rebates. I figured I'd use those and wouldn't spend any money (the money for them was recorded back in August.) Well I asked her to put $15.99 on one and the rest on another. She kept putting the whole thing though and of course the card got declined. Well after her telling me 3 times in front of all the people around me from the kids' school, well, I got embarassed and just paid for it. The good news is I still have the gift cards for a rainy day. Bad news is, 8 days in and I only have 3 $0 days and today and tomorrrow won't be as it is my DD's Sweet 16 party today and tomorrow. BUT, that is budgeted and I want to spend more then she does so I have way more allowed for it then we will need.

No Spend Days 3/15


$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
Longest Streak-4 Days in a Row!

 

[beaucoup]

My month of SPENDING continues.
My first day on this challenge & failing already.
Vet appt for cat: $76.49
Eye doctor appt & glasses for DH: over $300

UGH.
Tomorrow is chimney sweep to find out what was wrong and caused me to have to call the fire dept yesteday.

Day 2 of me being in this challenge, and day 2 of continued spending.
Chimney sweep just left. Found the problem that led to fire dept having to be called 2 days ago. Ordering the part & looking at over $200 when said and done.

I think this is a very bad month for me to be in this challenge. Feel like bleeding money every day.

Maybe time to sell some more items on Craigslist and eBay.

 

[charming23]

This morning I ran over to Target to get my mom a birthday present and was so excited to see that the shirt she wanted was on clearance!!!! I also grabbed myself a new comforter that was 75% off as well as a matching pillow sham.

Groceries- $200/ $112.20 Left
Household/Pet- $50/ $13.85 Left
Gas/Car- $50
Eating out/Entertainment- $50/$42.62 Left
Misc- $50/$33.08 Left

Total- $400/ $251.85 Left

Goal of 15 No Buy Days

Week One
10/1- $0
10/2- $58.08 Grocery and $21.97 Household
10/3- $0
10/4- $0
10/5- $0
10/6- $1.59 for a half gallon of milk at CVS
10/7- $28.13 Grocery, $14.18 Household/pet, $2.88 McDonald's, and $4.50 Movie ticket

Week Two
10/8- $16.82 at Target
10/9-
10/10-
10/11-
10/12-
10/13-
10/14-

4/15 No Buy Days

Coupon and Store Savings-$88.66

 

[3goofyboys]

My goal for this month is 15 no buy days. This might be tough because we're hosting a big halloween party mid-month, but I'm going to give it a shot.

1: $0
2: $30 groceries, $20 gas
3: $0
4: $0
5: $27 Target (on a side note: why is toilet paper so dang expensive?)
6: $44 halloween party supplies, $20 medical co-pay, $27 dinner out with friends
7: $0 Took the boys to the museum today, but we're members, so we had a no buy day!
8: $22 groceries, $28 gas

4/15 no buy days

 

[lattemomof3]

Oct 1 - $0

Oct 2 - $22.18 (movie & Taco Bell w/ mom, pajamas dd)

Oct 3 - bad budget day! $11 Scholastic, $55 clothes for dd & friend's b-day
gift, $160 clothes for me (2 pair of much needed jeans, some shirts
& shoes). Had coupon codes for everything, ordered on-line from Old
Navy & Target, may end up returning some, that's usually how it goes!

Oct 4 - $10 b-day gift dd's friend, $20 groceries

Oct 5 - $20 groceries & household, $5 latte for me & hot cocoa for dd ( my reward for cleaning out dd's closet).

Oct 6 - $0

Oct 7 - $0

Oct 8 - $57 groceries, $42 friends Pampered Chef party

 

[Siouxstone]

We'll have to see if I can pull a $0 day today. I should have enough gas to get to my parents' house, but may fill up on the way if we need a potty break. That would get me home on Sunday if we don't run around too much. It's off to the Turkey race tomorrow, and hopefully I can stick to my budget afterwards. Carnival rides and festival food booths, they just suck it right out of the wallet.

Hope everyone has a great weekend!


