The Mystery Machine
Sunrise at my house. :+)
- Joined
- Jan 4, 2001
- Messages
- 47,532
I'd look more into the uninsurable bit. More and more companies (including the one I work at) have been playing around with new modeling technology which has change a lot in terms of what is considered a risk and what is not. Now I don't think she'll be able to get the lowest rate, but I would find it hard to believe that she is completely uninsurable in the modern marketplace. Things like paternal and maternal heart conditions used to make their children rate in high risk but more and more companies are realizing there is a mix between genetics and personal lifestyle, with genetics taking more of back seat to personal lifestyle.
Don't confuse the need for proper and adequate health insurance for the need for life insurance.
My dd had open heart sugery at 4months old for Tetrology of Fallot. We tried to get her private health insurance and we could not do it. Her risk is too high.
I have not checked lately. She is 18 already and I figure she will just have to get it thru her work once she graduates.