ILoveMyDVC said:
I'd like to add that I am troubled to see so many people in financial trouble real or perceived (hint: if you go to WDW 3 times a year, you are not broke) paying for DVC points. It's a luxury item - not a necessity. I received some advice from an original DVC member on Prodigy way back when we first decided to join. I was fairly young with a new family and not so certain we could handle the payments. He was a lawyer from Illinois with 3 children (the last 2 were twins) and Ive always wondered what happened to him. Anyway, he said that not buying into the DVC was not the end of the world. And as much as I have enjoyed our membership and I was very, very lucky to have been able to make those payments once I became a single mom, I know now that it would not have been the end of the world to have postponed joining or maybe not joined at all. Having 11+ years on the bbs, Ive learned that reality can be distorted here in the virtual world. Reading the bbs, one would think EVERYONE makes multiple trips to WDW, EVERYONE is a DVC member or at least a Grand Floridian concierge guest with endless amounts of money to throw at $200 Breathless trips and $100 breakfasts. It becomes a game of keeping up with the Jones. Most people in this country NEVER make it once to WDW. And so many of those who are lucky enough to visit, go once in a lifetime.
I am not sure I completely understand your point. Are you saying that people like me, who go 3 times per year, but don't feel in the financial position to give our points to others for free, have no business owning DVC? I think you might be referring to me since I posted I go three times a year but don't have the money to finance others vacations

. In any case, there is a big difference between me affording to go to WDW with my husband and kids, 3 times a year and not desiring to, or having the resources to treat others (outside my parents and my fil) to a trip to WDW. To me, treating my friends and family would give them the impression I have soooo much money, or how else could I afford to do this? That sounds a lot more like a "keeping up with the Jones" attitude than just being honest and up front that yeah, I can afford to do a lot of things for myself but not everybody else. And you are right, DVC is luxury item. I bought my points which cost almost exactly the same amount as the new minivan I test drove right before our trip when we bought DVC. When I toured SSR and thought about the times my husband and I could enjoy there with our two kids, my current minivan never looked so good! Thank God we had decided to buy a new car after vacation! We all have luxury items that we could do without, mine is my DVC, my friend who wants to use my DVC for free has hers parked in her garage. Her choice, she can always trade that car in for a klunker, buy a DVC share and we can all go to WDW together on our own respective points. I certainly have never asked her if I can drive her new car for a week so I can experience that firsthand and if I did and she said no, I wouldn't think, uh oh, she clearly shouldn't have bought that car if she can't afford to loan it to me. I have a ton of friends who have season tickets to the Avalanche and Broncos. When they go out of town, sometimes they offer us the tickets, for a price. It has never one time occurred to me to think, hey they pay for those whether they go or I go, why can't they just give them to me? I would never pay that kind of money for sporting event season tickets, and I would never second guess how or why they can afford to. I learned along time ago, we all spend our money differently. What is right for one family is not right for another. And its nobody's business and nobody's right to judge how you use or share your luxuries in life.
I say if people are able to and feel comfortable letting others use their points for free, go for it. If you can't then don't feel guilty about it, say no nicely and enjoy those points that belong to YOU first and foremost.