10/1- .65 coke machine
10/2-$0
10/3-$115 Sams & HEB, $52 gas (both cars)
10/4-$0
10/5-epic failure for dinner leads to $16 Chick-fil-a
10/6-$0
10/7-$45 groceries, $32 birthday present


Groceries/Household/Dog~ $650 ($474 left)
Gas~ $160 ($108 left)
Dad's birthday weekend away~ $300 ($268 left)
Halloween~ $100
DH's pocket money~ $80
Clothing~ $100
Medical~ $80

 

[Siouxstone]

To those who are discouraged:

Hang in there! One thing I've learned from No Buy is that life happens. If you feel like you're bleeding money, look at it as wants vs needs. Some things definitely fall in the needs category, and those things pop up and you just have to deal with them. Keep your chin up!

 

[Virgderon]

No buy days are hard to come by.... got some groceries today and paid for parking at the free concert. My stepdaughter got into a fender bender while we were there and we ended up leaving because of all the phone calls that were coming in. Sigh.

Running Total: Spent $246
$1000 budget...$754 left
$0 Days: 2
Goal is 8 or more!
coupon/sale savings : 33

Groceries budget- $250-9-12-4-34= 191 left

October 1 : 30 (groceries, misc)
October 2 : 57 (18 haircut, 5 used books, 11 Wendys, 8 food at college football game, 15 gas)
October 3: 9
October 4: 0
October 5 : 41 ( 32 bowling 9 misc Walgreens)
October 6 : 57 (18 parking, 39 lunch at Rays game)
October 7: 0
Ocotober 8: 52 (34 groceries, 8 toiletries, 10 parking at free concert)

 

[ronnmel]

No Buy Days : 4/15
Gas : 29$ (max 85$)
Groceries : 10$ (max 250$)
Eating out (and snacks) : 25$ (max 150$)
Non-necessities : 260$ (max 250$)

10/01 : 15$ (drinks with friends)
10/02 : 39$ (gas + breakfast)
10/03 : 0$
10/04 : 10$ (groceries)
10/05 : 0$
10/06 : 0$
10/07 : 260$ (salsa lessons registration)
10/08 : 0$

 

[neatokimmo]

Chinese and taco bell today - I'm not winning any mother of the year awards today. $13.65

10/8 - $13.65 (eating out - yick)
10/7 - $31.76 ($1 tag sale)
10/6 - 8.39 (field trip)
10/5 - $17.48
10/4 - 21.88
10/3 = 32.71 (shoes for me me me! hairbow supplies minus diff in DD shoes)
10/2 = $18.25
10/1 = $148.07

Groceries - $58.66/120 (yikes!)
Eating out - $6.43/37.56
Clothes - ($44.69)/40
Makeup - $25/25
Cats - $35
Preschool extras - $1.61/10
Gas - $33/65
Toys - $0/25 - gave allowance instead
Misc - $46.41/80
Christmas - 10.46/??

 

[A.Mickey]

Running Total: Spent $88.79
$0 Days:2/10

We will be in Florida the 15th-25th, but I will still be keeping track of the spending this is going to be interesting.

Groceries ($100)- $45.07
Eating Out ($300)- $35.33
Misc. (Shopping/Entertainment) ($200) $8.39

Decided to start a weekly budget, maybe this way I won't get too discouraged

Week 2:
Groceries- $0 left
Eating Out- $54.02 left
Misc- $49.51 left

Week 3:
Groceries- $11.38
Eating Out- $70
Misc- $45

WEEK 1 BEGIN:
1- $2.47 (Shopping-Toys R Us), $2.40 (Eating Out- Bought more gift certificates from Restaurant.com)
2- $19.63 (Eating Out- Five Guys), $2 (Shopping-Dollar Tree), $4.22 (Groceries-Meijer)
WEEK 2 BEGIN:
3- $0
4- $19.14 (Groceries- Joe Caputo), $.90 (Groceries-Aldi), $2.88 (Groceries-CVS), $3.56 (Groceries-Walgreens)
5- $4.15 (Eating Out-Burger King), $9.15 (Eating Out-McDonald's), $3.92 (Shopping-Toys R Us), $4.15 (Groceries-Meijer), $.60 (Groceries-Jewel)
6- $0
7- $1.92 (Groceries-Jewel)
8- $1.61 (Groceries-Jewel), $6.09 (Groceries-Walgreens)


Budget: $600....15%
Month: 8/31: 26%

My savings from coupons and sales: $391.57

 

[charming23]

Today is a no buy. It is beautiful out and since the attic is no longer a sauna we are cleaning out the long closet.

Groceries- $200/ $112.20 Left
Household/Pet- $50/ $13.85 Left
Gas/Car- $50
Eating out/Entertainment- $50/$42.62 Left
Misc- $50/$33.08 Left

Total- $400/ $251.85 Left

Goal of 15 No Buy Days

Week One
10/1- $0
10/2- $58.08 Grocery and $21.97 Household
10/3- $0
10/4- $0
10/5- $0
10/6- $1.59 for a half gallon of milk at CVS
10/7- $28.13 Grocery, $14.18 Household/pet, $2.88 McDonald's, and $4.50 Movie ticket

Week Two
10/8- $16.82 at Target
10/9- $0
10/10-
10/11-
10/12-
10/13-
10/14-

5/15 No Buy Days

Coupon and Store Savings-$88.66

 

[3goofyboys]

My goal for this month is 15 no buy days.

1: $0
2: $30 groceries, $20 gas
3: $0
4: $0
5: $27 Target (on a side note: why is toilet paper so dang expensive?)
6: $44 halloween party supplies, $20 medical co-pay, $27 dinner out with friends
7: $0 Took the boys to the museum today, but we're members, so we had a no buy day!
8: $22 groceries, $28 gas
9: $0


5/15 no buy days

 

[Virgderon]

No buy day! We have been having a good time, but trying to behave this weekend, with the big Disney Halloween weekend coming up.

Running Total: Spent $246
$1000 budget...$754 left
$0 Days: 3
Goal is 8 or more!
coupon/sale savings : 33

Groceries budget- $250-9-12-4-34= 191 left

October 1 : 30 (groceries, misc)
October 2 : 57 (18 haircut, 5 used books, 11 Wendys, 8 food at college football game, 15 gas)
October 3: 9
October 4: 0
October 5 : 41 ( 32 bowling 9 misc Walgreens)
October 6 : 57 (18 parking, 39 lunch at Rays game)
October 7: 0
October 8: 52 (34 groceries, 8 toiletries, 10 parking at free concert)
October 9 : 0

 

[wlake]

May I join, even though we're a third of the way through the month? I hate to complain about this because I'm probably the only person in the country who's had her job increase from part-time to full-time, so we have more money but NO time anymore. (Going full-time wasn't my idea; it was presented to me as a take it or leave it deal.) So instead of solving problems by spending time (ie, cooking dinner or laundry on the line), I'm solving them with money (unhealthy dinners out and using the dryer).

So, for the next three weeks, I'd like to have 6 no buy days and only 3 dinners out/take out.

I can't start with today -- we spent $100 at BJ's (but had gotten over $40 off with coupons and a rebate check!) and $50 at the pick-your-own place on pumpkins, apples, and pears. I'm trying to make and freeze a winter's worth of applesauce! Tomorrow I know I'm taking the boys to a corn maze, so that won't work, and Monday is going to be a clothes shopping day because DS8 doesn't fit into last winter's jeans but what I bought ahead is still too long (that's not going to be a fun trip). I guess Tuesday will be my first shot at it!

 

[MickeyMomOfThree]

October 1- Not a good start. $55 DD15's yearbook, $18 DD15's PSAT, $4.50 2 kids wanted to buy lunch (we don't do this but once a month maybe twice for DD15) $14.50 school photos for DD8. Really messed up my back today (this is an ongoing and expensive problem) so I absolutely couldn't cook, plus I was supposed to get groceries and that was out. I barely made it to get the kids dinner, so a pizza at the drive thru $8 (DH isn't home or he'd have handled dinner.) However I subbed yesterday and today so I made some money (preschool, so just about $50 for the 2 days) and will be face painting at a festival tomorrow and will get $1 a kid, so that is good (hope it's busy!) And finally, the best news of the day...over the weekend I checked out state's unclaimed property and DH had one thing. It didn't say what it was but I filled out the form to get it and we got it today. It was a check for $338.88!!! DH and I are going to dinner and a movie tomorrow and putting the rest away.
October 2- Woke up wanting to go to the emergency room for my back, but had committed to being the face painter at a local festival so I pushed though and took my DD15 for help and we went. I gave her $4 for food out of what we made. DH and I were going to go out on a date but I couldn't hardly move so when I came hom I got inot bed and have been here since. So not quite a no spend day, but had she not gone with me there would have been no way I could have done it and wouldn't have made anything so it was money well spent. PLUS, I am starting to feel better so that is a $150 ER copay saved.
October 3- Apple Fest, I am clumping it all together at about $80 We ate, we bought a custom made sign for my DH's office and he bought me a really cool but totally unnecessary gift. BUT, it was an amazingly fun day. $100.52 @ Sam's. $3 ice cream for the kids at Sam's. $2 snack for DH. $20 gas and $84 groceries. Need to get back on track tomorrow!!!
October 4-$0 "Technically" DH had a coupon for lunch. He called and asked me to come and said he was going with or without me so I wouldn't be blowing a $0 day. He said he missed me cause I was in bed with my back most of the weekend. How can you say no to that? So I went with him. Normally I'd count it but with the coupon and it coming out of his weekly spening money... oh then we got tickets to see a movie after work. We went to see "Life As We Know It," great movie! We went with the free preview passes.
October 5-$0 Calling it early today. Wasn't planning on spending anything anwyay, but woke up to a mouse in our house so I baracaded myself in my bedroom and won't be leaving till DH gets home to check on me (and the traps) later this afternoon. Hopefully he will have caught it by then cause he has to work overnight tonight and while I wish I wasn't, I am so fearful of those little buggers! ETA- Returned someting, credit about $10
October 6-$0 Calling it another early day. Only going for flu shots for the kids and Open House for DD11 tonight.
October 7- So annoyed!!! I decided I had to spend money at CEC for the kids school fundraiser. Using coupons I got a pizza with everything, drinks and 129 tokens for $19. It was such a mad house the kids mostly ran around with their friends and didn't use many tokens so we came home with over 100 left! Anyway, back to the annoying part. I had 2 gift cards for $16 each from Staples rebates. I figured I'd use those and wouldn't spend any money (the money for them was recorded back in August.) Well I asked her to put $15.99 on one and the rest on another. She kept putting the whole thing though and of course the card got declined. Well after her telling me 3 times in front of all the people around me from the kids' school, well, I got embarassed and just paid for it. The good news is I still have the gift cards for a rainy day. Bad news is, 8 days in and I only have 3 $0 days and today and tomorrrow won't be as it is my DD's Sweet 16 party today and tomorrow. BUT, that is budgeted and I want to spend more then she does so I have way more allowed for it then we will need.
September 8- DD's Sweet 16 Party so $$$. Dinner was $127 We went to a habatchi place. The girls all ordered what they wanted and drinks (my DD ordered water, she has been trained though I told her since it was her b-day she could have what she watned.) After the drinks came they decided they wanted virgin daquiris. No way was I paying $3 a drink PLUS $5 each for those so I said we'd make them later. Then they went to lazer tag, $48. While they were there I went and got the stuff for daquiris and a bunch of candy and a pie DD likes, $22.06. Gas $20. Redbox $1. $24 hoddie for DD11 with her new school name on it.
September 9- $35.58 Food for DH to tailgate tomorrow. His friend got the tickets so we bought the food. $18.86 allergy pills, fall allergies are kicking my family's tails. $22.27 makeup for me and dry shampoo for our trip (21 hour drive makes my hair look ) Date with the hubby $50 and Haunted House for DD15 $9.

No Spend Days 3/15


$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
Longest Streak-4 Days in a Row!

 

[MickeyMomOfThree]

Virgderon, sorry I was MIA yesterday cause of DD's party, but sorry about your stepdaughter. Hope all is well and glad it wasn't worse.

Wlake, welcome!!!